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MARKETS / NASDAQ / Financials / Banks / FHB
NASDAQ · STATE COMMERCIAL BANKS · LARGE CAP

First Hawaiian, Inc. FHB

12 fiscal years on record · USD · FY2025 reported · SEC filings only
$880.8M
▲ 8.9% YoY
$276.3M
▲ 20.0% YoY
$303.3M
▲ 5.0% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

First Hawaiian, Inc., through its bank subsidiary First Hawaiian Bank, provides a diversified range of banking services to consumer and commercial customers, including deposit products, lending services and wealth management and trust services. Through the Bank, it operates a network of 49 branches in Hawaii, Guam and Saipan. As of December 31, 2025, it had over 2,000 employees. As of December 31, 2025, it had $14.3 billion of gross loans and leases and $2.8 billion of stockholders' equity. It operates its business through two operating segments, Retail Banking and Commercial Banking, with other activities, including Treasury, reported in Corporate/Other. First Hawaiian Bank was founded in 1858 under the name Bishop & Company. On April 1, 2016, following a series of reorganization transactions by then-parent BNP Paribas, the company amended its certificate of incorporation to change its name to First Hawaiian, Inc.

Written from the business description in FIRST HAWAIIAN, INC.'s annual report to the U.S. Securities and Exchange Commission, filed 27 February 2026. Every sentence was checked against that document before publication.

Growth

USD 880.8M
Revenue, FY2025 · full 12-year series below
Revenue $M Net income $M
FY2025 · Revenue 880.8 · Net income 276.3
400M800M
20142017202020232025
Compound annual growth
+3.6%
+3.7%
+1.3%
+8.3%
+2.6%
+1.9%
+9.0%
+3.7%
+0.0%
+0.0%
+17.6%
+10.5%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +3.7% a year over the five years to FY2025 — but profit grew faster: net income at +8.3%, earnings per share at +9.0%.

The share count fell from 0.13B to 0.12B — the buyback concentrates the same profit into fewer slices.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

31 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 40.2% · Net 31.4%
20%40%
201420192025
ROE
FY2025 · ROE 10.3%
5%10%
201420192025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.
Gross margin·
Operating margin40.2%
Net margin31.4%
EBITDAUSD 370.3M

Each USD of equity produced 10 cents of profit this year.

Cash & shareholders

USD 231.0M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 303.3
150M300M
201420192025
Net buybacks $M Dividends $M
FY2025 · Dividends 131.0 · Net buybacks 100.0
100M200MDividendsNet buybacks
2016201720182019202020212022202320242025
Dividends paidUSD 131.0M
Net buybacksUSD 100.0M
Share of profit83.6%
Consecutive raises·

USD 131.0M in dividends and USD 100.0M in buybacks — 84% of the year's profit went back to shareholders.

Total assetsUSD 24.0B
EquityUSD 2.8B
CashUSD 1.5B
Gross debtUSD 0.00
Net debtUSD -1.5B
DepositsUSD 20.5B

The company holds more cash than debt.

The 12-year record

12 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative—not applicable◌not available in our data
FHB, 12-year financial record
Metric 202520242023202220212020201920182017201620152014
Revenue $B0.90.80.80.80.70.70.80.7◌◌◌◌
Operating income $B0.40.30.30.40.30.20.40.40.40.40.30.3
EBITDA $B0.40.30.30.40.40.30.40.40.40.40.40.4
Income tax $B0.10.10.10.10.10.10.10.10.20.10.10.1
Net income $B0.30.20.20.30.30.20.30.30.20.20.20.2
Free cash flow $B0.30.30.20.40.40.20.30.30.30.20.10.2
EPS, diluted $2.201.791.842.082.051.432.131.931.321.651.531.55
Dividend / sh $1.041.041.041.041.041.041.040.960.880.62◌◌
Payout %47585650507349506737——
ROE %10.39.09.910.89.86.911.010.57.38.87.98.1
Shares out B0.120.130.130.130.130.130.130.130.140.140.14◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

UNH · BRK-A · BRK-B · CI · ELV · CNC
Provenance

Company facts, as filed

How we verify · 0 failures in 35 reconciliationsAUDITED

Reconciled in 12 of the 12 fiscal years we could check. Seven checks were skipped: the balance sheet is not tagged before 2014. Seven checks were skipped: EPS is not tagged before 2014.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityState Commercial Banks
Listed onNASDAQ
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2014

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