NYSE · SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED · LARGE CAP
Flagstar Bank, National Association FLG
19 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
EPS · FY25
$-0.50
Dividend / sh · FY25
$0.04
Payout · FY25
-8%
ROE · FY25
-2.2%
Net margin · FY25
—
Dividend coverage
-12.5×
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Result
—
Revenue, FY2025 · full 19-year series below
Revenue
Net income
Per share
USD -0.50
Diluted EPS, FY2025
EPS
Dividend
The dividend was paid in a year without profit.
Profitability
-2.2%
Return on equity, FY2025
ROE
Operating margin—
Net margin—
Return on assets-0.2%
Each USD of equity lost 2 cents this year.
Returned to shareholders
USD 15.0M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 15.0M
Net buybacks—
Share of profit-8.5%
Consecutive raises—
USD 15.0M in dividends went back to shareholders in a year without profit.
Growth
−3.2% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
−2.4%
−3.2%
−32.9%
Returned to shareholders
−64.1%
−47.2%
−28.9%
−20.1%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.42B
Shares outstanding, FY2025
Change, 5 years+39.5%
Change, 10 years+55.2%
The share count grew 39% in five years — the same company, cut into more, smaller slices.
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Balance sheet
USD 87.5B
total assets, end of FY2025
Total assetsUSD 87.5B
EquityUSD 8.1B
CashUSD 6.0B
Gross debtUSD 12.2B
Net debtUSD 6.2B
DepositsUSD 66.0B
Net debt stands at 76% of equity.
History
19 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Revenue $B
·
·
·
0.0
0.0
0.0
0.0
0.0
0.0
0.0
·
·
·
1.5
1.4
1.5
·
·
·
Operating income $B
−0.2
−1.4
−0.1
0.8
0.8
0.6
0.5
0.6
0.7
0.8
−0.1
0.8
0.7
·
·
·
·
·
·
EBITDA $B
−0.1
−1.2
0.1
0.8
0.8
0.6
0.6
0.6
0.7
0.8
−0.1
0.8
0.8
·
·
·
·
·
·
Income tax $B
−0.0
−0.3
0.0
0.2
0.2
0.1
0.1
0.1
0.2
0.3
−0.1
0.3
0.3
0.3
0.3
0.3
0.2
−0.0
0.1
Net income $B
−0.2
−1.1
−0.1
0.7
0.6
0.5
0.4
0.4
0.5
0.5
−0.0
0.5
0.5
0.5
0.5
0.5
0.4
0.1
0.3
EPS, diluted $
−0.50
−3.49
−0.49
3.77
1.20
1.02
0.77
0.79
0.90
1.01
−0.11
1.09
1.08
1.13
1.09
1.24
1.13
0.23
0.90
Dividend / sh $
0.04
0.20
2.04
2.04
0.68
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Payout %
−8
−5
−615
49
53
62
80
79
71
67
−963
91
93
88
91
80
87
428
111
ROE %
−2.2
−13.5
−0.9
8.2
8.6
7.5
5.9
6.3
7.2
8.2
−0.8
8.4
8.3
8.9
8.7
9.9
8.3
1.9
6.7
Shares out B
0.42
0.00
0.24
0.68
0.47
0.46
0.47
0.47
0.49
0.49
0.48
0.44
0.44
0.44
0.44
0.44
0.43
0.34
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
36 of 36
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed