MARKETS / NASDAQ / FULT

NASDAQ · NATIONAL COMMERCIAL BANKS · LARGE CAP

Fulton Financial Corp. FULT

18 fiscal years on record · USD · FY2025 reported · SEC filings only

Revenue

$276.8M

▼ 6.5% YoY

Net income

$391.6M

▲ 35.6% YoY

In brief

What this company does

Through its banking subsidiary, Fulton Bank, the Corporation delivers financial services primarily within a five-state market area comprising Pennsylvania, Delaware, Maryland, New Jersey, and Virginia. As of December 31, 2025, the Corporation had 204 financial centers, not including remote service facilities, and its main office in Lancaster, Pennsylvania. Its workforce, excluding temporary employees and interns, consisted of approximately 3,400 employees at December 31, 2025. The Corporation offers consumer banking, commercial banking, and wealth management products and services to its customers and the communities it serves. Consumer Banking products and services include checking account and savings deposit products and certificates of deposit. Commercial Banking products and services are provided primarily to small- and medium-sized businesses, generally with annual gross revenue of less than $500 million, within its market area. Wealth Management services, including investment management, trust, brokerage, insurance and investment advisory services, are offered to consumer and commercial customers through Fulton Financial Advisors and Fulton Private Bank, both operating divisions of Fulton Bank.

Written from the business description in Fulton Financial Corporation's annual report to the U.S. Securities and Exchange Commission, filed 27 February 2026. Every sentence was checked against that document before publication.

Growth

USD 276.8M

Revenue, FY2025 · full 18-year series below

Revenue $M Net income $M

FY2025 · Revenue 276.8 · Net income 391.6

Compound annual growth

Revenue

+6.8%

+4.1%

Net income

+10.9%

+17.1%

+10.1%

+7.7%

EPS, diluted

+7.6%

+14.0%

+9.4%

+8.8%

Dividend / share

+3.4%

+5.4%

+6.7%

+12.8%

Returned to shareholders

+19.8%

+10.1%

+6.7%

+12.3%

3 yrs

5 yrs

10 yrs

15 yrs

Revenue compounded at +4.1% a year over five years — but profit grew faster: net income at +17.1%, earnings per share at +14.0%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

141 cents

of every revenue dollar became profit

Operating margin Net margin

FY2025 · Operating 175.4% · Net 141.5%

ROE

FY2025 · ROE 11.7%

Gross margin—

Operating margin175.4%

Net margin141.5%

Return on assets1.2%

EBITDA—

Each USD of equity produced 12 cents of profit this year.

Cash & shareholders

USD 199.5M

returned in FY2025 · dividends + net buybacks

Net buybacks $M Dividends $M

FY2025 · Dividends 141.2 · Net buybacks 58.3

Dividends paidUSD 141.2M

Net buybacksUSD 58.3M

Share of profit51.0%

Consecutive raises2 years

USD 141.2M in dividends and USD 58.3M in buybacks — 51% of the year's profit went back to shareholders.

Total assetsUSD 32.1B

EquityUSD 3.5B

CashUSD 1.1B

DepositsUSD 26.6B

Equity funds 11% of total assets.

The 18-year record

18 fiscal years

Every figure from documents filed with the SEC · USD

row low → row highnegative

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008
Revenue $B	0.3	0.3	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	·	·	·	·	·	·	·	·
Operating income $B	0.5	0.3	0.3	0.3	0.3	0.2	0.3	0.2	0.2	0.2	0.1	0.2	0.2	0.2	·	·	·	·
EBITDA $B	·	·	·	·	·	·	·	·	·	·	·	·	·	·	·	·	·	·
Income tax $B	0.1	0.1	0.1	0.1	0.1	0.0	0.0	0.0	0.1	0.0	0.0	0.1	0.1	0.1	0.1	0.0	0.0	0.0
Net income $B	0.4	0.3	0.3	0.3	0.3	0.2	0.2	0.2	0.2	0.2	0.1	0.2	0.2	0.2	0.1	0.1	0.1	−0.0
EPS, diluted $	2.08	1.57	1.64	1.67	1.62	1.08	1.35	1.18	0.98	0.93	0.85	0.84	0.83	0.80	0.73	0.59	0.31	−0.03
Dividend / sh $	0.73	0.69	0.64	0.66	0.64	0.56	0.56	0.52	0.47	0.41	0.38	0.34	0.32	0.30	0.20	0.12	0.12	0.60
Payout %	36	46	41	40	41	51	41	43	47	43	44	41	29	45	23	27	80	−1851
ROE %	11.7	9.7	10.6	10.8	10.3	7.2	9.9	9.3	7.9	7.8	7.4	7.8	7.8	7.8	7.5	6.7	3.9	−0.3

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance

Company facts, as filed

How we verify · 0 failures in 52 reconciliationsAUDITED

Reconciled in 18 of 19 fiscal years. 5 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures

ActivityNational Commercial Banks

Listed onNASDAQ

Incorporated inPennsylvania

Fiscal year endsDecember 31

Data on record since2008