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MARKETS / NASDAQ / FUSB
NASDAQ · STATE COMMERCIAL BANKS · SMALL CAP

First US Bancshares, Inc. FUSB

16 fiscal years on record · USD · FY2025 reported · SEC filings only
4 YEARS OF DIVIDEND GROWTH
$1.1M
▼ 7.5% YoY
$6.0M
▼ 26.7% YoY
$9.1M
▲ 60.5% YoY
In brief

What this company does

The Bank conducts a general commercial banking business and offers banking services such as demand, savings, individual retirement account and time deposits, personal and commercial loans, safe deposit box services and remote deposit capture. The Bank operates and serves its customers through 15 full-service banking offices located in Birmingham, Butler, Calera, Centreville, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa and Woodstock, Alabama; Knoxville and Powell, Tennessee; and Rose Hill, Virginia; as well as loan production offices in Mobile, Alabama and the Chattanooga, Tennessee area. The Bank also performs indirect lending through third-party retailers and currently conducts this lending in 17 states, including Alabama, Arkansas, Florida, Georgia, Indiana, Iowa, Kansas, Kentucky, Mississippi, Missouri, Nebraska, North Carolina, Oklahoma, South Carolina, Tennessee, Texas and Virginia. Our strategy focuses on increasing franchise value by building and maintaining a strong and diversified balance sheet through continued loan and deposit growth that leverages our branch network, loan production offices, and digital market capabilities. As of December 31, 2025, the Bank had 152 full-time equivalent employees.

Written from the business description in First US Bancshares, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 12 March 2026. Every sentence was checked against that document before publication.

Growth
USD 1.1M
Revenue, FY2025 · full 16-year series below
Revenue $M Net income $M
FY2025 · Revenue 1.1 · Net income 6.0
4M8M201020122014201620182020202220242025
Compound annual growth
−0.4%
−4.4%
+17.2%
−1.9%
+20.1%
+9.3%
+26.0%
+18.5%
+13.3%
−3.0%
−14.1%
+23.1%
+21.4%
+1.4%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
526 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 696.1% · Net 525.6%
500%201020122014201620182020202220242025
ROE

Not available in our data for this period.

Cash & shareholders
USD 3.4M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 9.1
8M16M-2M201020122014201620182020202220242025
Net buybacks $M Dividends $M
FY2025 · Dividends 1.6 · Net buybacks 1.8
2M4MDividendsNet buybacks20102013201520172019202120232025

USD 1.6M in dividends and USD 1.8M in buybacks — 56% of the year's profit went back to shareholders.

Total assetsUSD 1.2B
CashUSD 73.5M
Gross debtUSD 10.9M
Net debtUSD -62.6M
DepositsUSD 1.0B

Not available: we don't have the shareholders' equity figure for this period.

The 16-year record
16 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
Metric 2025202420232022202120202019201820172016201520142013201220112010
Revenue $B0.00.00.00.0············
Operating income $B0.00.00.00.00.00.00.00.00.00.00.00.00.00.0··
EBITDA $B············0.00.0··
Income tax $B0.00.00.00.00.00.00.00.00.00.00.00.00.00.0−0.0−0.0
Net income $B0.00.00.00.00.00.00.00.0−0.00.00.00.00.00.0−0.0−0.0
Free cash flow $B0.00.00.00.00.00.00.00.0−0.00.00.00.00.00.00.00.0
EPS, diluted $1.001.331.331.060.660.400.670.37−0.070.190.410.570.650.36−1.51−0.53
Dividend / sh $0.280.220.200.140.120.120.090.080.080.080.080.030.000.000.040.44
Payout %2715141217271220−118391950·−3−83
ROE %················
Shares out B0.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.01

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 47 reconciliationsAUDITED

Reconciled in 16 of 19 fiscal years. 29 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityState Commercial Banks
Listed onNASDAQ
Incorporated inDelaware
Fiscal year endsDecember 31
SEC categorysmaller reporting company
Data on record since2010

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