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MARKETS / NASDAQ / Financials / Banks / FVCB
NASDAQ · STATE COMMERCIAL BANKS · MID CAP

FVCBankcorp, Inc. FVCB

9 fiscal years on record · USD · FY2025 reported · SEC filings only
$22.1M
▲ 46.4% YoY
$23.8M
▲ 31.6% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

We serve the banking needs of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees located in the greater Washington, D.C. and Baltimore metropolitan areas. Since the Bank began operations in November 2007, it has grown largely organically, through de novo branch expansion, banker and customer acquisition, and two whole-bank acquisitions. On August 31, 2021, we announced that the Bank made an investment in Atlantic Coast Mortgage, LLC ("ACM") for $20.4 million to obtain a 28.7% ownership interest in ACM. The Bank provides a warehouse lending facility to ACM, which includes a construction-to-permanent financing line, and has developed portfolio mortgage products to diversify our held to investment loan portfolio.

Written from the business description in FVCBankcorp, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 16 March 2026. Every sentence was checked against that document before publication.

Growth

·
Revenue, FY2025 · full 9-year series below
Compound annual growth
−4.1%
+7.3%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

·
ROE
FY2025 · ROE 9.0%
5%10%
201720212025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.
Gross margin·
Operating margin·
Net margin·
EBITDAUSD 28.5M

Each USD of equity produced 9 cents of profit this year.

Cash & shareholders

USD 8.3M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 23.8
10M20M
201720212025
Net buybacks $M Dividends $M
FY2025 · Dividends 2.2 · Net buybacks 6.1
3M6M-1M-2MDividendsNet buybacks
202020212022202320242025
Dividends paidUSD 2.2M
Net buybacksUSD 6.1M
Share of profit37.6%
Consecutive raises·

USD 2.2M in dividends and USD 6.1M in buybacks — 38% of the year's profit went back to shareholders.

Total assetsUSD 2.3B
EquityUSD 253.6M
CashUSD 5.7M
DepositsUSD 2.0B

Equity funds 11% of total assets.

The 9-year record

9 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
FVCB, 9-year financial record
Metric 202520242023202220212020201920182017
Revenue $B◌◌◌◌◌◌◌◌◌
Operating income $B0.00.00.00.00.00.00.00.00.0
EBITDA $B0.00.00.00.00.00.00.00.00.0
Income tax $B0.00.00.00.00.00.00.00.00.0
Net income $B0.00.00.00.00.00.00.00.00.0
Free cash flow $B0.00.00.00.00.00.00.00.00.0
EPS, diluted $1.210.820.211.351.201.101.070.850.67
Dividend / sh $◌◌◌◌◌◌◌◌◌
Payout %100———————
ROE %9.06.71.812.111.08.49.48.57.8
Shares out B0.020.020.020.020.010.010.010.010.01

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

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UNH · BRK-A · BRK-B · CI · ELV · CNC
Provenance

Company facts, as filed

How we verify · 0 failures in 27 reconciliationsAUDITED

Reconciled in 9 of the 9 fiscal years we could check. 10 checks were skipped: the balance sheet is not tagged before 2017. 10 checks were skipped: EPS is not tagged before 2017.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityState Commercial Banks
Listed onNASDAQ
Incorporated inVirginia
Fiscal year endsDecember 31
SEC categorysmaller reporting company
Data on record since2017

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