Skip to content
ES
MARKETS / NASDAQ / FVCB
NASDAQ · STATE COMMERCIAL BANKS · MID CAP

FVCBankcorp, Inc. FVCB

9 fiscal years on record · USD · FY2025 reported · SEC filings only
$1.8M
▲ 13.9% YoY
$22.1M
▲ 46.4% YoY
$23.8M
▲ 31.6% YoY
In brief

What this company does

We serve the banking needs of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees located in the greater Washington, D.C. and Baltimore metropolitan areas. Since the Bank began operations in November 2007, it has grown largely organically, through de novo branch expansion, banker and customer acquisition, and two whole-bank acquisitions. On August 31, 2021, we announced that the Bank made an investment in Atlantic Coast Mortgage, LLC ("ACM") for $20.4 million to obtain a 28.7% ownership interest in ACM. The Bank provides a warehouse lending facility to ACM, which includes a construction-to-permanent financing line, and has developed portfolio mortgage products to diversify our held to investment loan portfolio.

Written from the business description in FVCBankcorp, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 16 March 2026. Every sentence was checked against that document before publication.

Growth
USD 1.8M
Revenue, FY2025 · full 9-year series below
Revenue $M Net income $M
FY2025 · Revenue 1.8 · Net income 22.1
10M20M201720182019202020212022202320242025
Compound annual growth
+7.5%
−4.1%
+7.3%
+3.7%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
1238 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 1586.0% · Net 1238.5%
1000%2000%201720182019202020212022202320242025
ROE
FY2025 · ROE 9.0%
5%10%201720182019202020212022202320242025
Gross margin—
Operating margin1586.0%
Net margin1238.5%
Return on assets1.0%
EBITDAUSD 28.5M

Each USD of equity produced 9 cents of profit this year.

Cash & shareholders
USD 8.3M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 23.8
8M16M201720182019202020212022202320242025
Net buybacks $M Dividends $M
FY2025 · Dividends 2.2 · Net buybacks 6.1
4.0M8.0M-0.8M-1.6MDividendsNet buybacks202020212022202320242025
Dividends paidUSD 2.2M
Net buybacksUSD 6.1M
Share of profit37.6%
Consecutive raises—

USD 2.2M in dividends and USD 6.1M in buybacks — 38% of the year's profit went back to shareholders.

Total assetsUSD 2.3B
EquityUSD 253.6M
CashUSD 5.7M
DepositsUSD 2.0B

Equity funds 11% of total assets.

The 9-year record
9 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 202520242023202220212020201920182017
Revenue $B0.00.00.00.00.0····
Operating income $B0.00.00.00.00.00.00.00.00.0
EBITDA $B0.00.00.00.00.00.00.00.00.0
Income tax $B0.00.00.00.00.00.00.00.00.0
Net income $B0.00.00.00.00.00.00.00.00.0
Free cash flow $B0.00.00.00.00.00.00.00.00.0
EPS, diluted $1.210.820.211.351.201.101.070.850.67
Dividend / sh $·········
Payout %100·······
ROE %9.06.71.812.111.08.49.48.57.8
Shares out B0.020.020.020.020.010.010.010.010.01

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 27 reconciliationsAUDITED

Reconciled in 9 of 19 fiscal years. 30 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityState Commercial Banks
Listed onNASDAQ
Incorporated inVirginia
Fiscal year endsDecember 31
SEC categorysmaller reporting company
Data on record since2017

Share this section

Download image