MARKETS / NYSE / Financials / Banks / GBCI

NYSE · STATE COMMERCIAL BANKS · LARGE CAP

Glacier Bancorp, Inc. GBCI

18 fiscal years on record · USD · FY2025 reported · SEC filings only

Net income

$239.0M

▲ 25.7% YoY

Free cash flow

$347.6M

▲ 65.7% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Glacier Bancorp, Inc. provides a full range of banking services to individuals and businesses through its wholly-owned bank subsidiary, Glacier Bank, offering retail banking, business banking, real estate, commercial, agriculture and consumer loans, and mortgage origination and loan servicing. It has 281 locations, consisting of 236 branches and 45 loan or administration offices, in 108 counties within nine states including Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, Nevada, and Texas. As of December 31, 2025, it employed 4,188 persons, 3,927 of whom were employed full time. As of December 31, 2025, the Bank consisted of eighteen bank divisions and a corporate division. Glacier Bancorp, Inc., headquartered in Kalispell, Montana, is a Montana corporation incorporated in 2004 as a successor corporation to the Delaware corporation originally incorporated in 1990.

Written from the business description in GLACIER BANCORP, INC.'s annual report to the U.S. Securities and Exchange Commission, filed 25 February 2026. Every sentence was checked against that document before publication.

Growth

Revenue, FY2025 · full 18-year series below

Compound annual growth

Net income

−7.6%

−2.1%

+7.5%

+12.2%

EPS, diluted

−10.1%

−6.7%

+2.6%

+8.2%

Dividend / share

+0.0%

−0.2%

+2.3%

+6.4%

Returned to shareholders

+1.1%

+4.4%

+7.4%

+10.3%

3 yrs

5 yrs

10 yrs

15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

ROE

FY2025 · ROE 6.4%

5%10%

200820162025

Three returns, three denominators.

Return on equity6.4%

Return on assets0.8%

Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Gross margin·

Operating margin·

Net margin·

EBITDA·

Each USD of equity produced 6 cents of profit this year.

Cash & shareholders

USD 162.7M

returned in FY2025 · dividends + net buybacks

Free cash flow $M

FY2025 · FCF 347.6

200M400M

200820162025

Net buybacks $M Dividends $M

FY2025 · Dividends 162.7 · Net buybacks ·

100M200M

2008201120142017202020232025

Dividends paidUSD 162.7M

Net buybacks·

Share of profit68.1%

Consecutive raises·

USD 162.7M in dividends — 68% of the year's profit went back to shareholders.

Total assetsUSD 32.0B

EquityUSD 4.2B

CashUSD 1.2B

Equity funds 13% of total assets.

The 18-year record

18 fiscal years

Every figure from documents filed with the SEC · USD

row low → row highnegative—not applicable◌not available in our data

GBCI, 18-year financial record
Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008
Revenue $B	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌
Operating income $B	0.3	0.2	0.3	0.4	0.3	0.3	0.3	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌
EBITDA $B	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌
Income tax $B	0.1	0.0	0.0	0.1	0.1	0.1	0.0	0.0	0.1	0.0	0.0	0.0	0.0	0.0	−0.0	0.0	0.0	0.0
Net income $B	0.2	0.2	0.2	0.3	0.3	0.3	0.2	0.2	0.1	0.1	0.1	0.1	0.1	0.1	0.0	0.0	0.0	0.1
Free cash flow $B	0.3	0.2	0.5	0.4	◌	◌	◌	◌	◌	◌	0.2	0.2	0.3	0.2	0.2	0.2	0.1	0.1
EPS, diluted $	1.99	1.68	2.01	2.74	2.86	2.81	2.38	2.17	1.50	1.59	1.54	1.51	1.31	1.05	0.24	0.61	0.56	1.19
Dividend / sh $	1.32	1.32	1.32	1.32	1.37	1.33	1.31	1.31	1.14	1.10	1.05	0.98	0.60	0.53	0.52	0.52	0.52	0.52
Payout %	68	79	66	52	51	49	59	47	96	69	68	45	46	63	214	88	93	44
ROE %	6.4	6.1	7.6	10.1	10.4	12.5	12.1	13.4	10.1	11.0	11.0	11.3	10.3	8.6	2.1	5.6	5.0	9.7
Shares out B	0.13	0.11	0.11	0.11	0.11	0.10	0.09	0.08	0.08	0.08	0.08	0.08	0.07	0.07	0.07	0.07	0.06	◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

Other companies filing in the same sector

UNH · BRK-A · BRK-B · CI · ELV · CNC

Provenance

Company facts, as filed

How we verify · 0 failures in 52 reconciliationsAUDITED

Reconciled in 18 of the 18 fiscal years we could check. Two checks were skipped: the share count is not tagged before 2009. Two checks were skipped: the balance sheet is not tagged before 2009.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures

ActivityState Commercial Banks

Listed onNYSE

Incorporated inMontana

Fiscal year endsDecember 31

Data on record since2008