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NYSE · LIFE INSURANCE · LARGE CAP

Globe Life Inc. GL

19 fiscal years on record · USD · FY2025 reported · SEC filings only
13 YEARS OF DIVIDEND GROWTH
$6.0B
▲ 3.7% YoY
$1.2B
▲ 8.4% YoY
$1.3B
▼ 5.8% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Globe Life's insurance subsidiaries write nonparticipating ordinary life insurance products, including traditional whole life, term life and other life insurance. It also offers Medicare Supplement and limited-benefit supplemental health insurance products that include accident, cancer, critical illness, heart, intensive care and other health products. As of December 31, 2025, the Company had 3,695 full-time, part-time and temporary employees and engaged over 17,000 independently-contracted insurance agents. Its primary subsidiaries are Globe Life And Accident Insurance Company, American Income Life Insurance Company, Liberty National Life Insurance Company, Family Heritage Life Insurance Company of America, and United American Insurance Company. Globe Life Inc., an insurance holding company, was incorporated in Delaware in 1979.

Written from the business description in GLOBE LIFE INC.'s annual report to the U.S. Securities and Exchange Commission, filed 25 February 2026. Every sentence was checked against that document before publication.

Growth

USD 6.0B
Revenue, FY2025 · full 19-year series below
Revenue $B Net income $B
FY2025 · Revenue 6.0 · Net income 1.2
2.5B5.0B
2007201020132016201920222025
Compound annual growth
+4.7%
+4.8%
+4.8%
+3.9%
+9.1%
+9.7%
+8.2%
+5.8%
+15.9%
+15.6%
+13.0%
+8.7%
+9.2%
+7.6%
+7.2%
+6.7%
+23.3%
+11.1%
+6.0%
+7.9%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +4.8% a year over the five years to FY2025 — but profit grew faster: net income at +9.7%, earnings per share at +15.6%.

The share count fell from 0.11B to 0.09B — the buyback concentrates the same profit into fewer slices.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

19 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 24.0% · Net 19.4%
10%20%30%
200720162025
ROE
FY2025 · ROE 20.6%
10%20%30%
200720162025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Each USD of equity produced 21 cents of profit this year.

Cash & shareholders

USD 802.6M
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF 1.3
1B2B
200720162025
Net buybacks $M Dividends $M
FY2025 · Dividends 86.1 · Net buybacks 716.5
500M1000MDividendsNet buybacks
2007201020132016201920222025

USD 86.1M in dividends and USD 716.5M in buybacks — 69% of the year's profit went back to shareholders.

Total assetsUSD 30.8B
EquityUSD 6.0B
CashUSD 144.7M
Gross debtUSD 2.6B
Net debtUSD 2.5B

Net debt stands at 42% of equity.

The 19-year record

19 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative—not applicable◌not available in our data
GL, 19-year financial record
Metric 2025202420232022202120202019201820172016201520142013201220112010200920082007
Revenue $B6.05.85.45.25.14.74.54.34.23.93.83.63.53.63.43.43.13.23.5
Operating income $B1.41.31.21.11.20.90.90.90.80.80.80.80.80.80.70.70.7◌◌
EBITDA $B1.51.41.21.11.20.90.90.90.80.80.80.80.80.80.70.70.7◌◌
Income tax $B0.30.30.20.20.20.20.20.2−0.60.20.20.30.20.20.20.20.20.20.3
Net income $B1.21.11.00.91.00.70.80.71.50.50.50.50.50.50.50.50.40.50.5
Free cash flow $B1.31.31.41.41.41.41.31.21.41.41.10.81.10.90.91.01.00.70.8
EPS, diluted $14.0711.9410.079.049.996.826.836.0912.224.494.164.093.793.604.534.053.255.115.50
Dividend / sh $1.080.960.900.830.790.750.690.640.600.560.540.510.450.400.460.410.380.560.52
Payout %7899811101051213121210101012119
ROE %20.621.923.030.019.19.112.012.026.912.812.012.813.012.913.214.815.316.315.9
Shares out B0.090.100.100.110.110.110.120.12◌◌◌◌◌◌◌◌◌◌◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

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Provenance

Company facts, as filed

How we verify · 0 failures in 54 reconciliationsAUDITED

Reconciled in 19 of the 19 fiscal years we could check. Two checks were skipped: the share count is not tagged before 2009. One check was skipped: the balance sheet is not tagged before 2008.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityLife Insurance
Listed onNYSE
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2007

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