MARKETS / NASDAQ / HAFC

NASDAQ · NATIONAL COMMERCIAL BANKS · MID CAP

Hanmi Financial Corp. HAFC

17 fiscal years on record · USD · FY2025 reported · SEC filings only

Revenue

$270.2M

▲ 15.3% YoY

Net income

$76.1M

▲ 22.3% YoY

Free cash flow

$203.7M

▲ 307.9% YoY

In brief

What this company does

The Bank's revenues are derived primarily from interest and fees on loans, interest and dividends on securities and other interest-earning assets, service charges and fees on deposit accounts, and sales of SBA and mortgage loans. The Bank originates loans for its own portfolio and for sale in the secondary market, with lending activities that include real estate loans, commercial and industrial loans, equipment lease financing and SBA loans. The Bank offers a traditional array of deposit products, including noninterest-bearing checking accounts, negotiable order of withdrawal accounts, savings accounts, money market accounts, and certificates of deposit. At December 31, 2025, the Company employed 610 individuals across its footprint, of which four were part-time. Hanmi Financial Corporation is a Delaware corporation incorporated in 2000 to be the holding company for Hanmi Bank. Hanmi Bank, the primary subsidiary of Hanmi Financial, is a state-chartered bank incorporated under the laws of the State of California in 1981.

Written from the business description in HANMI FINANCIAL CORP's annual report to the U.S. Securities and Exchange Commission, filed 27 February 2026. Every sentence was checked against that document before publication.

Growth

USD 270.2M

Revenue, FY2025 · full 17-year series below

Revenue $M Net income $M

FY2025 · Revenue 270.2 · Net income 76.1

Compound annual growth

Revenue

−0.2%

Net income

−9.1%

+12.5%

+3.5%

EPS, diluted

−8.9%

+12.7%

+4.1%

Dividend / share

+4.7%

+15.7%

Returned to shareholders

+13.6%

+18.3%

+12.6%

3 yrs

5 yrs

10 yrs

15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

28 cents

of every revenue dollar became profit

Operating margin Net margin

FY2025 · Operating 28.2% · Net 28.2%

ROE

FY2025 · ROE 10.0%

Gross margin—

Operating margin28.2%

Net margin28.2%

Return on assets1.0%

EBITDAUSD 79.4M

Each USD of equity produced 10 cents of profit this year.

Cash & shareholders

USD 42.0M

returned in FY2025 · dividends + net buybacks

Free cash flow $M

FY2025 · FCF 203.7

Net buybacks $M Dividends $M

FY2025 · Dividends 32.6 · Net buybacks 9.4

Dividends paidUSD 32.6M

Net buybacksUSD 9.4M

Share of profit55.2%

Consecutive raises1 years

USD 32.6M in dividends and USD 9.4M in buybacks — 55% of the year's profit went back to shareholders.

Total assetsUSD 7.9B

EquityUSD 796.4M

CashUSD 212.8M

DepositsUSD 6.7B

Equity funds 10% of total assets.

The 17-year record

17 fiscal years

Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Revenue $B	0.3	0.2	0.3	0.3	·	·	·	·	·	·	·	·	·	·	·	·	·
Operating income $B	0.1	0.1	0.1	0.1	0.1	0.1	0.0	0.1	0.1	0.1	0.1	0.1	0.1	0.0	·	·	·
EBITDA $B	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.0	·	·	·
Income tax $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	−0.0	0.0	−0.0	−0.0
Net income $B	0.1	0.1	0.1	0.1	0.1	0.0	0.0	0.1	0.1	0.1	0.1	0.0	0.0	0.1	0.0	−0.1	−0.1
Free cash flow $B	0.2	0.0	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.0	0.1	0.1	0.0	0.2	0.1
EPS, diluted $	2.51	2.05	2.62	3.32	3.22	1.38	1.06	1.79	1.69	1.75	1.68	1.56	1.26	2.87	1.38	−7.46	−20.56
Dividend / sh $	1.08	1.00	1.00	0.94	0.54	0.52	0.96	0.96	0.80	·	·	·	·	·	·	·	·
Payout %	43	49	38	28	17	38	91	53	47	45	24	13	11	·	·	·	·
ROE %	10.0	8.7	12.0	15.8	16.2	7.4	5.9	10.4	10.0	11.0	11.4	11.7	10.3	27.3	12.3	−54.5	−81.7
Shares out B	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.02	·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance

Company facts, as filed

How we verify · 0 failures in 50 reconciliationsAUDITED

Reconciled in 17 of 19 fiscal years. 7 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures

ActivityNational Commercial Banks

Listed onNASDAQ

Incorporated inDelaware

Fiscal year endsDecember 31

Data on record since2009