MARKETS / NASDAQ / Financials / Banks / HBAN

NASDAQ · NATIONAL COMMERCIAL BANKS · LARGE CAP

Huntington Bancshares Inc. HBAN

18 fiscal years on record · USD · FY2025 reported · SEC filings only

Net income

$2.2B

▲ 14.0% YoY

Free cash flow

$2.2B

▲ 30.8% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Through its subsidiaries, Huntington Bancshares Incorporated provides full-service commercial and consumer deposit, lending, and other banking and financial services, including payments, mortgage banking, direct and indirect consumer financing, investment banking, capital markets, advisory, equipment financing, distribution finance, investment management, trust, brokerage and insurance. As of December 31, 2025, it operated more than 1,000 branches in 14 states. It is organized into two business segments, Consumer & Regional Banking and Commercial Banking, along with a Treasury / Other function. The Consumer & Regional Banking segment provides a wide array of financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage and insurance. The Commercial Banking segment includes customers in Middle Market Banking, Corporate, Specialty and Government Banking, Asset Finance, Commercial Real Estate Banking, Capital Markets, and National Settlements. Huntington Bancshares Incorporated is a multi-state regional bank holding company organized under Maryland law in 1966 and headquartered in Columbus, Ohio, and it has been servicing the financial needs of its customers since 1866.

Written from the business description in Huntington Bancshares Incorporated's annual report to the U.S. Securities and Exchange Commission, filed 13 February 2026. Every sentence was checked against that document before publication.

Growth

Revenue, FY2025 · full 18-year series below

Compound annual growth

Net income

−0.4%

+22.0%

+12.3%

+13.9%

EPS, diluted

−1.4%

Dividend / share

+0.0%

Returned to shareholders

+0.4%

+5.2%

+7.9%

+25.9%

3 yrs

5 yrs

10 yrs

15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

ROE

FY2025 · ROE 10.0%

5%10%-20%-40%

200820162025

Three returns, three denominators.

Return on equity10.0%

Return on assets1.0%

Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Gross margin·

Operating margin·

Net margin·

EBITDAUSD 3.5B

Each USD of equity produced 10 cents of profit this year.

Cash & shareholders

USD 908.0M

returned in FY2025 · dividends + net buybacks

Free cash flow $B

FY2025 · FCF 2.2

2B3B

200820162025

Net buybacks $M Dividends $M

FY2025 · Dividends 908.0 · Net buybacks ·

1000M2000MDividendsNet buybacks

2008201120142017202020232025

Dividends paidUSD 908.0M

Net buybacks·

Share of profit41.1%

Consecutive raises·

USD 908.0M in dividends — 41% of the year's profit went back to shareholders.

Total assetsUSD 225.1B

EquityUSD 24.3B

CashUSD 13.5B

Gross debtUSD 18.5B

Net debtUSD 5.0B

DepositsUSD 176.6B

Net debt stands at 20% of equity.

The 18-year record

18 fiscal years

Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data

HBAN, 18-year financial record
Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008
Revenue $B	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌
Operating income $B	2.7	2.4	2.4	2.8	1.6	1.0	1.7	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌
EBITDA $B	3.5	3.0	3.2	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌
Income tax $B	0.5	0.4	0.4	0.5	0.3	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.0	−0.6	−0.2
Net income $B	2.2	1.9	2.0	2.2	1.3	0.8	1.4	1.4	1.2	0.7	0.7	0.6	0.6	0.6	0.5	0.3	−3.1	−0.1
Free cash flow $B	2.2	1.7	2.5	3.8	1.8	1.2	1.5	1.6	1.8	1.1	0.9	0.8	0.9	0.9	1.5	0.8	1.9	1.2
EPS, diluted $	1.39	1.22	1.24	1.45	0.90	0.69	1.27	1.20	1.00	0.70	0.81	0.72	0.72	0.69	0.59	0.19	−6.14	−0.44
Dividend / sh $	0.62	0.62	0.62	0.62	0.60	0.60	0.58	0.50	0.35	0.29	0.25	0.21	0.19	0.16	0.10	0.04	0.04	0.66
Payout %	41	47	46	40	58	75	42	37	29	34	28	26	23	22	11	9	−2	−246
ROE %	10.0	9.9	10.5	12.1	8.0	6.6	12.3	12.7	11.2	8.4	10.7	10.2	10.8	10.9	9.7	5.8	−49.3	−1.6
Shares out B	1.57	1.45	1.45	1.44	1.44	1.02	1.02	1.05	1.07	1.09	0.79	0.81	0.83	0.84	0.86	0.86	0.72	◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

Other companies filing in the same sector

UNH · BRK-A · BRK-B · CI · ELV · CNC

Provenance

Company facts, as filed

How we verify · 0 failures in 53 reconciliationsAUDITED

Reconciled in 18 of the 18 fiscal years we could check. Two checks were skipped: the balance sheet is not tagged before 2009. One check was skipped: EPS is not tagged before 2008.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures

ActivityNational Commercial Banks

Listed onNASDAQ

Incorporated inMaryland

Fiscal year endsDecember 31

Data on record since2008