HCI Group, Inc. HCI

What this company does

HCI Group, Inc., together with its subsidiaries, is primarily engaged in the property and casualty insurance business, providing homeowners' property and casualty insurance products for properties located in the State of Florida, its primary market, as well as in other states in the northeast and southeast regions of the United States. As of December 31, 2025, the company employed 594 full-time employees and 12 employees through a professional employer organization, most of whom are based in Florida. It has five reportable segments: Insurance Operations, Exzeo, Reciprocal Exchange Operations, Real Estate, and Corporate and Other. Its Insurance Operations segment includes two operating property and casualty insurance subsidiaries, Homeowners Choice Property & Casualty Insurance Company, Inc. and TypTap Insurance Company. Exzeo Group, Inc., a majority-owned subsidiary, provides turn-key insurance technology and operations solutions based on a proprietary platform of software and data analytics applications designed for the property and casualty insurance ecosystem. Its Real Estate segment relates to a commercial real estate group primarily engaged in developing and operating commercial properties for investment purposes or for its own use, and its real estate used in operations consists of an office building in Tampa, Florida with a gross area of 64,850 square feet, another office building in Tampa, Florida with a gross area of 68,908 square feet, and an office building with a gross area of approximately 12,896 square feet in Ocala, Florida. HCI Group, Inc. was incorporated in the State of Florida in 2006, and its common stock is listed on the New York Stock Exchange under the symbol "HCI."

Written from the business description in HCI Group, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 26 February 2026. Every sentence was checked against that document before publication.