NYSE · FIRE, MARINE & CASUALTY INSURANCE · LARGE CAP
HCI Group, Inc. HCI
16 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$900.9M
▲ 20.1% vs FY2024
EPS · FY25
$22.72
Dividend / sh · FY25
$1.60
Payout · FY25
6%
ROE · FY25
40.0%
Net margin · FY25
33.2%
Dividend coverage
14.2×
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Result
USD 900.9M
Revenue, FY2025 · full 16-year series below
Revenue
Net income
33 cents of every revenue dollar became profit this year.
Per share
USD 22.72
Diluted EPS, FY2025
EPS
Dividend
Earnings covered the dividend 14.2 times — the rest stayed in the company.
Profitability
40.0%
Return on equity, FY2025
ROE
Operating margin47.7%
Net margin33.2%
Return on assets12.6%
Each USD of equity produced 40 cents of profit this year.
Returned to shareholders
USD 20.8M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 19.3M
Net buybacksUSD 1.5M
Share of profit7.0%
Consecutive raises—
USD 19.3M in dividends and USD 1.5M in buybacks — 7% of the year's profit went back to shareholders.
Growth
+23.7% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+21.7%
+23.7%
+12.2%
+18.7%
Net income
+61.1%
+16.3%
+30.6%
EPS, diluted
+45.5%
+14.4%
Dividend / share
+0.0%
+0.0%
+2.9%
Returned to shareholders
−37.8%
+8.0%
+4.9%
+10.2%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.01B
Shares outstanding, FY2025
Change, 5 years+66.9%
Change, 10 years+26.2%
The share count grew 67% in five years — the same company, cut into more, smaller slices.
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Balance sheet
USD 2.5B
total assets, end of FY2025
Total assetsUSD 2.5B
EquityUSD 1.0B
CashUSD 1.2B
Gross debtUSD 31.9M
Net debtUSD -1.2B
The company holds more cash than debt.
History
16 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
Revenue $B
0.9
0.8
0.6
0.5
0.4
0.3
0.2
0.2
0.2
0.3
0.3
0.3
0.2
0.2
0.1
0.1
Operating income $B
0.4
0.2
0.1
−0.1
0.0
0.0
0.0
0.0
−0.0
0.0
0.1
0.1
0.1
0.0
·
·
EBITDA $B
0.4
0.2
0.1
−0.1
0.0
0.0
0.0
0.0
−0.0
0.0
0.1
0.1
0.1
0.1
·
·
Income tax $B
0.1
0.0
0.0
−0.0
0.0
0.0
0.0
0.0
−0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Net income $B
0.3
0.1
0.1
−0.1
0.0
0.0
0.0
0.0
−0.0
0.0
0.1
0.1
0.1
0.0
0.0
0.0
EPS, diluted $
22.72
8.89
7.62
−6.24
0.21
3.49
3.31
2.34
−0.75
2.92
5.90
5.36
5.63
3.02
1.34
0.81
Dividend / sh $
1.60
1.60
1.60
1.60
1.60
1.60
1.60
1.48
1.40
1.20
1.20
1.10
0.95
0.88
0.53
0.30
Payout %
6
15
17
−26
758
46
49
64
−202
43
19
20
17
28
38
35
ROE %
40.0
28.3
32.4
−24.1
0.7
14.3
14.5
9.4
−3.1
12.1
31.3
36.5
46.5
32.6
18.0
11.6
Shares out B
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
29 of 32
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 3 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed