MARKETS / NASDAQ / Financials / Banks / HFBL

NASDAQ · SAVINGS INSTITUTION, FEDERALLY CHARTERED · SMALL CAP

Home Federal Bancorp, Inc. of Louisiana HFBL

16 fiscal years on record · USD · FY2025 reported · SEC filings only

Net income

$6.2M

▲ 58.8% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Home Federal Bank’s home office and ten full service branch offices are located in Caddo, Bossier and Webster Parishes, Louisiana and serve the Shreveport-Bossier City-Minden combined statistical area. In February 2023, the Bank acquired First National Bank of Benton and its full service branch office in Benton, Louisiana. Home Federal Bank’s business primarily consists of attracting deposits from the general public and using those funds to originate loans. As of June 30, 2025, Home Federal Bancorp’s only business activities are to hold all of the outstanding common stock of Home Federal Bank.

Written from the business description in Home Federal Bancorp, Inc. of Louisiana's annual report to the U.S. Securities and Exchange Commission, filed 26 September 2025. Every sentence was checked against that document before publication.

Growth

Revenue, FY2025 · full 16-year series below

Compound annual growth

Net income

+2.7%

+2.8%

+6.2%

+8.0%

EPS, diluted

+3.7%

+5.2%

Returned to shareholders

−23.9%

+0.2%

+16.9%

+12.9%

3 yrs

5 yrs

10 yrs

15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

ROE

FY2025 · ROE 10.8%

5%10%

201020172025

Three returns, three denominators.

Return on equity10.8%

Return on assets1.0%

Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Gross margin·

Operating margin·

Net margin·

EBITDAUSD 8.9M

Each USD of equity produced 11 cents of profit this year.

Cash & shareholders

USD 3.2M

returned in FY2025 · dividends + net buybacks

Free cash flow $M

FY2016 · FCF 2.7

4M8M-2M-4M

201020172025

Net buybacks $M Dividends $M

FY2025 · Dividends 1.7 · Net buybacks 1.5

3M6MDividendsNet buybacks

201020122014201620182020202220242025

Dividends paidUSD 1.7M

Net buybacksUSD 1.5M

Share of profit51.1%

Consecutive raises·

USD 1.7M in dividends and USD 1.5M in buybacks — 51% of the year's profit went back to shareholders.

Total assetsUSD 643.3M

EquityUSD 58.8M

CashUSD 34.3M

DepositsUSD 577.3M

Equity funds 9% of total assets.

The 16-year record

16 fiscal years

Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data

HFBL, 16-year financial record
Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010
Revenue $B	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌
Operating income $B	0.0	0.0	0.0	0.0	0.0	0.0	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌
EBITDA $B	0.0	0.0	0.0	0.0	0.0	0.0	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌
Income tax $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Net income $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Free cash flow $B	◌	◌	◌	◌	◌	◌	◌	◌	◌	0.0	0.0	−0.0	−0.0	0.0	−0.0	0.0
EPS, diluted $	2.02	1.26	1.17	1.81	1.41	1.57	1.07	2.50	1.87	1.91	1.74	1.65	1.29	1.31	1.01	0.67
Dividend / sh $	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌
Payout %	27	42	44	27	28	21	30	22	26	19	20	18	20	20	26	26
ROE %	10.8	7.2	7.0	11.1	9.3	10.4	7.6	9.7	7.6	8.1	7.8	7.8	6.5	6.8	5.6	3.8
Shares out B	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

Other companies filing in the same sector

UNH · BRK-A · BRK-B · CI · ELV · CNC

Provenance

Company facts, as filed

How we verify · 0 failures in 48 reconciliationsAUDITED

Reconciled in 16 of the 16 fiscal years we could check. Three checks were skipped: the balance sheet is not tagged before 2010. Three checks were skipped: EPS is not tagged before 2010.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures

ActivitySavings Institution, Federally Chartered

Listed onNASDAQ

Incorporated inLouisiana

Fiscal year endsJune 30

SEC categorysmaller reporting company

Data on record since2010