Horace Mann Educators Corp. HMN

What this company does

Horace Mann Educators Corporation sells auto insurance, homeowners insurance, life insurance, retirement solutions and supplemental health insurance to individuals, and provides group benefits for disability, life and supplemental health. As of December 31, 2025, it had approximately 1,800 employees located in Springfield, Illinois; Dallas, Texas; Madison, Wisconsin; Cherry Hill, New Jersey; and throughout the United States as part of its remote workforce. In 2025, it conducted its business across four reporting segments, with Property & Casualty, Life & Retirement and Supplemental & Group Benefits as its three major lines of business and corporate-level transactions classified separately in a fourth segment, Corporate & Other. Its Property & Casualty subsidiaries were licensed to write business in 49 states and the District of Columbia. Its 403(b) tax-qualified annuities are purchased by individuals employed by public school systems or other tax-exempt organizations through employee benefit plans of those entities. At December 31, 2025, it had 275,183 total supplemental policies in force and 874,556 total group covered lives. Its business began in Springfield, Illinois, in 1945, when two school teachers saw a need to provide automobile insurance to their association members; the company, originally named Illinois Education Association, later became Horace Mann Educators Corporation.

Written from the business description in HORACE MANN EDUCATORS CORPORATION's annual report to the U.S. Securities and Exchange Commission, filed 27 February 2026. Every sentence was checked against that document before publication.