NYSE · FIRE, MARINE & CASUALTY INSURANCE · MID CAP
Heritage Insurance Holdings, Inc. HRTG
13 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$847.3M
▲ 3.7% vs FY2024
EPS · FY25
$6.32
Dividend / sh · FY25
—
Payout · FY25
—
ROE · FY25
49.1%
Net margin · FY25
23.1%
Dividend coverage
-24.4×
Advertisement
AdSense · Leaderboard 728×90320×100
Result
USD 847.3M
Revenue, FY2025 · full 13-year series below
Revenue
Net income
23 cents of every revenue dollar became profit this year.
Per share
USD 6.32
Diluted EPS, FY2025
EPS
Dividend
The dividend was paid in a year without profit.
Profitability
49.1%
Return on equity, FY2025
ROE
Operating margin31.5%
Net margin23.1%
Return on assets8.4%
Each USD of equity produced 49 cents of profit this year.
Returned to shareholders
—
returned in FY2025 · dividends + net buybacks
Dividends paid—
Net buybacks—
Share of profit—
Consecutive raises—
Growth
+7.4% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+8.6%
+7.4%
+7.9%
Net income
+83.8%
+7.8%
EPS, diluted
+80.5%
+7.6%
Dividend / share
+0.0%
+0.0%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.03B
Shares outstanding, FY2025
Change, 5 years+11.1%
Change, 10 years+1.3%
The share count grew 11% in five years — the same company, cut into more, smaller slices.
Advertisement
AdSense · Leaderboard 728×90300×250
Balance sheet
USD 2.2B
total assets, end of FY2025
Total assetsUSD 2.2B
EquityUSD 505.3M
CashUSD 559.3M
Gross debtUSD 78.4M
Net debtUSD -480.8M
The company holds more cash than debt.
History
13 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
Revenue $B
0.8
0.8
0.7
0.7
0.6
0.6
0.5
0.5
0.4
0.4
0.4
0.2
0.1
Operating income $B
0.3
0.1
0.1
−0.2
−0.1
0.0
0.0
0.1
0.0
0.1
0.2
0.1
0.1
EBITDA $B
0.3
0.1
0.1
−0.2
−0.1
0.0
0.1
0.1
0.1
0.1
0.2
0.1
0.1
Income tax $B
0.1
0.0
0.0
−0.0
−0.0
−0.0
0.0
0.0
−0.0
0.0
0.1
0.0
0.0
Net income $B
0.2
0.1
0.0
−0.2
−0.1
0.0
0.0
0.0
−0.0
0.0
0.1
0.0
0.0
EPS, diluted $
6.32
2.01
1.73
−5.86
−2.69
0.33
0.98
1.04
−0.04
1.14
3.05
1.82
2.36
Dividend / sh $
·
·
·
0.24
0.24
0.24
0.24
0.24
0.24
0.23
0.05
·
·
Payout %
·
·
0
−3
−9
73
24
23
−737
20
·
·
·
ROE %
49.1
24.1
25.8
−65.1
−19.0
2.1
6.6
6.7
−0.3
9.5
30.3
28.1
63.3
Shares out B
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.01
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
26 of 26
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed