MARKETS / NYSE / HTB
NYSE · SAVINGS INSTITUTION, FEDERALLY CHARTERED · MID CAP

Hometrust Bancshares, Inc. HTB

16 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Dividend streak
1 yrs
Raised every year since 2025
EPS · FY25
$3.72
Dividend / sh · FY25
$0.49
Payout · FY25
13%
ROE · FY25
11.2%
Net margin · FY25
Dividend coverage
7.6×
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Result
Revenue, FY2025 · full 16-year series below
Revenue Net income
0.0040.0080.0120.1200920122015201820212025
0.0040.0080.0120.12016201920222025

Per share
USD 3.72
Diluted EPS, FY2025
EPS Dividend
240.493.72200920122015201820212025
240.493.722016201920222025

Earnings covered the dividend 7.6 times — the rest stayed in the company.

Profitability
11.2%
Return on equity, FY2025
ROE
481211.2%200920122015201820212025
481211.2%2016201920222025
Operating margin
Net margin
Return on assets1.4%

Each USD of equity produced 11 cents of profit this year.

Returned to shareholders
USD 20.6M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 8.4M
Net buybacksUSD 12.2M
Share of profit31.9%
Consecutive raises1 years

USD 8.4M in dividends and USD 12.2M in buybacks — 32% of the year's profit went back to shareholders.

Growth
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+0.7%
Net income
+13.0%
+32.6%
+18.8%
EPS, diluted
+9.9%
+31.7%
+19.1%
Dividend / share
+7.9%
+9.6%
Returned to shareholders
+48.9%
+4.4%
−2.9%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
0.02B
Shares outstanding, FY2025
0.000.02200920122015201820212025
0.020.022016201920222025
Change, 5 years+3.9%
Change, 10 years−4.0%

The share count grew 4% in five years — the same company, cut into more, smaller slices.

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Balance sheet
USD 4.5B
total assets, end of FY2025
Total assetsUSD 4.5B
EquityUSD 600.7M
CashUSD 324.7M
DepositsUSD 3.7B

Equity funds 13% of total assets.

History
16 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Revenue $B
·
·
·
·
0.0
0.0
0.0
0.0
0.0
·
·
·
·
·
·
·
Operating income $B
0.1
0.1
0.1
0.0
0.0
0.0
·
·
·
·
·
·
·
·
·
·
EBITDA $B
0.1
0.1
0.1
0.1
0.0
0.0
·
·
·
·
·
·
·
·
·
·
Income tax $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
−0.0
−0.0
−0.0
Net income $B
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
−0.0
0.0
EPS, diluted $
3.72
3.20
2.80
2.23
0.94
1.30
1.46
0.44
0.65
0.65
0.42
0.54
0.45
·
·
·
Dividend / sh $
0.49
0.45
0.39
0.35
0.31
0.27
0.18
·
·
·
·
·
·
·
·
·
Payout %
13
14
14
15
32
20
12
0
0
·
·
·
·
·
·
·
ROE %
11.2
10.4
10.4
9.1
3.9
5.6
6.6
2.0
3.1
3.1
2.1
2.8
3.4
2.7
−8.8
·
Shares out B
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.00
·
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
29 of 29
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed