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MARKETS / NYSE / HTB
NYSE · SAVINGS INSTITUTION, FEDERALLY CHARTERED · MID CAP

HomeTrust Bancshares, Inc. HTB

16 fiscal years on record · USD · FY2025 reported · SEC filings only
$64.4M
▲ 17.4% YoY
$45.3M
▲ 6.9% YoY
In brief

What this company does

The Bank has over 30 locations across Georgia, North Carolina, South Carolina, Tennessee and Virginia, many of which are located in markets experiencing growth rates above the national average. We face strong competition in originating loans and in attracting deposits. As of December 31, 2025, we employed 550 full-time employees and 24 part-time employees, for a total of 574 employees. Since 2013, we have entered eight attractive growth markets through various acquisitions and new office openings, as well as expanded our product lines.

Written from the business description in HomeTrust Bancshares, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 13 March 2026. Every sentence was checked against that document before publication.

Growth
Revenue, FY2025 · full 16-year series below
Revenue $M Net income $M
FY2020 · Revenue 10.4 · Net income 15.7
10M20M200920112013201520172019202120242025
Compound annual growth
+0.7%
+13.0%
+32.6%
+18.8%
+9.9%
+31.7%
+19.1%
+7.9%
+9.6%
+48.9%
+4.4%
−2.9%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
Operating margin Net margin
FY2020 · Operating 184.1% · Net 151.1%
100%200%200920112013201520172019202120242025
ROE
FY2025 · ROE 11.2%
5%10%-5%200920112013201520172019202120242025

Each USD of equity produced 11 cents of profit this year.

Cash & shareholders
USD 20.6M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 45.3
20M40M-20M-40M200920112013201520172019202120242025
Net buybacks $M Dividends $M
FY2025 · Dividends 8.4 · Net buybacks 12.2
20M40M-2M-4MDividendsNet buybacks2013201520172019202120242025

USD 8.4M in dividends and USD 12.2M in buybacks — 32% of the year's profit went back to shareholders.

Total assetsUSD 4.5B
EquityUSD 600.7M
CashUSD 324.7M
DepositsUSD 3.7B

Equity funds 13% of total assets.

The 16-year record
16 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
Metric 2025202420222021202020192018201720162015201420132012201120102009
Revenue $B····0.00.00.00.00.0·······
Operating income $B0.10.10.10.00.00.0··········
EBITDA $B0.10.10.10.10.00.0··········
Income tax $B0.00.00.00.00.00.00.00.00.00.00.00.00.0−0.0−0.0−0.0
Net income $B0.10.10.00.00.00.00.00.00.00.00.00.00.00.0−0.00.0
Free cash flow $B0.00.0−0.00.0−0.0−0.00.00.00.00.0−0.00.00.00.00.00.0
EPS, diluted $3.723.202.802.230.941.301.460.440.650.650.420.540.45···
Dividend / sh $0.490.450.390.350.310.270.18·········
Payout %1314141532201200·······
ROE %11.210.410.49.13.95.66.62.03.13.12.12.83.42.7−8.8·
Shares out B0.020.020.020.020.020.020.020.020.020.020.020.020.020.00··

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 46 reconciliationsAUDITED

Reconciled in 17 of 19 fiscal years. 11 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivitySavings Institution, Federally Chartered
Listed onNYSE
Incorporated inMaryland
Fiscal year endsDecember 31
Data on record since2009

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