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MARKETS / NYSE / HTH
NYSE · STATE COMMERCIAL BANKS · LARGE CAP

Hilltop Holdings Inc. HTH

17 fiscal years on record · USD · FY2025 reported · SEC filings only
9 YEARS OF DIVIDEND GROWTH
$165.6M
▲ 46.3% YoY
$-55.5M
▼ 120.8% YoY
In brief

What this company does

Hilltop Holdings Inc. provides business and consumer banking services from offices located throughout Texas through the Bank, and provides an array of financial products and services through its broker-dealer and mortgage origination segments. On a consolidated basis, at December 31, 2025 it had total assets of $15.8 billion, total deposits of $10.9 billion, total loans, including loans held for sale, of $9.2 billion, and stockholders’ equity of $2.2 billion. At December 31, 2025 it employed approximately 3,500 full-time employees and less than 50 part-time employees. Its business units comprise three reportable segments, organized primarily by the core products offered to each segment's customers: banking, broker-dealer, and mortgage origination. The banking segment, which includes the operations of the Bank, had $12.7 billion in assets and total deposits of $11.0 billion at December 31, 2025, when the Bank employed approximately 1,030 people. The Hilltop Broker-Dealers employed approximately 790 people and maintained 39 locations in 16 states at December 31, 2025, and the broker-dealer segment's four primary lines of business are public finance services, structured finance, fixed income services, and wealth management, which includes retail, clearing services and securities lending.

Written from the business description in Hilltop Holdings Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 13 February 2026. Every sentence was checked against that document before publication.

Growth
Revenue, FY2025 · full 17-year series below
Revenue $M Net income $M
FY2011 · Revenue 152.2 · Net income -6.5
80M200920112013201520172019202120232025
Compound annual growth
+13.5%
−18.0%
−2.4%
+18.2%
−12.0%
+2.4%
+6.3%
+14.9%
−22.1%
−1.0%
+21.2%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
Operating margin Net margin
FY2011 · Net -4.3%
-2%-4%200920112013201520172019202120232025
ROE
FY2025 · ROE 7.6%
10%20%200920112013201520172019202120232025

Each USD of equity produced 8 cents of profit this year.

Cash & shareholders
USD 229.4M
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF -0.1
0.4B0.8B-0.2B-0.4B200920112013201520172019202120232025
Net buybacks $M Dividends $M
FY2025 · Dividends 45.4 · Net buybacks 184.0
200M400MDividendsNet buybacks20122014201620182020202220242025

USD 45.4M in dividends and USD 184.0M in buybacks — 139% of the year's profit, so the payout drew on cash built up earlier.

Total assetsUSD 15.8B
EquityUSD 2.2B
CashUSD 1.3B
Gross debtUSD 825.5M
Net debtUSD -427.3M
DepositsUSD 10.9B

The company holds more cash than debt.

The 17-year record
17 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 20252024202320222021202020192018201720162015201420132012201120102009
Revenue $B··············0.20.10.1
Operating income $B0.20.20.10.20.50.60.30.20.20.20.30.2·····
EBITDA $B0.20.20.20.20.50.60.30.10.20.20.20.1·····
Income tax $B0.00.00.00.00.10.10.10.00.10.10.10.10.1−0.0−0.0−0.0−0.0
Net income $B0.20.10.10.10.40.40.20.10.10.10.20.10.1−0.0−0.0−0.0−0.0
Free cash flow $B−0.10.30.41.20.70.2−0.50.3−0.4−0.20.0−0.10.40.1−0.00.00.0
EPS, diluted $2.641.741.691.604.615.012.441.281.361.482.091.171.40−0.10−0.12−0.24−0.22
Dividend / sh $0.720.680.640.600.480.360.320.280.240.06·······
Payout %273938381071322174252····
ROE %7.65.25.35.015.520.211.16.37.08.113.28.110.2−0.6−1.0−0.1−0.3
Shares out B0.060.060.070.060.080.080.090.090.100.100.100.090.090.080.060.06·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 50 reconciliationsAUDITED

Reconciled in 17 of 19 fiscal years. 7 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityState Commercial Banks
Listed onNYSE
Incorporated inMaryland
Fiscal year endsDecember 31
Data on record since2009

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