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MARKETS / NYSE / HUM
NYSE · HOSPITAL & MEDICAL SERVICE PLANS · LARGE CAP

Humana Inc. HUM

19 fiscal years on record · USD · FY2025 reported · SEC filings only
$5.8B
▲ 31.6% YoY
$1.2B
▼ 1.6% YoY
$375.0M
▼ 84.3% YoY
In brief

What this company does

Humana Inc. offers medical and specialty insurance products that allow members to access health care services through its networks of contracted health care providers. As of December 31, 2025, it had approximately 15 million members in its medical benefit plans, as well as approximately 4.7 million members in its specialty products. As of December 31, 2025, it had approximately 67,060 associates. Its two reportable segments, Insurance and CenterWell, are based on a combination of the type of health plan customer and adjacent businesses centered on well-being solutions for its health plans and other customers. The Insurance segment comprises insurance products serving Medicare and state-based contract beneficiaries, as well as individuals and employers, and also includes the company's Pharmacy Benefit Manager (PBM) business. Humana Inc. was organized as a Delaware corporation in 1964.

Written from the business description in HUMANA INC's annual report to the U.S. Securities and Exchange Commission, filed 19 February 2026. Every sentence was checked against that document before publication.

Growth
USD 5.8B
Revenue, FY2025 · full 19-year series below
Revenue $B Net income $B
FY2025 · Revenue 5.8 · Net income 1.2
20B40B2007201020132016201920222025
Compound annual growth
+6.9%
+26.3%
−20.0%
−11.0%
−24.9%
−18.8%
−0.7%
+0.5%
−23.6%
−17.2%
+1.5%
+2.8%
+5.0%
+7.8%
+12.0%
−38.0%
−22.5%
+0.8%
+18.6%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +26.3% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
21 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 46.4% · Net 20.6%
200%400%2007201020132016201920222025
ROE
FY2025 · ROE 7.0%
10%20%2007201020132016201920222025

Each USD of equity produced 7 cents of profit this year.

Cash & shareholders
USD 581.0M
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF 0.4
2B4B2007201020132016201920222025
Net buybacks $B Dividends $B
FY2025 · Dividends 0.4 · Net buybacks 0.2
2BDividendsNet buybacks2007201020132016201920222025

USD 430.0M in dividends and USD 151.0M in buybacks — 49% of the year's profit went back to shareholders.

Total assetsUSD 48.9B
EquityUSD 17.7B
CashUSD 4.2B
Gross debtUSD 12.4B
Net debtUSD 8.2B
Current ratio2.00×

Net debt stands at 46% of equity.

The 19-year record
19 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
Metric 2025202420232022202120202019201820172016201520142013201220112010200920082007
Revenue $B5.84.44.04.83.11.81.41.51.01.054.348.541.339.136.833.630.728.925.3
Operating income $B2.72.64.03.83.15.03.23.14.31.72.32.42.12.02.31.91.71.11.4
EBITDA $B3.53.54.94.53.85.53.73.54.72.12.72.72.42.32.62.11.91.3·
Income tax $B0.20.40.80.80.51.30.80.41.60.91.21.00.70.70.80.70.60.30.5
Net income $B1.21.22.52.82.93.42.71.72.40.61.31.11.21.21.41.11.00.60.8
Free cash flow $B0.42.43.03.50.94.74.51.63.51.40.31.11.31.51.72.01.20.71.0
EPS, diluted $9.849.9820.0022.0822.6725.3120.1012.1616.814.078.447.367.737.478.466.476.153.834.91
Dividend / sh $3.543.543.443.062.732.432.151.901.491.161.141.111.071.030.750.00···
Payout %363617141210111692913151414600··
ROE %7.07.415.817.919.726.124.416.823.95.812.812.113.614.518.917.320.315.320.7

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 73 reconciliationsAUDITED

Reconciled in 19 of 19 fiscal years. 3 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityHospital & Medical Service Plans
Listed onNYSE
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2007

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