MARKETS / NASDAQ / INBK
NASDAQ · STATE COMMERCIAL BANKS · MID CAP

First Internet Bancorp INBK

14 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
EPS · FY25
Dividend / sh · FY25
$0.24
Payout · FY25
-6%
ROE · FY25
-9.5%
Net margin · FY25
Dividend coverage
-16.8×
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Result
Revenue, FY2025 · full 14-year series below
Revenue Net income
0.0040.0080.012-0.0201220152018202120242025
0.0040.0080.012-0.02016201920222025

Per share
Diluted EPS, FY2025
EPS Dividend
0.40.81.20.24201220152018202120242025
0.40.81.20.242016201920222025

The dividend was paid in a year without profit.

Profitability
-9.5%
Return on equity, FY2025
ROE
481216-9.5%201220152018202120242025
481216-9.5%2016201920222025
Operating margin
Net margin
Return on assets-0.6%

Each USD of equity lost 9 cents this year.

Returned to shareholders
USD 2.6M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 2.1M
Net buybacksUSD 521,000.00
Share of profit-7.4%
Consecutive raises

USD 2.1M in dividends and USD 521,000.00 in buybacks went back to shareholders in a year without profit.

Growth
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Dividend / share
+0.0%
+0.0%
+0.0%
Returned to shareholders
−55.7%
+2.1%
+9.1%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
Shares outstanding, FY2025
Change, 5 years
Change, 10 years

A share split breaks the comparison across the period, so we leave it out.

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Balance sheet
USD 5.6B
total assets, end of FY2025
Total assetsUSD 5.6B
EquityUSD 359.8M
CashUSD 456.8M
Gross debtUSD 249.5M
Net debtUSD -207.3M
DepositsUSD 4.8B

The company holds more cash than debt.

History
14 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Revenue $B
·
·
·
·
·
·
0.0
0.0
0.0
·
·
·
·
·
Operating income $B
−0.1
0.0
0.0
0.0
0.1
0.0
0.0
·
·
·
·
·
·
·
EBITDA $B
−0.0
0.0
0.0
0.0
0.1
0.0
0.0
·
·
·
·
·
·
·
Income tax $B
−0.0
0.0
−0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Net income $B
−0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
EPS, diluted $
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Dividend / sh $
0.24
0.24
0.24
0.24
0.24
0.24
0.24
0.24
0.24
0.24
0.24
0.24
0.22
0.17
Payout %
−6
8
26
7
5
8
10
10
11
10
12
25
10
9
ROE %
−9.5
6.8
2.3
9.5
13.5
9.3
8.5
8.5
8.1
9.3
8.9
4.6
6.0
9.1
Shares out B
·
·
·
·
·
·
·
·
·
·
·
·
·
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
28 of 28
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed