Skip to content
NASDAQ · STATE COMMERCIAL BANKS · MID CAP

First Internet Bancorp INBK

14 fiscal years on record · USD · FY2025 reported · SEC filings only
$-35.2M
▼ 239.1% YoY
$2.2M
▼ 78.6% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

First Internet Bancorp is a bank holding company headquartered in Fishers, Indiana that conducts its primary business activities through its wholly-owned subsidiary, First Internet Bank of Indiana, an Indiana chartered bank. The Bank was the first state-chartered, Federal Deposit Insurance Corporation (“FDIC”) insured Internet bank and commenced banking operations in 1999. First Internet Bancorp was incorporated under the laws of the State of Indiana on September 15, 2005. We offer a wide range of commercial, small business, consumer and municipal banking products and services. We conduct our consumer and small business deposit operations primarily through digital channels on a nationwide basis and have no traditional branch offices.

Written from the business description in First Internet Bancorp's annual report to the U.S. Securities and Exchange Commission, filed 11 March 2026. Every sentence was checked against that document before publication.

Growth

·
Revenue, FY2025 · full 14-year series below
Compound annual growth
+0.0%
+0.0%
+0.0%
−55.7%
+2.1%
+9.1%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

·
ROE
FY2025 · ROE -9.5%
5%10%-5%
201220182025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Each USD of equity lost 9 cents this year.

Cash & shareholders

USD 2.6M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 2.2
25.0M50.0M-20.0M-40.0M
201220182025
Net buybacks $M Dividends $M
FY2025 · Dividends 2.1 · Net buybacks 0.5
15M30M-20M-40M
20122014201620182020202220242025

USD 2.1M in dividends and USD 521,000.00 in buybacks went back to shareholders in a year without profit.

Total assetsUSD 5.6B
EquityUSD 359.8M
CashUSD 456.8M
Gross debtUSD 249.5M
Net debtUSD -207.3M
DepositsUSD 4.8B

The company holds more cash than debt.

The 14-year record

14 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
INBK, 14-year financial record
Metric 20252024202320222021202020192018201720162015201420132012
Revenue $B◌◌◌◌◌◌◌◌◌◌◌◌◌◌
Operating income $B−0.10.00.00.00.10.00.0◌◌◌◌◌◌◌
EBITDA $B−0.00.00.00.00.10.00.0◌◌◌◌◌◌◌
Income tax $B−0.00.0−0.00.00.00.00.00.00.00.00.00.00.00.0
Net income $B−0.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Free cash flow $B0.00.00.00.10.0−0.0−0.00.00.00.00.00.00.0−0.0
EPS, diluted $−4.032.880.953.704.822.992.512.302.132.301.960.961.511.95
Dividend / sh $0.240.240.240.240.240.240.240.240.240.240.240.240.220.17
Payout %−6826758101011101225109
ROE %−9.56.82.39.513.59.38.58.58.19.38.94.66.09.1

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

Provenance

Company facts, as filed

How we verify · 0 failures in 42 reconciliationsAUDITED

Reconciled in 14 of the 14 fiscal years we could check. Five checks were skipped: the balance sheet is not tagged before 2012. Five checks were skipped: EPS is not tagged before 2012.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityState Commercial Banks
Listed onNASDAQ
Incorporated inIndiana
Fiscal year endsDecember 31
Data on record since2012

Share this section

Download image