NYSE · COMMERCIAL BANKS, NEC · LARGE CAP
ING Groep NV ING
11 fiscal years on record · EUR · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
€25.7B
▲ 21.8% vs FY2024
Dividend streak
1 yrs
Raised every year since 2025
EPS · FY25
€2.78
Dividend / sh · FY25
€1.09
Payout · FY25
38%
ROE · FY25
15.6%
Net margin · FY25
32.4%
Dividend coverage
2.6×
Advertisement
AdSense · Leaderboard 728×90320×100
Result
EUR 25.7B
Revenue, FY2025 · full 11-year series below
Revenue
Net income
32 cents of every revenue dollar became profit this year.
Per share
EUR 2.78
Diluted EPS, FY2025
EPS
Dividend
Earnings covered the dividend 2.6 times — the rest stayed in the company.
Profitability
15.6%
Return on equity, FY2025
ROE
Operating margin100.0%
Net margin32.4%
Return on assets0.8%
Each EUR of equity produced 16 cents of profit this year.
Returned to shareholders
EUR 6.9B
returned in FY2025 · dividends + net buybacks
Dividends paidEUR 3.2B
Net buybacksEUR 3.7B
Share of profit82.5%
Consecutive raises1 years
EUR 3.2B in dividends and EUR 3.7B in buybacks — 83% of the year's profit went back to shareholders.
Growth
+8.3% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
−5.5%
+8.3%
+3.6%
Net income
−11.8%
+29.9%
+5.4%
EPS, diluted
−6.0%
+36.8%
+8.1%
Dividend / share
+24.8%
+55.4%
+5.3%
Returned to shareholders
+13.7%
+369.8%
+17.3%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
3.02B
Shares outstanding, FY2025
Change, 5 years−22.5%
Change, 10 years−21.9%
The share count shrank 23% in five years — the same company, cut into fewer, larger slices.
Advertisement
AdSense · Leaderboard 728×90300×250
Balance sheet
EUR 1.06T
total assets, end of FY2025
Total assetsEUR 1.06T
EquityEUR 54.1B
CashEUR 54.1B
DepositsEUR 721.4B
Equity funds 5% of total assets.
History
11 fiscal years
Every figure from documents filed with the SEC · EUR
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Revenue €B
25.7
21.1
18.1
30.4
20.1
17.2
17.1
18.3
18.6
17.9
18.0
Operating income €B
25.7
21.1
18.1
30.4
20.1
17.2
17.1
18.3
·
·
·
EBITDA €B
·
·
·
·
·
·
·
·
·
·
·
Income tax €B
3.2
2.2
1.7
5.1
2.3
1.1
1.7
2.1
2.5
1.7
1.9
Net income €B
8.3
5.3
4.1
12.1
6.0
2.2
3.9
4.8
5.5
5.0
4.9
EPS, diluted €
2.78
1.65
1.16
3.35
1.53
0.58
1.00
1.22
1.41
1.28
1.27
Dividend / sh €
1.09
1.06
1.11
0.56
0.62
0.12
0.24
0.68
0.67
0.66
0.65
Payout %
38
62
91
26
40
0
69
55
47
51
28
ROE %
15.6
9.9
7.4
22.3
11.5
4.4
7.8
9.8
11.4
10.8
11.0
Shares out B
3.02
3.15
3.50
3.73
3.90
3.90
3.90
3.89
3.89
3.88
3.87
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
21 of 21
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed