NASDAQ · SHORT-TERM BUSINESS CREDIT INSTITUTIONS
Jefferson Capital, Inc. / de JCAP
3 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$613.3M
▲ 41.5% vs FY2024
EPS · FY25
$5.64
Dividend / sh · FY25
$0.98
Payout · FY25
34%
ROE · FY25
43.8%
Net margin · FY25
30.6%
Dividend coverage
5.8×
Advertisement
AdSense · Leaderboard 728×90320×100
Result
USD 613.3M
Revenue, FY2025 · full 3-year series below
Revenue
Net income
31 cents of every revenue dollar became profit this year.
Per share
USD 5.64
Diluted EPS, FY2025
EPS
Dividend
Earnings covered the dividend 5.8 times — the rest stayed in the company.
Profitability
43.8%
Return on equity, FY2025
ROE
Operating margin51.6%
Net margin30.6%
Return on assets10.0%
Each USD of equity produced 44 cents of profit this year.
Returned to shareholders
USD 63.5M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 63.5M
Net buybacks—
Share of profit33.8%
Consecutive raises—
USD 63.5M in dividends — 34% of the year's profit went back to shareholders.
Growth
—
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.06B
Shares outstanding, FY2025
Change, 5 years—
Change, 10 years—
A share split breaks the comparison across the period, so we leave it out.
Advertisement
AdSense · Leaderboard 728×90300×250
Balance sheet
USD 2.1B
total assets, end of FY2025
Total assetsUSD 2.1B
EquityUSD 476.1M
CashUSD 23.2M
Gross debtUSD 1.8B
Net debtUSD 1.7B
Net debt stands at 363% of equity.
History
3 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
Revenue $B
0.6
0.4
0.3
Operating income $B
0.3
0.2
0.2
EBITDA $B
0.3
0.2
0.2
Income tax $B
0.0
0.0
0.0
Net income $B
0.2
0.1
0.1
EPS, diluted $
5.64
·
·
Dividend / sh $
0.98
·
·
Payout %
34
28
27
ROE %
43.8
37.6
36.7
Shares out B
0.06
0.00
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
3 of 3
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed