J & Friends Holdings Ltd. JF

What this company does

We are a Nasdaq-listed group providing merchant digitalization and commerce-enablement solutions to small and medium enterprises (SME). Substantially all of our current operations are conducted in Australia. We currently offer three types of solutions catering to SMEs' evolving commerce needs: food and beverage (F&B) solution, retail solution, and payment solution. Our F&B solution enables restaurants, cafes and other hospitality merchants to digitize core front-of-house and back-of-house workflows, including order intake, menu management, kitchen coordination and store-level reporting, while supporting omni-channel operations across dine-in, takeaway and online ordering. Our retail solution enables merchants to manage checkout and store operations while digitizing inventory and purchasing workflows to improve operational efficiency, reduce shrinkage, and support expansion. We offer payment enablement capabilities that allow merchants to accept and manage electronic payments in connection with their in-store and omni-channel commerce activities. Our POS network is operated under a cloud-based subscription model, which supports continuous product updates, ongoing feature enhancements and modular adoption of additional capabilities over time.

Written from the business description in J and Friends Holdings Limited's annual report to the U.S. Securities and Exchange Commission, filed 24 April 2026. Every sentence was checked against that document before publication.