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NYSE · COMMERCIAL BANKS, NEC · LARGE CAP

KB Financial Group Inc. KB

10 fiscal years on record · KRW · FY2024 reported · SEC filings only
KRW 5.1T
▲ 10.5% YoY
KRW 3.7T
▼ 2.0% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

The company's subsidiaries engage in commercial banking, credit cards, asset management, non-life and life insurance, capital markets activities and international banking and finance. As of December 31, 2025, it held consolidated total assets of ₩798 trillion, consolidated total deposits of ₩462 trillion and consolidated total equity of ₩61 trillion. Its retail customer base numbered approximately 39.0 million on that date. Credit and related financial services are provided to individuals, small- and medium-sized enterprises and large corporate customers, along with deposit products for individuals and enterprises of all sizes, predominantly through Kookmin Bank. Kookmin Bank had 415,671 small- and medium-sized enterprise borrowers and 1,810 large corporate borrowers for Won-currency loans as of December 31, 2025. It counted approximately 13.6 million credit cardholders as of December 31, 2025. KB Insurance sells non-life insurance products, among them long-term products for retail customers with coverage periods of at least three years and ranging up to 30 years. KB Securities ran a brokerage network of 74 branches and sub-branches in Korea and generated commission income of ₩779 billion from securities brokerage in 2025.

Written from the business description in KB Financial Group Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 28 April 2026. Every sentence was checked against that document before publication.

Growth

·
Revenue, FY2024 · full 10-year series below
Revenue KRW T Net income KRW T
FY2023 · Revenue 16.2 · Net income 4.6
10T20T
2015201820212024
Compound annual growth
+9.1%
+8.4%
+4.8%
+8.9%
+5.3%
+8.7%
+33.5%
+19.4%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +8.4% a year over the five years to FY2023.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

·
Operating margin Net margin
FY2023 · Operating 39.3% · Net 27.9%
20%40%
201520192024
ROE
FY2024 · ROE 8.9%
5%10%
201520192024
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.
Gross margin·
Operating margin·
Net margin·
EBITDAKRW 8.96T

Each KRW of equity produced 9 cents of profit this year.

Cash & shareholders

KRW 2.51T
returned in FY2024 · dividends + net buybacks
Free cash flow KRW T
FY2024 · FCF 3.7
4T8T-4T-8T
201520192024
Net buybacks KRW T Dividends KRW T
FY2024 · Dividends 1.7 · Net buybacks 0.8
1T2TDividendsNet buybacks
2015201620172018201920202021202220232024
Dividends paidKRW 1.69T
Net buybacksKRW 820.0B
Share of profit49.4%
Consecutive raises·

KRW 1.69T in dividends and KRW 820.0B in buybacks — 49% of the year's profit went back to shareholders.

Total assetsKRW 757.85T
EquityKRW 57.89T
CashKRW 24.61T
DepositsKRW 435.69T

Equity funds 8% of total assets.

The 10-year record

10 fiscal years
Every figure from documents filed with the SEC · KRW
row low → row highnegative—not applicable◌not available in our data
KB, 10-year financial record
Metric 2024202320222021202020192018201720162015
Revenue KRW B◌16229.113780.614483.612492.611431.910859.710192.27444.9◌
Operating income KRW B8045.36385.05234.46097.64634.34489.94267.54015.31676.91821.1
EBITDA KRW B8961.67250.96051.26948.25509.25274.34676.34385.71965.62078.4
Income tax KRW B1956.61593.81504.11697.21264.41220.61239.6795.0438.5437.4
Net income KRW B5078.24594.84112.54409.53468.43311.33061.23311.42143.71698.3
Free cash flow KRW B3683.03758.74463.6−2312.0−8835.88792.0−9409.9−5134.4727.81964.4
EPS, diluted KRW 12726.0011218.009998.0010890.008730.008387.007676.008257.005559.004376.00
Dividend / sh KRW 804.00◌2190.001770.002210.001920.001920.001250.00980.00◌
Payout %33293824252325151818
ROE %8.98.48.19.78.68.98.810.27.25.9
Shares out B◌◌◌◌◌◌◌0.420.390.39

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

UNH · BRK-A · BRK-B · CI · ELV · CNC
Provenance

Company facts, as filed

How we verify · 1 failure in 29 reconciliationsAUDITED

Reconciled in 9 of the 10 fiscal years we could check. Nine checks were skipped: the balance sheet is not tagged before 2016. Eight checks were skipped: EPS is not tagged before 2015.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency1 failure
ActivityCommercial Banks, NEC
Listed onNYSE
Incorporated inoutside the United States — SEC code M5
Fiscal year endsDecember 31
Data on record since2015

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