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NYSE · NATIONAL COMMERCIAL BANKS · LARGE CAP

KeyCorp. KEY

19 fiscal years on record · USD · FY2025 reported · SEC filings only
$7.5B
▲ 62.7% YoY
$1.8B
$2.1B
▲ 250.8% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Through KeyBank National Association and other subsidiaries, KeyCorp provides retail and commercial banking, commercial leasing, investment management, consumer finance, student loan refinancing, commercial mortgage servicing and special servicing, and investment banking products and services to individual, corporate, and institutional clients. As of December 31, 2025, it had consolidated total assets of approximately $184.4 billion. As of December 31, 2025, these services were provided through KeyBank's 940 full-service retail banking branches and a network of 1,120 ATMs in 15 states, as well as additional offices, online and mobile banking capabilities, and a telephone banking call center. Its management structure and basis of presentation is divided into two business segments, Consumer Bank and Commercial Bank. The Consumer Bank serves individuals and small businesses through the company's branch footprint and digital brand, offering deposit and investment products, personal finance and financial wellness services, lending, student loan refinancing, mortgage and home equity, credit card, treasury services, and business advisory services. The Commercial operating segment is a full-service, commercial banking platform that focuses primarily on serving the borrowing, cash management, and capital markets needs of middle market clients. KeyCorp was organized in 1958 under the laws of the State of Ohio.

Written from the business description in KEYCORP /NEW/'s annual report to the U.S. Securities and Exchange Commission, filed 23 February 2026. Every sentence was checked against that document before publication.

Growth

USD 7.5B
Revenue, FY2025 · full 19-year series below
Revenue $B Net income $B
FY2025 · Revenue 7.5 · Net income 1.8
3B6B
2007201020132016201920222025
Compound annual growth
+1.1%
+2.3%
+5.8%
−1.6%
+6.4%
+7.2%
+8.3%
−7.7%
+3.7%
+3.8%
+8.6%
+1.3%
+2.1%
+11.0%
+22.3%
+7.3%
+2.0%
+4.3%
+12.3%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +2.3% a year over the five years to FY2025 — but profit grew faster: net income at +6.4%, earnings per share at +3.7%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

24 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 30.7% · Net 24.3%
20%40%-2%-4%-6%
200720162025
ROE
FY2025 · ROE 9.5%
5%10%-5%-10%
200720162025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.
Gross margin·
Operating margin30.7%
Net margin24.3%
EBITDAUSD 2.4B

Each USD of equity produced 9 cents of profit this year.

Cash & shareholders

USD 1.1B
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF 2.1
2.0B4.0B-0.3B-0.6B
200720162025
Net buybacks $B Dividends $B
FY2025 · Dividends 1.1 · Net buybacks ·
1B2BDividendsNet buybacks
2007201020132016201920222025
Dividends paidUSD 1.1B
Net buybacks·
Share of profit57.6%
Consecutive raises·

USD 1.1B in dividends — 58% of the year's profit went back to shareholders.

Total assetsUSD 184.4B
EquityUSD 20.4B
CashUSD 1.3B
Gross debtUSD 11.0B
Net debtUSD 9.7B
DepositsUSD 148.7B

Net debt stands at 48% of equity.

The 19-year record

19 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
KEY, 19-year financial record
Metric 2025202420232022202120202019201820172016201520142013201220112010200920082007
Revenue $B7.54.66.47.37.36.76.46.56.35.04.34.1◌◌◌◌◌◌◌
Operating income $B2.3−0.31.22.33.31.62.02.21.91.01.21.31.1◌◌◌◌◌◌
EBITDA $B2.4−0.21.22.43.41.72.12.32.11.11.31.51.4◌◌◌◌◌◌
Income tax $B0.5−0.10.20.40.60.20.30.30.60.20.30.30.30.20.40.2−1.00.40.3
Net income $B1.8−0.21.01.92.61.31.71.91.30.80.90.90.90.90.90.6−1.3−1.50.9
Free cash flow $B2.10.62.84.41.11.62.82.41.71.51.11.21.41.11.62.62.1−0.8−0.2
EPS, diluted $1.52−0.320.881.932.631.271.621.711.130.801.050.990.970.890.870.44−2.34−3.362.32
Dividend / sh $0.820.820.820.790.750.740.710.560.380.330.290.250.210.180.100.040.090.621.83
Payout %58−5769445316247353742292724221833−16−3062
ROE %9.5−1.06.912.414.87.710.512.28.66.18.68.68.88.58.85.1−12.5−13.7◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

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UNH · BRK-A · BRK-B · CI · ELV · CNC
Provenance

Company facts, as filed

How we verify · 0 failures in 55 reconciliationsAUDITED

Reconciled in 19 of the 19 fiscal years we could check. Two checks were skipped: the balance sheet is not tagged before 2009.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityNational Commercial Banks
Listed onNYSE
Incorporated inOhio
Fiscal year endsDecember 31
Data on record since2007

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