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MARKETS / NYSE / KMPR
NYSE · FIRE, MARINE & CASUALTY INSURANCE · LARGE CAP

Kemper Corp. KMPR

18 fiscal years on record · USD · FY2025 reported · SEC filings only
$4.8B
▲ 3.3% YoY
$143.3M
▼ 54.9% YoY
$553.9M
▲ 68.0% YoY
Growth
USD 4.8B
Revenue, FY2025 · full 18-year series below
Revenue $B Net income $B
FY2025 · Revenue 4.8 · Net income 0.1
2B4B2008201120142017202020232025
Compound annual growth
−4.6%
−1.7%
+7.4%
+4.0%
−19.0%
+5.3%
−17.9%
+3.3%
−1.5%
+1.1%
+1.3%
+2.9%
+2.5%
+67.1%
+15.1%
+15.1%
+10.0%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at −1.7% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
3 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 3.4% · Net 2.8%
5%10%-2%-4%-6%2008201120142017202020232025
ROE
FY2025 · ROE 5.2%
5%10%15%-5%-10%-15%2008201120142017202020232025
Gross margin—
Operating margin3.4%
Net margin2.8%
Return on assets1.1%
EBITDAUSD 235.0M

Each USD of equity produced 5 cents of profit this year.

Cash & shareholders
USD 372.0M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 553.9
200M400M-100M-200M2008201120142017202020232025
Net buybacks $M Dividends $M
FY2025 · Dividends 79.6 · Net buybacks 292.4
200M-50M-100MDividendsNet buybacks2008201120142017202020232025
Dividends paidUSD 79.6M
Net buybacksUSD 292.4M
Share of profit259.6%
Consecutive raises1 years

USD 79.6M in dividends and USD 292.4M in buybacks — 260% of the year's profit, so the payout drew on cash built up earlier.

Total assetsUSD 12.5B
EquityUSD 2.7B
CashUSD 126.0M
Gross debtUSD 943.5M
Net debtUSD 817.5M

Net debt stands at 30% of equity.

The 18-year record
18 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
Metric 202520242023202220212020201920182017201620152014201320122011201020092008
Revenue $B4.84.64.95.55.75.25.03.72.72.52.32.22.42.52.52.62.82.7
Operating income $B0.20.4−0.3−0.2−0.30.50.50.30.10.00.10.10.20.10.00.20.3·
EBITDA $B0.20.4−0.3−0.1−0.30.60.60.30.10.00.10.20.20.10.10.20.3·
Income tax $B0.00.1−0.1−0.1−0.10.10.10.00.0−0.00.00.00.10.00.00.10.1−0.0
Net income $B0.10.3−0.3−0.3−0.10.40.50.20.10.00.10.10.20.10.10.20.2−0.0
Free cash flow $B0.60.3−0.2−0.20.30.40.50.50.2·········
EPS, diluted $2.294.91−4.25−4.50−1.926.147.963.222.330.331.652.123.801.741.232.872.64−0.47
Dividend / sh $1.281.241.241.241.241.201.030.960.960.960.960.960.960.960.960.881.071.88
Payout %5625−29−28−651913304129358452555783140−400
ROE %5.212.0−19.8·−6.79.615.17.45.90.84.25.510.6·····
Shares out B0.060.060.060.060.060.070.070.060.050.050.050.050.060.060.060.060.06·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 51 reconciliationsAUDITED

Reconciled in 18 of 19 fiscal years. 6 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityFire, Marine & Casualty Insurance
Listed onNYSE
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2008

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