ES
MARKETS / NYSE / KMPR
NYSE · FIRE, MARINE & CASUALTY INSURANCE · LARGE CAP

Kemper Corporation KMPR

18 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$4.8B
▲ 3.3% vs FY2024
Dividend streak
1 yrs
Raised every year since 2025
EPS · FY25
$2.29
Dividend / sh · FY25
$1.28
Payout · FY25
56%
ROE · FY25
5.2%
Net margin · FY25
3.0%
Dividend coverage
1.8×
Advertisement
AdSense · Leaderboard 728×90320×100
Result
USD 4.8B
Revenue, FY2025 · full 18-year series below
Revenue Net income
2464.80.12008201120142017202020232025
2464.80.12016201920222025

3 cents of every revenue dollar became profit this year.

Per share
USD 2.29
Diluted EPS, FY2025
EPS Dividend
481.282.292008201120142017202020232025
481.282.292016201920222025

Earnings covered the dividend 1.8 times — the rest stayed in the company.

Profitability
5.2%
Return on equity, FY2025
ROE
4812165.2%2008201120142017202020232025
4812165.2%2016201920222025
Operating margin3.4%
Net margin3.0%
Return on assets1.1%

Each USD of equity produced 5 cents of profit this year.

Returned to shareholders
USD 372.0M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 79.6M
Net buybacksUSD 292.4M
Share of profit259.6%
Consecutive raises1 years

USD 79.6M in dividends and USD 292.4M in buybacks — 260% of the year's profit, so the payout drew on cash built up earlier.

Growth
−1.7% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
−4.6%
−1.7%
+7.4%
+4.0%
Net income
−19.0%
+5.3%
−1.4%
EPS, diluted
−17.9%
+3.3%
−1.5%
Dividend / share
+1.1%
+1.3%
+2.9%
+2.5%
Returned to shareholders
+67.1%
+15.1%
+15.1%
+10.0%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
0.06B
Shares outstanding, FY2025
0.060.062008201120142017202020232025
0.050.062016201920222025
Change, 5 years−10.3%
Change, 10 years+14.3%

The share count shrank 10% in five years — the same company, cut into fewer, larger slices.

Advertisement
AdSense · Leaderboard 728×90300×250
Balance sheet
USD 12.5B
total assets, end of FY2025
Total assetsUSD 12.5B
EquityUSD 2.7B
CashUSD 126.0M
Gross debtUSD 943.5M
Net debtUSD 817.5M

Net debt stands at 30% of equity.

History
18 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
Revenue $B
4.8
4.6
4.9
5.5
5.7
5.2
5.0
3.7
2.7
2.5
2.3
2.2
2.4
2.5
2.5
2.6
2.8
2.7
Operating income $B
0.2
0.4
−0.3
−0.2
−0.3
0.5
0.5
0.3
0.1
0.0
0.1
0.1
0.2
0.1
0.0
0.2
0.3
·
EBITDA $B
0.2
0.4
−0.3
−0.1
−0.3
0.6
0.6
0.3
0.1
0.0
0.1
0.2
0.2
0.1
0.1
0.2
0.3
·
Income tax $B
0.0
0.1
−0.1
−0.1
−0.1
0.1
0.1
0.0
0.0
−0.0
0.0
0.0
0.1
0.0
0.0
0.1
0.1
−0.0
Net income $B
0.1
0.3
−0.3
−0.3
−0.1
0.4
0.5
0.2
0.1
0.0
0.1
0.1
0.2
0.1
0.1
0.2
0.2
−0.0
EPS, diluted $
2.29
4.91
−4.25
−4.50
−1.92
6.14
7.96
3.22
2.33
0.33
1.65
2.12
3.80
1.74
1.23
2.87
2.64
−0.47
Dividend / sh $
1.28
1.24
1.24
1.24
1.24
1.20
1.03
0.96
0.96
0.96
0.96
0.96
0.96
0.96
0.96
0.88
1.07
1.88
Payout %
56
25
−29
−28
−65
19
13
30
41
293
58
45
25
55
78
31
40
−400
ROE %
5.2
12.0
−19.8
·
−6.7
9.6
15.1
7.4
5.9
0.8
4.2
5.5
10.6
·
·
·
·
·
Shares out B
0.06
0.06
0.06
0.06
0.06
0.07
0.07
0.06
0.05
0.05
0.05
0.05
0.06
0.06
0.06
0.06
0.06
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
34 of 34
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed