Kinsale Capital Group, Inc. KNSL

What this company does

Kinsale is a property and casualty insurance company that focuses exclusively on the excess and surplus lines ("E&S") market in the U.S., writing coverages for hard-to-place risks. It sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands, primarily through a network of independent insurance brokers. As of December 31, 2025, it had 720 employees, of which 711 were full-time, all located at its headquarters in Richmond, Virginia. The average premium per policy it wrote in 2025 was $13,400. In 2025, the percentage breakdown of its gross written premiums was 70.7% casualty and 29.3% property. Kinsale Capital Group, Inc., a Delaware domiciled insurance holding company, was formed on June 3, 2009 for the purpose of acquiring and managing insurance entities.

Written from the business description in Kinsale Capital Group, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 20 February 2026. Every sentence was checked against that document before publication.