MARKETS / NASDAQ / Financials / Banks / KRNY

NASDAQ · SAVINGS INSTITUTION, FEDERALLY CHARTERED · MID CAP

Kearny Financial Corp. KRNY

14 fiscal years on record · USD · FY2025 reported · SEC filings only

Net income

$36.3M

▲ 39.1% YoY

Free cash flow

$35.3M

▲ 64.9% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

The Company is a unitary savings and loan holding company, regulated by the Board of Governors of the Federal Reserve System and conducts no significant business or operations of its own. The Company’s primary business is the ownership and operation of the Bank. The Bank is principally engaged in the business of attracting deposits from the general public and using these deposits, together with other funds, to originate or purchase loans for its portfolio and for sale into the secondary market. Our loan portfolio is primarily comprised of loans collateralized by commercial and residential real estate augmented by secured and unsecured loans to businesses and consumers. We operate from our administrative headquarters in Fairfield, New Jersey and other administrative locations throughout the State of New Jersey. As of June 30, 2026, we had 40 branch offices.

Written from the business description in Kearny Financial Corp.'s annual report to the U.S. Securities and Exchange Commission, filed 21 August 2026. Every sentence was checked against that document before publication.

Growth

Revenue, FY2025 · full 14-year series below

Compound annual growth

Net income

−3.9%

−10.5%

+8.6%

EPS, diluted

−3.3%

−5.8%

+12.2%

Dividend / share

+0.8%

+4.7%

+18.6%

Returned to shareholders

−0.8%

−0.6%

+14.5%

3 yrs

5 yrs

10 yrs

15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

ROE

FY2025 · ROE 4.8%

2%4%6%-5%-10%

201220182025

Three returns, three denominators.

Return on equity4.8%

Return on assets0.5%

Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Gross margin·

Operating margin·

Net margin·

EBITDAUSD 51.4M

Each USD of equity produced 5 cents of profit this year.

Cash & shareholders

USD 27.8M

returned in FY2025 · dividends + net buybacks

Free cash flow $M

FY2025 · FCF 35.3

30M60M

201220182025

Net buybacks $M Dividends $M

FY2025 · Dividends 27.8 · Net buybacks ·

15M30M

2012201520172019202120232025

Dividends paidUSD 27.8M

Net buybacks·

Share of profit76.8%

Consecutive raises·

USD 27.8M in dividends — 77% of the year's profit went back to shareholders.

Total assetsUSD 7.7B

EquityUSD 766.7M

CashUSD 114.8M

DepositsUSD 5.7B

Equity funds 10% of total assets.

The 14-year record

14 fiscal years

Every figure from documents filed with the SEC · USD

row low → row highnegative—not applicable◌not available in our data

KRNY, 14-year financial record
Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012
Revenue $B	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌
Operating income $B	0.0	0.0	−0.1	0.1	0.1	0.1	0.1	0.1	0.0	0.0	0.0	0.0	0.0	◌
EBITDA $B	0.1	0.0	−0.1	0.1	0.1	0.1	◌	◌	◌	◌	◌	◌	◌	◌
Income tax $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	−0.0	0.0	0.0
Net income $B	0.0	0.0	−0.1	0.0	0.1	0.1	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Free cash flow $B	0.0	0.0	0.0	0.1	0.1	0.1	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
EPS, diluted $	0.57	0.42	−1.39	0.63	0.95	0.77	0.55	0.46	0.24	0.22	0.18	0.06	0.11	0.07
Dividend / sh $	0.44	0.44	0.44	0.43	0.43	0.35	0.29	0.37	0.25	0.10	0.08	◌	◌	◌
Payout %	77	106	−32	70	45	45	54	82	105	45	45	—	—	—
ROE %	4.8	3.5	−10.7	4.6	7.0	5.9	4.1	3.5	1.7	1.7	1.4	0.7	2.1	1.4
Shares out B	0.06	0.06	0.06	0.07	0.07	0.08	0.08	0.09	0.10	0.08	0.09	0.09	0.09	◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

Other companies filing in the same sector

UNH · BRK-A · BRK-B · CI · ELV · CNC

Provenance

Company facts, as filed

How we verify · 0 failures in 41 reconciliationsAUDITED

Reconciled in 14 of the 14 fiscal years we could check. Six checks were skipped: the balance sheet is not tagged before 2013. Five checks were skipped: EPS is not tagged before 2012.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures

ActivitySavings Institution, Federally Chartered

Listed onNASDAQ

Incorporated innot stated in the filings

Fiscal year endsJune 30

Data on record since2012