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MARKETS / NYSE / LDI
NYSE · FINANCE SERVICES · MID CAP

loanDepot, Inc. LDI

7 fiscal years on record · USD · FY2025 reported · SEC filings only
$1.2B
▲ 12.2% YoY
$-62.6M
$-734.6M
In brief

What this company does

loanDepot, Inc. offers a wide variety of loan products, and its in-house servicing platform complements its loan origination strategy. Its loan product suite includes conventional agency-conforming loans, conventional prime jumbo loans, FHA and VA loans, home equity lines of credit, and closed-end second liens. As of December 31, 2025, it serviced 448,261 customers with $119.1 billion in unpaid principal balance of residential mortgage loans, 78% of which was associated with FICO scores above 680. As of December 31, 2025, it had approximately 4,700 employees and 960 independent contractors. It is licensed as a loan originator in all 50 states and the District of Columbia, and also as a loan servicer and loan broker in states and jurisdictions where it is required to be licensed. LDSS is the company's captive title and escrow business. loanDepot launched its business in 2010.

Written from the business description in loanDepot, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 12 March 2026. Every sentence was checked against that document before publication.

Growth
USD 1.2B
Revenue, FY2025 · full 7-year series below
Revenue $B Net income $B
FY2025 · Revenue 1.2 · Net income -0.1
2B4B2019202020212022202320242025
Compound annual growth
−1.8%
−22.7%
−72.6%
−67.1%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at −22.7% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
−9 cents
lost on every revenue dollar
Operating margin Net margin
FY2025 · Operating -10.1% · Net -9.0%
20%40%-20%-40%2019202020212022202320242025
ROE

Not available in our data for this period.

Cash & shareholders
USD 2.5M
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF -0.7
2.0B4.0B-0.8B-1.6B2019202020212022202320242025
Net buybacks $M Dividends $M
FY2025 · Dividends 2.5 · Net buybacks —
250.0M500.0M2019202020212022202320242025

USD 2.5M in dividends went back to shareholders in a year without profit.

Total assetsUSD 6.9B
CashUSD 337.2M
Gross debtUSD 2.1B
Net debtUSD 1.8B

Not available: we don't have the shareholders' equity figure for this period.

The 7-year record
7 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
Metric 2025202420232022202120202019
Revenue $B1.21.11.01.33.74.31.3
Operating income $B−0.1−0.2−0.3−0.70.72.00.0
EBITDA $B−0.1−0.2−0.2−0.60.72.10.1
Income tax $B−0.0−0.0−0.0−0.10.00.0−0.0
Net income $B−0.1−0.1−0.1−0.30.10.00.0
Free cash flow $B−0.7−0.9−0.24.4−1.5−2.1−1.5
EPS, diluted $···−1.750.87··
Dividend / sh $·······
Payout %−4−3−3−44408··
ROE %·······

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 15 reconciliationsAUDITED

Reconciled in 7 of 19 fiscal years. 42 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityFinance Services
Listed onNYSE
Incorporated innot stated in the filings
Fiscal year endsDecember 31
SEC categorysmaller reporting company
Data on record since2019

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