MARKETS / NASDAQ / LKFN
NASDAQ · STATE COMMERCIAL BANKS · LARGE CAP

Lakeland Financial Corporation LKFN

17 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY10 YEARS OF DIVIDEND GROWTH
Dividend streak
10 yrs
Raised every year since 2016
EPS · FY25
$4.01
Dividend / sh · FY25
$2.00
Payout · FY25
50%
ROE · FY25
14.3%
Net margin · FY25
Dividend coverage
2.0×
Advertisement
AdSense · Leaderboard 728×90320×100
Result
Revenue, FY2025 · full 17-year series below
Revenue Net income
0.00040.00080.00120.12009201220152018202120242025
0.00040.00080.00120.12016201920222025

Per share
USD 4.01
Diluted EPS, FY2025
EPS Dividend
2462.004.012009201220152018202120242025
2462.004.012016201920222025

Earnings covered the dividend 2.0 times — the rest stayed in the company.

Profitability
14.3%
Return on equity, FY2025
ROE
510152014.3%2009201220152018202120242025
510152014.3%2016201920222025
Operating margin
Net margin
Return on assets1.5%

Each USD of equity produced 14 cents of profit this year.

Returned to shareholders
USD 71.8M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 51.4M
Net buybacksUSD 20.4M
Share of profit69.5%
Consecutive raises10 years

USD 51.4M in dividends and USD 20.4M in buybacks — 69% of the year's profit went back to shareholders.

Growth
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Net income
−0.1%
+4.2%
+8.3%
+10.1%
EPS, diluted
−0.2%
+4.0%
+8.1%
Dividend / share
+7.7%
+10.8%
+12.2%
Returned to shareholders
+20.1%
+11.8%
+16.4%
+14.1%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
0.03B
Shares outstanding, FY2025
0.020.032009201220152018202120242025
0.020.032016201920222025
Change, 5 years−0.1%
Change, 10 years+1.6%

The share count shrank 0% in five years — the same company, cut into fewer, larger slices.

Advertisement
AdSense · Leaderboard 728×90300×250
Balance sheet
USD 7.0B
total assets, end of FY2025
Total assetsUSD 7.0B
EquityUSD 762.4M
CashUSD 141.3M
DepositsUSD 6.0B

Equity funds 11% of total assets.

History
17 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Revenue $B
·
·
·
·
·
·
·
0.0
0.0
0.0
·
·
·
·
·
·
·
Operating income $B
0.1
0.1
0.1
0.1
0.1
0.1
0.1
·
·
·
·
·
·
·
·
·
·
EBITDA $B
0.1
0.1
0.1
0.1
0.1
0.1
0.1
·
·
·
·
·
·
·
·
·
·
Income tax $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Net income $B
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
EPS, diluted $
4.01
3.63
3.65
4.04
3.74
3.30
3.38
3.13
2.23
2.05
1.84
1.74
2.33
2.15
1.88
1.32
1.26
Dividend / sh $
2.00
1.92
1.84
1.60
1.36
1.20
1.16
1.00
0.85
0.73
0.63
0.55
0.57
0.83
0.62
0.62
0.62
Payout %
50
53
50
39
36
36
34
31
37
35
34
31
24
39
33
41
41
ROE %
14.3
14.0
15.4
16.3
14.1
13.4
15.5
16.2
12.8
12.7
12.3
12.8
12.5
12.4
11.8
9.3
6.8
Shares out B
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.02
0.02
0.02
0.02
0.02
0.02
0.02
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
33 of 33
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed