MARKETS / NYSE / LYG
NYSE · COMMERCIAL BANKS, NEC · LARGE CAP

Lloyds Banking Group PLC LYG

11 fiscal years on record · GBP · FY2025 reported
SEC FILINGS ONLY4 YEARS OF DIVIDEND GROWTH
Revenue · FY2025
£19.4B
▲ 7.9% vs FY2024
Dividend streak
4 yrs
Raised every year since 2022
EPS · FY25
£0.07
Dividend / sh · FY25
£0.03
Payout · FY25
43%
ROE · FY25
10.0%
Net margin · FY25
24.0%
Dividend coverage
2.1×
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Result
GBP 19.4B
Revenue, FY2025 · full 11-year series below
Revenue Net income
20406019.44.720152018202120242025
20406019.44.72016201920222025

24 cents of every revenue dollar became profit this year.

Per share
GBP 0.07
Diluted EPS, FY2025
EPS Dividend
0.40.81.20.030.0720152018202120242025
0.40.81.20.030.072016201920222025

Earnings covered the dividend 2.1 times — the rest stayed in the company.

Profitability
10.0%
Return on equity, FY2025
ROE
48121610.0%20152018202120242025
48121610.0%2016201920222025
Operating margin
Net margin24.0%
Return on assets0.5%

Each GBP of equity produced 10 cents of profit this year.

Returned to shareholders
GBP 2.0B
returned in FY2025 · dividends + net buybacks
Dividends paidGBP 2.0B
Net buybacks
Share of profit42.9%
Consecutive raises4 years

GBP 2.0B in dividends — 43% of the year's profit went back to shareholders.

Growth
−7.8% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
−7.8%
−1.7%
Net income
+6.8%
+28.7%
+18.4%
EPS, diluted
+12.1%
+41.9%
+24.0%
Dividend / share
+16.1%
+8.3%
Returned to shareholders
+10.7%
+6.5%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
59.18B
Shares outstanding, FY2025
60.9159.1820152018202120242025
60.9159.182016201920222025
Change, 5 years
Change, 10 years

A share split breaks the comparison across the period, so we leave it out.

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Balance sheet
GBP 944.1B
total assets, end of FY2025
Total assetsGBP 944.1B
EquityGBP 47.7B
CashGBP 60.6B
DepositsGBP 496.5B

Equity funds 5% of total assets.

History
11 fiscal years
Every figure from documents filed with the SEC · GBP
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Revenue £B
19.4
18.0
18.6
−5.3
39.0
29.2
42.4
22.1
34.2
39.6
23.1
Operating income £B
·
·
·
·
·
·
·
·
·
·
·
EBITDA £B
·
·
·
·
·
·
·
·
·
·
·
Income tax £B
1.9
1.5
2.0
0.9
1.0
−0.2
1.4
1.5
1.6
1.7
−0.7
Net income £B
4.7
4.4
5.5
3.8
5.8
1.3
2.9
4.4
3.9
2.1
0.9
EPS, diluted £
0.07
0.06
0.07
0.05
0.07
0.01
0.03
0.06
0.05
0.02
0.01
Dividend / sh £
0.03
0.03
0.03
0.02
0.01
0.00
0.03
0.03
0.03
0.03
0.01
Payout %
43
41
30
39
15
0
79
51
59
99
124
ROE %
10.0
9.5
12.0
8.1
11.5
2.7
6.0
8.9
8.1
4.3
·
Shares out B
59.18
60.91
·
·
·
·
·
·
·
·
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
21 of 21
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed