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NYSE · STATE COMMERCIAL BANKS · MID CAP

Metropolitan Bank Holding Corp. MCB

11 fiscal years on record · USD · FY2025 reported · SEC filings only
$71.1M
▲ 6.6% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

The Bank was established in 1999 with the goal of helping these under-served clients build and sustain wealth. The Company has developed various deposit gathering strategies, which generate the funding necessary to operate without a large branch network. As of December 31, 2025, the Company’s assets, loans, deposits, and stockholders’ equity totaled $8.3 billion, $6.8 billion, $7.4 billion and $743.1 million, respectively. In addition to traditional commercial banking products, the Company offers: corporate cash management and retail banking services; customized financial solutions for government entities, municipalities, public institutions and charter schools; specialized services to facilitate secure and efficient real estate transactions and tax-deferred exchanges for title and escrow and Section 1031 exchanges; and EB-5 Program escrow accounts of foreign investor funds for USCIS approved job-creating projects. As of December 31, 2025, the Company employed 326 full-time employees and 2 part-time employees, which is a net increase of 35 employees, or approximately 10.6% from the prior year.

Written from the business description in Metropolitan Bank Holding Corp.'s annual report to the U.S. Securities and Exchange Commission, filed 20 February 2026. Every sentence was checked against that document before publication.

Growth

·
Revenue, FY2025 · full 11-year series below
Compound annual growth
+6.2%
+12.5%
+32.5%
+7.8%
+7.3%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

·
ROE
FY2025 · ROE 9.7%
5%10%
201520202025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Each USD of equity produced 10 cents of profit this year.

Cash & shareholders

USD 76.6M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2018 · FCF 25.1
15M30M
201520202025
Net buybacks $M Dividends $M
FY2025 · Dividends 3.1 · Net buybacks 73.5
30M60M-50M-100M
20172025

USD 3.1M in dividends and USD 73.5M in buybacks — 108% of the year's profit, so the payout drew on cash built up earlier.

Total assetsUSD 8.3B
EquityUSD 743.1M
CashUSD 393.6M
Gross debtUSD 11.0M
Net debtUSD -382.6M
DepositsUSD 7.4B

The company holds more cash than debt.

The 11-year record

11 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
MCB, 11-year financial record
Metric 20252024202320222021202020192018201720162015
Revenue $B◌◌◌◌◌◌◌◌◌◌◌
Operating income $B0.10.10.10.10.10.10.00.00.00.00.0
EBITDA $B0.10.10.10.10.10.10.00.00.00.00.0
Income tax $B0.00.00.00.00.00.00.00.00.00.00.0
Net income $B0.10.10.10.10.10.00.00.00.00.00.0
Free cash flow $B◌◌◌◌◌◌◌0.00.00.00.0
EPS, diluted $6.625.936.915.296.454.663.563.062.340.431.54
Dividend / sh $0.30◌◌◌◌◌◌◌◌◌◌
Payout %4——————————
ROE %9.79.612.510.513.512.310.710.27.15.45.6
Shares out B0.010.010.010.010.010.010.010.010.010.00◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

Provenance

Company facts, as filed

How we verify · 0 failures in 32 reconciliationsAUDITED

Reconciled in 11 of the 11 fiscal years we could check. Nine checks were skipped: the balance sheet is not tagged before 2016. Eight checks were skipped: EPS is not tagged before 2015.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityState Commercial Banks
Listed onNYSE
Incorporated inNew York
Fiscal year endsDecember 31
Data on record since2015

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