MARKETS / NYSE / MCY
NYSE · FIRE, MARINE & CASUALTY INSURANCE · LARGE CAP

Mercury General Corp. MCY

18 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$29.6M
▲ 17.5% vs FY2024
EPS · FY25
$9.77
Dividend / sh · FY25
$1.27
Payout · FY25
13%
ROE · FY25
Net margin · FY25
1828.0%
Dividend coverage
7.7×
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Result
USD 29.6M
Revenue, FY2025 · full 18-year series below
Revenue Net income
12340.00.52008201120142017202020232025
12340.00.52016201920222025

1828 cents of every revenue dollar became profit this year.

Per share
USD 9.77
Diluted EPS, FY2025
EPS Dividend
48121.279.772008201120142017202020232025
48121.279.772016201920222025

Earnings covered the dividend 7.7 times — the rest stayed in the company.

Profitability
Return on equity, FY2025
ROE
0.250.50.7512008201120142017202020232025
0.250.50.7512016201920222025
Operating margin2242.1%
Net margin1828.0%
Return on assets6.1%

Returned to shareholders
USD 70.3M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 70.3M
Net buybacks
Share of profit13.0%
Consecutive raises

USD 70.3M in dividends — 13% of the year's profit went back to shareholders.

Growth
+10.5% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+17.6%
+10.5%
−37.0%
−26.1%
Net income
+7.6%
+21.9%
+8.8%
EPS, diluted
+7.6%
+21.9%
Dividend / share
−12.6%
−12.8%
−6.4%
Returned to shareholders
−12.6%
−12.8%
−6.4%
−4.0%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
0.06B
Shares outstanding, FY2025
0.050.062008201120142017202020232025
0.060.062016201920222025
Change, 5 years+0.1%
Change, 10 years+0.4%

The share count grew 0% in five years — the same company, cut into more, smaller slices.

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Balance sheet
USD 9.6B
total assets, end of FY2025
Total assetsUSD 9.6B
CashUSD 1.3B
Gross debtUSD 575.0M
Net debtUSD -740.6M

History
18 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
Revenue $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.4
3.2
3.0
3.0
2.8
2.8
2.8
2.8
3.1
2.4
Operating income $B
0.7
0.6
0.1
−0.7
0.3
·
·
·
·
·
·
·
·
·
·
·
·
·
EBITDA $B
0.7
0.6
0.2
−0.6
0.4
·
·
·
·
·
·
·
·
·
·
·
·
·
Income tax $B
0.1
0.1
0.0
−0.2
0.1
0.1
0.1
−0.0
0.0
−0.0
−0.0
0.1
0.0
0.0
0.1
0.0
0.2
−0.2
Net income $B
0.5
0.5
0.1
−0.5
0.2
0.4
0.3
−0.0
0.1
0.1
0.1
0.2
0.1
0.1
0.2
0.2
0.4
−0.2
EPS, diluted $
9.77
8.45
1.74
−9.26
4.48
6.77
5.78
−0.10
2.62
1.32
1.35
3.23
2.04
2.13
3.49
2.78
7.32
−4.42
Dividend / sh $
1.27
1.27
1.27
1.91
2.53
2.52
2.51
2.50
2.49
2.48
2.47
2.46
2.45
2.44
2.41
2.37
2.33
·
Payout %
13
15
73
−21
57
37
43
−2418
95
188
183
76
120
115
69
85
32
−52
ROE %
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Shares out B
0.06
0.06
0.06
0.06
0.06
0.06
0.06
0.06
0.06
0.06
0.06
0.06
0.05
0.05
0.05
0.00
0.05
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
34 of 34
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed