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NYSE · FIRE, MARINE & CASUALTY INSURANCE · LARGE CAP

Mercury General Corp. MCY

18 fiscal years on record · USD · FY2025 reported · SEC filings only
$6.0B
▲ 9.4% YoY
$541.1M
▲ 15.6% YoY
$1.0B
▲ 3.8% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Growth

USD 6.0B
Revenue, FY2025 · full 18-year series below
Revenue $B Net income $B
FY2025 · Revenue 6.0 · Net income 0.5
2.5B5.0B
2008201120142017202020232025
Compound annual growth
+18.0%
+9.6%
+7.1%
+5.3%
+7.6%
+21.9%
+8.8%
+7.6%
+21.9%
−12.6%
−12.8%
−6.4%
−12.6%
−12.8%
−6.4%
−4.0%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +9.6% a year over the five years to FY2025 — but profit grew slower: net income at +7.6%, earnings per share at +7.6%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

9 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 11.1% · Net 9.0%
5%10%-5%-10%-15%
200820162025
ROE
FY2025 · ROE 24.8%
10%20%-10%-20%
200820162025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Each USD of equity produced 25 cents of profit this year.

Cash & shareholders

USD 70.3M
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF 1.0
0.5B1.0B
200820162025
Net buybacks $M Dividends $M
FY2025 · Dividends 70.3 · Net buybacks ·
50M100M
2008201120142017202020232025

USD 70.3M in dividends — 13% of the year's profit went back to shareholders.

Total assetsUSD 9.6B
CashUSD 1.3B
Gross debtUSD 575.0M
Net debtUSD -740.6M

Net debt stands at -31% of equity.

The 18-year record

18 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
MCY, 18-year financial record
Metric 202520242023202220212020201920182017201620152014201320122011201020092008
Revenue $B6.05.54.63.64.03.84.03.43.43.23.03.02.82.82.82.83.12.4
Operating income $B0.70.60.1−0.70.3◌◌◌◌◌◌◌◌◌◌◌◌◌
EBITDA $B0.70.60.2−0.60.4◌◌◌◌◌◌◌◌◌◌◌◌◌
Income tax $B0.10.10.0−0.20.10.10.1−0.00.0−0.0−0.00.10.00.00.10.00.2−0.2
Net income $B0.50.50.1−0.50.20.40.3−0.00.10.10.10.20.10.10.20.20.4−0.2
Free cash flow $B1.01.00.40.30.50.60.50.40.30.30.20.20.20.10.10.10.20.0
EPS, diluted $9.778.451.74−9.264.486.775.78−0.102.621.321.353.232.042.133.492.787.32−4.42
Dividend / sh $1.271.271.271.912.532.522.512.502.492.482.472.462.452.442.412.372.33◌
Payout %131573−21573743−24189518818376120115698532−52
ROE %24.826.86.3−28.011.919.618.7−0.38.24.14.09.66.16.310.58.524.7−16.2
Shares out B0.060.060.060.060.060.060.060.060.060.060.060.060.050.050.050.000.05◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

Provenance

Company facts, as filed

How we verify · 0 failures in 52 reconciliationsAUDITED

Reconciled in 18 of the 18 fiscal years we could check. 10 checks were skipped: cost of revenue is not tagged before 2017. Two checks were skipped: the share count is not tagged before 2009. Two checks were skipped: the balance sheet is not tagged before 2009.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityFire, Marine & Casualty Insurance
Listed onNYSE
Incorporated inCalifornia
Fiscal year endsDecember 31
Data on record since2008

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