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MARKETS / NYSE / MCY
NYSE · FIRE, MARINE & CASUALTY INSURANCE · LARGE CAP

Mercury General Corp. MCY

18 fiscal years on record · USD · FY2025 reported · SEC filings only
$29.6M
▲ 17.5% YoY
$541.1M
▲ 15.6% YoY
$1.0B
▲ 3.8% YoY
Growth
USD 29.6M
Revenue, FY2025 · full 18-year series below
Revenue $B Net income $B
FY2025 · Revenue 0.0 · Net income 0.5
2.0B-0.2B-0.4B2008201120142017202020232025
Compound annual growth
+17.6%
+10.5%
−37.0%
−26.1%
+7.6%
+21.9%
+8.8%
+7.6%
+21.9%
−12.6%
−12.8%
−6.4%
−12.6%
−12.8%
−6.4%
−4.0%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +10.5% a year over five years — but profit grew slower: net income at +7.6%, earnings per share at +7.6%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
1828 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 2242.1% · Net 1828.0%
1000%2000%-1000%-2000%-3000%2008201120142017202020232025
ROE

Not available in our data for this period.

Cash & shareholders
USD 70.3M
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF 1.0
0.4B0.8B2008201120142017202020232025
Net buybacks $M Dividends $M
FY2025 · Dividends 70.3 · Net buybacks —
50M100M2008201120142017202020232025

USD 70.3M in dividends — 13% of the year's profit went back to shareholders.

Total assetsUSD 9.6B
CashUSD 1.3B
Gross debtUSD 575.0M
Net debtUSD -740.6M

Not available: we don't have the shareholders' equity figure for this period.

The 18-year record
18 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 202520242023202220212020201920182017201620152014201320122011201020092008
Revenue $B0.00.00.00.00.00.00.00.03.43.23.03.02.82.82.82.83.12.4
Operating income $B0.70.60.1−0.70.3·············
EBITDA $B0.70.60.2−0.60.4·············
Income tax $B0.10.10.0−0.20.10.10.1−0.00.0−0.0−0.00.10.00.00.10.00.2−0.2
Net income $B0.50.50.1−0.50.20.40.3−0.00.10.10.10.20.10.10.20.20.4−0.2
Free cash flow $B1.01.00.40.30.50.60.50.40.30.30.20.20.20.10.10.10.20.0
EPS, diluted $9.778.451.74−9.264.486.775.78−0.102.621.321.353.232.042.133.492.787.32−4.42
Dividend / sh $1.271.271.271.912.532.522.512.502.492.482.472.462.452.442.412.372.33·
Payout %131573−21573743−24189518818376120115698532−52
ROE %··················
Shares out B0.060.060.060.060.060.060.060.060.060.060.060.060.050.050.050.000.05·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 52 reconciliationsAUDITED

Reconciled in 18 of 19 fiscal years. 15 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityFire, Marine & Casualty Insurance
Listed onNYSE
Incorporated inCalifornia
Fiscal year endsDecember 31
Data on record since2008

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