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NASDAQ · STATE COMMERCIAL BANKS · MID CAP

MainStreet Bancshares, Inc. MNSB

8 fiscal years on record · USD · FY2025 reported · SEC filings only
$135.6M
▼ 1.6% YoY
$15.6M
$10.6M
▼ 23.1% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

MainStreet Bancshares, Inc. is a financial holding company that owns 100% of MainStreet Bank and MainStreet Community Capital, LLC. On October 12, 2021, the Company filed an election to be a financial holding company with the Board of Governors of the Federal Reserve System (the “Federal Reserve”). We emphasize providing responsive and personalized services to our clients. MainStreet Bancshares Inc. is a bank holding company incorporated under the laws of the Commonwealth of Virginia whose principal activity is the ownership and management of MainStreet Bank and MainStreet Community Capital, LLC. The Company’s executive offices are located at 10089 Fairfax Boulevard, Fairfax, Virginia.

Written from the business description in MainStreet Bancshares, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 13 March 2026. Every sentence was checked against that document before publication.

Growth

USD 135.6M
Revenue, FY2025 · full 8-year series below
Revenue $M Net income $M
FY2025 · Revenue 135.6 · Net income 15.6
50M100M
2018202120242025
Compound annual growth
+15.2%
−16.3%
−0.1%
−18.6%
−1.0%
+17.0%
−5.7%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

12 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 14.1% · Net 11.5%
10%20%30%-5%-10%
201820212025
ROE
FY2025 · ROE 7.3%
5%10%-2%-4%
201820212025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Each USD of equity produced 7 cents of profit this year.

Cash & shareholders

USD 7.4M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 10.6
15M30M
201820212025
Net buybacks $M Dividends $M
FY2025 · Dividends 3.0 · Net buybacks 4.3
5M10MDividendsNet buybacks
202020212022202320242025

USD 3.0M in dividends and USD 4.3M in buybacks — 47% of the year's profit went back to shareholders.

Total assetsUSD 2.2B
EquityUSD 218.6M
DepositsUSD 1.9B

Equity funds 10% of total assets.

The 8-year record

8 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative—not applicable◌not available in our data
MNSB, 8-year financial record
Metric 20252024202320222021202020192018
Revenue $B0.10.10.10.1◌◌◌◌
Operating income $B0.0−0.00.00.00.00.00.00.0
EBITDA $B0.0−0.00.00.00.00.00.00.0
Income tax $B0.0−0.00.00.00.00.00.00.0
Net income $B0.0−0.00.00.00.00.00.00.0
Free cash flow $B0.00.00.00.00.00.00.00.0
EPS, diluted $1.76−1.603.253.262.651.851.691.38
Dividend / sh $0.400.400.400.25◌◌◌◌
Payout %20−311170———
ROE %7.3−4.612.713.812.410.310.87.6
Shares out B0.010.010.010.010.010.010.010.01

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

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Provenance

Company facts, as filed

How we verify · 0 failures in 24 reconciliationsAUDITED

Reconciled in 8 of the 8 fiscal years we could check. 11 checks were skipped: the balance sheet is not tagged before 2018. 11 checks were skipped: EPS is not tagged before 2018.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityState Commercial Banks
Listed onNASDAQ
Incorporated inVirginia
Fiscal year endsDecember 31
SEC categorysmaller reporting company
Data on record since2018

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