MARKETS / NASDAQ / MNSB

NASDAQ · STATE COMMERCIAL BANKS · MID CAP

MainStreet Bancshares, Inc. MNSB

8 fiscal years on record · USD · FY2025 reported · SEC filings only

Revenue

$2.2M

▲ 9.4% YoY

Net income

$15.6M

Free cash flow

$10.6M

▼ 23.1% YoY

In brief

What this company does

MainStreet Bancshares, Inc. is a financial holding company that owns 100% of MainStreet Bank and MainStreet Community Capital, LLC. On October 12, 2021, the Company filed an election to be a financial holding company with the Board of Governors of the Federal Reserve System (the “Federal Reserve”). We emphasize providing responsive and personalized services to our clients. MainStreet Bancshares Inc. is a bank holding company incorporated under the laws of the Commonwealth of Virginia whose principal activity is the ownership and management of MainStreet Bank and MainStreet Community Capital, LLC. The Company’s executive offices are located at 10089 Fairfax Boulevard, Fairfax, Virginia.

Written from the business description in MainStreet Bancshares, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 13 March 2026. Every sentence was checked against that document before publication.

Growth

USD 2.2M

Revenue, FY2025 · full 8-year series below

Revenue $M Net income $M

FY2025 · Revenue 2.2 · Net income 15.6

Compound annual growth

Revenue

−3.4%

Net income

−16.3%

−0.1%

EPS, diluted

−18.6%

−1.0%

Dividend / share

+17.0%

Returned to shareholders

−5.7%

−11.7%

3 yrs

5 yrs

10 yrs

15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

715 cents

of every revenue dollar became profit

Operating margin Net margin

FY2025 · Operating 874.1% · Net 714.9%

ROE

FY2025 · ROE 7.3%

Gross margin3368.7%

Operating margin874.1%

Net margin714.9%

Return on assets0.7%

EBITDAUSD 20.2M

Each USD of equity produced 7 cents of profit this year.

Cash & shareholders

USD 7.4M

returned in FY2025 · dividends + net buybacks

Free cash flow $M

FY2025 · FCF 10.6

Net buybacks $M Dividends $M

FY2025 · Dividends 3.0 · Net buybacks 4.3

Dividends paidUSD 3.0M

Net buybacksUSD 4.3M

Share of profit47.3%

Consecutive raises—

USD 3.0M in dividends and USD 4.3M in buybacks — 47% of the year's profit went back to shareholders.

Total assetsUSD 2.2B

EquityUSD 218.6M

DepositsUSD 1.9B

Equity funds 10% of total assets.

The 8-year record

8 fiscal years

Every figure from documents filed with the SEC · USD

row low → row highnegative

Metric	2025	2024	2023	2022	2021	2020	2019	2018
Revenue $B	0.0	0.0	0.0	0.0	0.0	·	·	·
Operating income $B	0.0	−0.0	0.0	0.0	0.0	0.0	0.0	0.0
EBITDA $B	0.0	−0.0	0.0	0.0	0.0	0.0	0.0	0.0
Income tax $B	0.0	−0.0	0.0	0.0	0.0	0.0	0.0	0.0
Net income $B	0.0	−0.0	0.0	0.0	0.0	0.0	0.0	0.0
Free cash flow $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
EPS, diluted $	1.76	−1.60	3.25	3.26	2.65	1.85	1.69	1.38
Dividend / sh $	0.40	0.40	0.40	0.25	·	·	·	·
Payout %	20	−31	11	7	0	·	·	·
ROE %	7.3	−4.6	12.7	13.8	12.4	10.3	10.8	7.6
Shares out B	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance

Company facts, as filed

How we verify · 0 failures in 24 reconciliationsAUDITED

Reconciled in 8 of 19 fiscal years. 33 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures

ActivityState Commercial Banks

Listed onNASDAQ

Incorporated inVirginia

Fiscal year endsDecember 31

SEC categorysmaller reporting company

Data on record since2018