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Navient Corp. NAVI

14 fiscal years on record · USD · FY2025 reported · SEC filings only

Net income

$-80.0M

▼ 161.1% YoY

Growth

—

Revenue, FY2025 · full 14-year series below

Revenue $M Net income $M

FY2024 · Revenue 271.0 · Net income 131.0

Compound annual growth

Revenue

−18.8%

−7.1%

Dividend / share

+0.0%

Returned to shareholders

−29.2%

−19.8%

−17.5%

3 yrs

5 yrs

10 yrs

15 yrs

Revenue compounded at −7.1% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

—

Operating margin Net margin

FY2024 · Operating 64.2% · Net 48.3%

ROE

FY2025 · ROE -3.2%

Gross margin—

Operating margin—

Net margin—

Return on assets-0.2%

EBITDA—

Each USD of equity lost 3 cents this year.

Cash & shareholders

USD 174.0M

returned in FY2025 · dividends + net buybacks

Net buybacks $M Dividends $M

FY2025 · Dividends 63.0 · Net buybacks 111.0

Dividends paidUSD 63.0M

Net buybacksUSD 111.0M

Share of profit-217.5%

Consecutive raises—

USD 63.0M in dividends and USD 111.0M in buybacks went back to shareholders in a year without profit.

Total assetsUSD 48.7B

EquityUSD 2.4B

CashUSD 637.0M

Gross debtUSD 45.7B

Net debtUSD 45.1B

Net debt stands at 1879% of equity.

The 14-year record

14 fiscal years

Every figure from documents filed with the SEC · USD

row low → row highnegative

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012
Revenue $B	·	0.3	0.3	0.3	0.5	0.4	0.4	0.4	·	·	·	·	·	·
Operating income $B	−0.1	0.2	0.3	0.8	0.9	0.5	0.8	0.5	0.8	1.1	1.6	1.8	2.1	·
EBITDA $B	·	·	·	·	·	·	·	·	·	·	·	·	·	·
Income tax $B	−0.0	0.0	0.1	0.2	0.2	0.1	0.2	0.1	0.5	0.4	0.6	0.7	0.8	0.5
Net income $B	−0.1	0.1	0.2	0.6	0.7	0.4	0.6	0.4	0.3	0.7	1.0	1.1	1.4	0.9
EPS, diluted $	−0.81	1.18	1.85	4.49	4.18	2.12	2.56	1.49	1.04	2.12	2.58	2.66	3.12	1.90
Dividend / sh $	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.60	0.60	0.50
Payout %	−79	53	34	14	15	30	25	42	60	30	24	22	19	25
ROE %	−3.2	4.9	7.9	23.1	28.5	14.3	17.4	11.3	8.2	17.9	24.3	23.1	25.2	·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance

Company facts, as filed

How we verify · 0 failures in 41 reconciliationsAUDITED

Reconciled in 14 of 19 fiscal years. 28 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures

ActivitySecurity Brokers, Dealers & Flotation Companies

Listed onNASDAQ

Incorporated inDelaware

Fiscal year endsDecember 31

Data on record since2012