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Navient Corp. NAVI

14 fiscal years on record · USD · FY2025 reported · SEC filings only

Net income

$-80.0M

▼ 161.1% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Growth

Revenue, FY2025 · full 14-year series below

Compound annual growth

Dividend / share

+0.0%

Returned to shareholders

−29.2%

−19.8%

−17.5%

3 yrs

5 yrs

10 yrs

15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

ROE

FY2025 · ROE -3.2%

10%20%-1%-2%-3%

201220182025

Three returns, three denominators.

Return on equity-3.2%

Return on assets-0.2%

Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Gross margin·

Operating margin·

Net margin·

EBITDA·

Each USD of equity lost 3 cents this year.

Cash & shareholders

USD 174.0M

returned in FY2025 · dividends + net buybacks

Net buybacks $M Dividends $M

FY2025 · Dividends 63.0 · Net buybacks 111.0

500M1000MDividendsNet buybacks

20122014201620182020202220242025

Dividends paidUSD 63.0M

Net buybacksUSD 111.0M

Share of profit-217.5%

Consecutive raises·

USD 63.0M in dividends and USD 111.0M in buybacks went back to shareholders in a year without profit.

Total assetsUSD 48.7B

EquityUSD 2.4B

CashUSD 637.0M

Gross debtUSD 45.7B

Net debtUSD 45.1B

Net debt stands at 1879% of equity.

The 14-year record

14 fiscal years

Every figure from documents filed with the SEC · USD

row low → row highnegative—not applicable◌not available in our data

NAVI, 14-year financial record
Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012
Revenue $B	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌
Operating income $B	−0.1	0.2	0.3	0.8	0.9	0.5	0.8	0.5	0.8	1.1	1.6	1.8	2.1	◌
EBITDA $B	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌
Income tax $B	−0.0	0.0	0.1	0.2	0.2	0.1	0.2	0.1	0.5	0.4	0.6	0.7	0.8	0.5
Net income $B	−0.1	0.1	0.2	0.6	0.7	0.4	0.6	0.4	0.3	0.7	1.0	1.1	1.4	0.9
EPS, diluted $	−0.81	1.18	1.85	4.49	4.18	2.12	2.56	1.49	1.04	2.12	2.58	2.66	3.12	1.90
Dividend / sh $	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.60	0.60	0.50
Payout %	−79	53	34	14	15	30	25	42	60	30	24	22	19	25
ROE %	−3.2	4.9	7.9	23.1	28.5	14.3	17.4	11.3	8.2	17.9	24.3	23.1	26.5	18.5

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

Other companies filing in the same sector

UNH · BRK-A · BRK-B · CI · ELV · CNC

Provenance

Company facts, as filed

How we verify · 0 failures in 41 reconciliationsAUDITED

Reconciled in 14 of the 14 fiscal years we could check. Six checks were skipped: the balance sheet is not tagged before 2013. Five checks were skipped: cost of revenue is not tagged before 2012. Five checks were skipped: EPS is not tagged before 2012.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures

ActivitySecurity Brokers, Dealers & Flotation Companies

Listed onNASDAQ

Incorporated inDelaware

Fiscal year endsDecember 31

Data on record since2012