NYSE · NATIONAL COMMERCIAL BANKS · LARGE CAP
National Bank Holdings Corp. NBHC
16 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY9 YEARS OF DIVIDEND GROWTH
Revenue · FY2025
$47.1M
▲ 2.1% vs FY2024
Dividend streak
9 yrs
Raised every year since 2017
EPS · FY25
$2.85
Dividend / sh · FY25
$1.20
Payout · FY25
42%
ROE · FY25
8.1%
Net margin · FY25
232.4%
Dividend coverage
2.4×
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Result
USD 47.1M
Revenue, FY2025 · full 16-year series below
Revenue
Net income
232 cents of every revenue dollar became profit this year.
Per share
USD 2.85
Diluted EPS, FY2025
EPS
Dividend
Earnings covered the dividend 2.4 times — the rest stayed in the company.
Profitability
8.1%
Return on equity, FY2025
ROE
Operating margin283.4%
Net margin232.4%
Return on assets1.1%
Each USD of equity produced 8 cents of profit this year.
Returned to shareholders
USD 61.2M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 46.1M
Net buybacksUSD 15.1M
Share of profit55.8%
Consecutive raises9 years
USD 46.1M in dividends and USD 15.1M in buybacks — 56% of the year's profit went back to shareholders.
Growth
+7.8% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+7.8%
+7.8%
Net income
+15.4%
+4.3%
+36.5%
+21.3%
EPS, diluted
+9.3%
+0.0%
+35.2%
+24.2%
Dividend / share
+8.5%
+8.4%
+19.6%
Returned to shareholders
+26.2%
+7.6%
−10.3%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.04B
Shares outstanding, FY2025
Change, 5 years+23.3%
Change, 10 years+24.4%
The share count grew 23% in five years — the same company, cut into more, smaller slices.
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Balance sheet
USD 9.9B
total assets, end of FY2025
Total assetsUSD 9.9B
EquityUSD 1.4B
CashUSD 417.1M
Gross debtUSD 54.5M
Net debtUSD -362.5M
DepositsUSD 8.3B
The company holds more cash than debt.
History
16 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
Revenue $B
0.0
0.0
0.0
0.0
0.0
0.0
·
·
·
·
·
·
·
·
·
·
Operating income $B
0.1
0.1
0.2
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.0
0.0
·
·
·
·
EBITDA $B
0.2
0.2
0.2
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.0
0.0
·
·
·
·
Income tax $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Net income $B
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
−0.0
0.0
0.0
EPS, diluted $
2.85
3.08
3.72
2.18
3.01
2.85
2.55
1.95
0.53
0.79
0.14
0.22
0.14
−0.01
0.81
0.11
Dividend / sh $
1.20
1.12
1.04
0.94
0.87
0.80
0.75
0.54
0.34
0.20
0.20
0.20
0.20
0.05
·
·
Payout %
42
36
28
43
29
28
29
27
64
28
137
93
146
−482
0
·
ROE %
8.1
9.4
12.3
7.4
11.3
11.2
11.0
10.0
2.7
4.0
0.7
1.1
0.7
−0.0
4.0
0.6
Shares out B
0.04
0.04
0.04
0.04
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.04
0.04
0.05
0.05
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
31 of 31
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed