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MARKETS / NASDAQ / NFBK
NASDAQ · SAVINGS INSTITUTION, FEDERALLY CHARTERED · MID CAP

Northfield Bancorp, Inc. NFBK

16 fiscal years on record · USD · FY2025 reported · SEC filings only
$6.9M
▲ 6.8% YoY
$796,000
▼ 97.3% YoY
$52.5M
▲ 75.4% YoY
In brief

What this company does

Northfield Bank conducts business from its operations center located in Woodbridge, New Jersey, its home office located at a branch in Staten Island, New York, and its 36 additional branch offices located in Staten Island, Brooklyn, and in Hunterdon, Mercer, Middlesex, and Union counties in New Jersey. Northfield Bank’s principal business consists of originating multifamily and commercial real estate loans, construction and land loans, commercial and industrial loans, one-to-four family residential loans and home equity loans and lines of credit. On January 31, 2026, the Company entered into an Agreement and Plan of Merger (the “Merger Agreement”) with Columbia Financial, Inc., a Delaware corporation (“Columbia Financial”), Columbia Financial, Inc., a newly-formed Maryland corporation (the “Holding Company”), and Columbia Bank MHC, the parent mutual holding company of Columbia Financial (the “MHC”).

Written from the business description in Northfield Bancorp, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 2 March 2026. Every sentence was checked against that document before publication.

Growth
USD 6.9M
Revenue, FY2025 · full 16-year series below
Revenue $M Net income $M
FY2025 · Revenue 6.9 · Net income 0.8
25.0M50.0M201020122014201620182020202220242025
Compound annual growth
+6.4%
+11.6%
−76.5%
−53.6%
−27.4%
−17.3%
−75.3%
−51.7%
−26.8%
−15.3%
+0.0%
+3.4%
+6.4%
+9.1%
−11.9%
+2.9%
−4.9%
+8.1%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +11.6% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
12 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 248.2% · Net 11.6%
500%1000%1500%201020122014201620182020202220242025
ROE
FY2025 · ROE 0.1%
5%201020122014201620182020202220242025

Each USD of equity produced 0 cents of profit this year.

Cash & shareholders
USD 36.5M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 52.5
40M80M201020122014201620182020202220242025
Net buybacks $M Dividends $M
FY2025 · Dividends 21.2 · Net buybacks 15.4
80M-20M-40MDividendsNet buybacks201020122014201620182020202220242025

USD 21.2M in dividends and USD 15.4M in buybacks — 4586% of the year's profit, so the payout drew on cash built up earlier.

Total assetsUSD 5.8B
EquityUSD 690.1M
CashUSD 164.0M
DepositsUSD 4.0B

Equity funds 12% of total assets.

The 16-year record
16 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative
Metric 2025202420232022202120202019201820172016201520142013201220112010
Revenue $B0.00.00.00.00.00.00.00.00.0·······
Operating income $B0.00.00.10.10.10.10.1·········
EBITDA $B0.00.00.10.10.10.10.1·········
Income tax $B0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Net income $B0.00.00.00.10.10.00.00.00.00.00.00.00.00.00.00.0
Free cash flow $B0.10.00.00.10.10.10.00.00.00.00.00.00.00.00.00.0
EPS, diluted $0.020.720.861.321.450.760.850.850.530.570.450.410.340.290.300.24
Dividend / sh $0.520.520.520.520.500.440.430.400.340.310.280.260.490.090.160.14
Payout %26577361393458504763546264140112224
ROE %0.14.35.48.59.55.15.96.13.94.43.43.13.44.04.33.5
Shares out B0.040.040.040.050.050.050.050.050.050.050.050.050.060.040.04·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 47 reconciliationsAUDITED

Reconciled in 16 of 19 fiscal years. 10 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivitySavings Institution, Federally Chartered
Listed onNASDAQ
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2010

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