NYSE · PERSONAL CREDIT INSTITUTIONS · LARGE CAP
Nelnet, Inc. NNI
16 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
EPS · FY25
—
Dividend / sh · FY25
—
Payout · FY25
10%
ROE · FY25
12.2%
Net margin · FY25
—
Dividend coverage
16.6×
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Result
—
Revenue, FY2025 · full 16-year series below
Revenue
Net income
Per share
—
Diluted EPS, FY2025
EPS
Dividend
Earnings covered the dividend 16.6 times — the rest stayed in the company.
Profitability
12.2%
Return on equity, FY2025
ROE
Operating margin—
Net margin—
Return on assets3.1%
Each USD of equity produced 12 cents of profit this year.
Returned to shareholders
USD 110.5M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 43.0M
Net buybacksUSD 67.5M
Share of profit25.8%
Consecutive raises—
USD 43.0M in dividends and USD 67.5M in buybacks — 26% of the year's profit went back to shareholders.
Growth
—
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Net income
+1.7%
+4.0%
+5.6%
EPS, diluted
+2.9%
+5.5%
+7.8%
Dividend / share
+2.6%
Returned to shareholders
−5.9%
+1.3%
+2.8%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
—
Shares outstanding, FY2025
Change, 5 years—
Change, 10 years—
A share split breaks the comparison across the period, so we leave it out.
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Balance sheet
USD 14.1B
total assets, end of FY2025
Total assetsUSD 14.1B
EquityUSD 3.7B
CashUSD 296.0M
Gross debtUSD 7.8B
Net debtUSD 7.5B
DepositsUSD 1.7B
Net debt stands at 203% of equity.
History
16 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2014
2013
2012
2011
2010
2009
Revenue $B
·
·
·
·
·
·
·
·
·
·
0.0
0.0
0.0
0.0
·
·
Operating income $B
·
0.2
0.1
0.5
0.5
0.5
0.2
0.3
0.2
0.4
·
·
·
·
·
·
EBITDA $B
·
0.4
0.2
0.7
0.6
0.6
0.4
0.5
0.4
0.5
·
·
·
·
·
·
Income tax $B
0.1
0.1
0.0
0.1
0.1
0.1
0.0
0.1
0.1
0.1
0.2
0.2
0.1
0.1
0.1
0.1
Net income $B
0.4
0.2
0.1
0.4
0.4
0.4
0.1
0.2
0.2
0.3
0.3
0.3
0.2
0.2
0.2
0.1
EPS, diluted $
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Dividend / sh $
·
·
·
·
·
·
·
·
·
·
0.40
0.40
1.40
0.37
0.70
·
Payout %
10
22
44
9
9
9
21
12
14
8
6
6
37
9
18
3
ROE %
12.2
5.6
2.8
13.2
14.1
14.0
6.0
9.9
·
·
19.4
23.2
16.0
19.2
·
·
Shares out B
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
30 of 30
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed