NYSE · STATE COMMERCIAL BANKS · LARGE CAP
OFG Bancorp OFG
17 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY5 YEARS OF DIVIDEND GROWTH
Dividend streak
5 yrs
Raised every year since 2021
EPS · FY25
$4.58
Dividend / sh · FY25
$1.20
Payout · FY25
25%
ROE · FY25
15.5%
Net margin · FY25
—
Dividend coverage
3.8×
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Result
—
Revenue, FY2025 · full 17-year series below
Revenue
Net income
Per share
USD 4.58
Diluted EPS, FY2025
EPS
Dividend
Earnings covered the dividend 3.8 times — the rest stayed in the company.
Profitability
15.5%
Return on equity, FY2025
ROE
Operating margin—
Net margin—
Return on assets1.7%
Each USD of equity produced 16 cents of profit this year.
Returned to shareholders
USD 51.9M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 51.9M
Net buybacks—
Share of profit25.3%
Consecutive raises5 years
USD 51.9M in dividends — 25% of the year's profit went back to shareholders.
Growth
—
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Net income
+7.3%
+22.5%
+22.4%
EPS, diluted
+10.0%
+28.3%
Dividend / share
+19.7%
+33.8%
+12.8%
+13.9%
Returned to shareholders
+19.9%
+29.3%
+6.9%
+14.5%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.04B
Shares outstanding, FY2025
Change, 5 years−15.8%
Change, 10 years−1.4%
The share count shrank 16% in five years — the same company, cut into fewer, larger slices.
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Balance sheet
USD 12.5B
total assets, end of FY2025
Total assetsUSD 12.5B
EquityUSD 1.4B
CashUSD 1.0B
DepositsUSD 10.3B
Equity funds 11% of total assets.
History
17 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Revenue $B
·
·
0.0
0.0
0.0
0.0
0.0
·
·
·
·
·
·
·
·
·
·
Operating income $B
0.2
0.3
0.3
0.2
0.2
0.1
0.1
0.1
0.1
0.1
−0.0
0.1
·
·
·
·
·
EBITDA $B
0.3
0.3
0.3
0.3
0.2
0.1
0.1
0.1
0.1
0.1
−0.0
0.1
·
·
·
·
·
Income tax $B
0.0
0.1
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
−0.0
0.0
−0.0
0.0
0.0
−0.0
0.0
Net income $B
0.2
0.2
0.2
0.2
0.1
0.1
0.1
0.1
0.1
0.1
−0.0
0.1
0.1
0.0
0.0
0.0
0.0
EPS, diluted $
4.58
4.23
3.83
3.44
2.81
1.32
0.92
1.52
0.88
1.03
−0.37
1.50
1.73
0.35
0.67
−0.50
0.75
Dividend / sh $
1.20
1.00
0.88
0.70
0.40
0.28
0.28
0.25
0.24
0.24
0.36
0.34
0.26
0.24
0.21
0.17
0.16
Payout %
25
23
23
18
13
19
27
15
20
17
−709
17
11
41
27
69
17
ROE %
15.5
16.2
16.3
15.7
13.6
7.0
5.3
8.7
5.6
6.5
−0.3
9.3
11.3
3.1
4.8
1.9
6.9
Shares out B
0.04
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.04
0.04
0.04
0.04
0.05
0.05
0.04
0.05
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
31 of 31
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed