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NYSE · MORTGAGE BANKERS & LOAN CORRESPONDENTS · MID CAP

Onity Group Inc. ONIT

17 fiscal years on record · USD · FY2025 reported · SEC filings only
$1.1B
▲ 9.3% YoY
$189.5M
▲ 459.0% YoY
$-750.9M

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Onity Group Inc. is a financial services company that services and originates both forward and reverse mortgage loans, through its primary brands, PHH Mortgage and Liberty Reverse Mortgage. The company is headquartered in West Palm Beach, Florida, with offices and operations in the U.S., the United States Virgin Islands, India and the Philippines. Onity Group Inc. is a Florida corporation organized in February 1988. With its predecessor companies, Onity has been servicing residential mortgage loans since 1988. The company has been originating forward mortgage loans since 2012 and reverse mortgage loans since 2013. Onity had a total of approximately 4,300 employees at December 31, 2025. Approximately 1,100 of its employees were employed in the U.S. and USVI, and approximately 3,200 were employed in its operations in India and the Philippines.

Written from the business description in Onity Group Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 17 February 2026. Every sentence was checked against that document before publication.

Growth

USD 1.1B
Revenue, FY2025 · full 17-year series below
Revenue $B Net income $B
FY2025 · Revenue 1.1 · Net income 0.2
1.0B2.0B-0.2B-0.4B
2009201220152018202120242025
Compound annual growth
+3.8%
+2.1%
−4.8%
+7.5%
+94.6%
+11.3%
+96.0%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +2.1% a year over the five years to FY2025.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

18 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 5.9% · Net 17.8%
20%40%-10%-20%
200920172025
ROE
FY2025 · ROE 35.4%
10%20%30%-10%-20%-30%
200920172025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Each USD of equity produced 35 cents of profit this year.

Cash & shareholders

·
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF -0.8
1.0B2.0B-0.3B-0.6B
200920172025
Net buybacks $M Dividends $M
FY2023 · Dividends · · Net buybacks 0.0
150M300M-150M-300M
20092012201420162018202020222023

Total assetsUSD 16.2B
EquityUSD 627.9M
CashUSD 180.5M
Gross debtUSD 1.2B
Net debtUSD 1.0B

Net debt stands at 166% of equity.

The 17-year record

17 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
ONIT, 17-year financial record
Metric 20252024202320222021202020192018201720162015201420132012201120102009
Revenue $B1.11.01.11.01.11.01.11.11.21.41.72.12.00.80.50.40.4
Operating income $B0.10.0−0.10.0−0.0−0.1−0.1−0.1−0.1−0.2−0.1−0.40.40.50.30.10.1
EBITDA $B0.10.0−0.10.00.0−0.1−0.1−0.0−0.1−0.2−0.1−0.40.40.50.30.10.2
Income tax $B−0.10.00.0−0.0−0.0−0.10.00.0−0.0−0.00.10.00.00.10.00.00.1
Net income $B0.20.0−0.10.00.0−0.0−0.1−0.1−0.1−0.2−0.2−0.50.30.20.10.00.0
Free cash flow $B−0.8−0.60.00.2−0.50.30.10.30.40.40.50.30.91.81.00.70.2
EPS, diluted $21.464.13−8.342.851.93−4.59−15.86−7.94−1.01−1.61−1.97−3.602.131.310.710.36◌
Dividend / sh $◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌
Payout % — not applicable: no dividend—————————————————
ROE %35.48.0−14.85.54.1−9.7−29.4−12.9−21.4−26.6−26.1−33.018.112.27.04.30.0
Shares out B0.010.010.010.010.010.010.130.130.130.120.120.130.140.140.130.10◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

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Provenance

Company facts, as filed

How we verify · 0 failures in 50 reconciliationsAUDITED

Reconciled in 17 of the 17 fiscal years we could check. Three checks were skipped: the balance sheet is not tagged before 2010. Three checks were skipped: EPS is not tagged before 2010.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityMortgage Bankers & Loan Correspondents
Listed onNYSE
Incorporated inFlorida
Fiscal year endsDecember 31
Data on record since2008

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