Skip to content
MARKETS / NYSE / ONIT
NYSE · MORTGAGE BANKERS & LOAN CORRESPONDENTS · MID CAP

Onity Group Inc. ONIT

17 fiscal years on record · USD · FY2025 reported · SEC filings only
$57.8M
▲ 37.6% YoY
$189.5M
▲ 459.0% YoY
$-750.9M
In brief

What this company does

Onity Group Inc. is a financial services company that services and originates both forward and reverse mortgage loans, through its primary brands, PHH Mortgage and Liberty Reverse Mortgage. The company is headquartered in West Palm Beach, Florida, with offices and operations in the U.S., the United States Virgin Islands, India and the Philippines. Onity Group Inc. is a Florida corporation organized in February 1988. With its predecessor companies, Onity has been servicing residential mortgage loans since 1988. The company has been originating forward mortgage loans since 2012 and reverse mortgage loans since 2013. Onity had a total of approximately 4,300 employees at December 31, 2025. Approximately 1,100 of its employees were employed in the U.S. and USVI, and approximately 3,200 were employed in its operations in India and the Philippines.

Written from the business description in Onity Group Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 17 February 2026. Every sentence was checked against that document before publication.

Growth
USD 57.8M
Revenue, FY2025 · full 17-year series below
Revenue $B Net income $B
FY2025 · Revenue 0.1 · Net income 0.2
0.8B1.6B-0.2B-0.4B200920112013201520172019202120232025
Compound annual growth
+20.3%
+17.7%
−28.9%
−11.5%
+94.6%
+11.3%
+96.0%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +17.7% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
328 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 108.5% · Net 327.9%
100%200%300%-200%-400%-600%200920112013201520172019202120232025
ROE
FY2025 · ROE 35.4%
10%20%30%-10%-20%-30%200920112013201520172019202120232025

Each USD of equity produced 35 cents of profit this year.

Cash & shareholders
returned in FY2025 · dividends + net buybacks
Free cash flow $B
FY2025 · FCF -0.8
0.8B1.6B-0.4B200920112013201520172019202120232025
Net buybacks $M Dividends $M
FY2023 · Dividends — · Net buybacks 0.0
200M-200M20092012201420162018202020222023

Total assetsUSD 16.2B
EquityUSD 627.9M
CashUSD 180.5M
Gross debtUSD 1.2B
Net debtUSD 1.0B

Net debt stands at 166% of equity.

The 17-year record
17 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 20252024202320222021202020192018201720162015201420132012201120102009
Revenue $B0.10.00.00.00.00.00.00.00.10.11.72.12.00.80.50.40.4
Operating income $B0.10.0−0.10.0−0.0−0.1−0.1−0.1−0.1−0.2−0.1−0.40.40.50.30.10.1
EBITDA $B0.10.0−0.10.00.0−0.1−0.1−0.0−0.1−0.2−0.1−0.40.40.50.30.10.2
Income tax $B−0.10.00.0−0.0−0.0−0.10.00.0−0.0−0.00.10.00.00.10.00.00.1
Net income $B0.20.0−0.10.00.0−0.0−0.1−0.1−0.1−0.2−0.2−0.50.30.20.10.00.0
Free cash flow $B−0.8−0.60.00.2−0.50.30.10.30.40.40.50.30.91.81.00.70.2
EPS, diluted $21.464.13−8.342.851.93−4.59−15.86−7.94−1.01−1.61−1.97−3.602.131.310.710.36·
Dividend / sh $·················
Payout %·················
ROE %35.48.0−15.9···−25.6−12.9−21.4−26.6−26.1−33.018.112.27.04.2·
Shares out B0.010.010.010.010.010.010.010.130.130.120.120.130.140.140.130.10·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 50 reconciliationsAUDITED

Reconciled in 18 of 19 fiscal years. 7 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityMortgage Bankers & Loan Correspondents
Listed onNYSE
Incorporated inFlorida
Fiscal year endsDecember 31
Data on record since2008

Share this section

Download image