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MARKETS / NASDAQ / Financials / Banks / OPBK
NASDAQ · STATE COMMERCIAL BANKS · MID CAP

OP Bancorp OPBK

10 fiscal years on record · USD · FY2025 reported · SEC filings only
$25.6M
▲ 21.7% YoY
$23.4M
▼ 21.3% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

OP Bancorp, headquartered in Los Angeles, California, operates its commercial community banking activities through Open Bank ("Open Bank" or the "Bank"), our wholly owned banking subsidiary. We provide commercial banking services to small and medium-sized businesses, their owners, and retail customers, with a focus on the Korean-American community. We currently operate twelve full service branches: nine branches across Los Angeles and Orange Counties in California, as well as one branch each in Santa Clara, California; Carrollton, Texas; and Las Vegas, Nevada. Substantially all our business activities are conducted through the Bank. Our lending activities are diversified and include commercial real estate ("CRE"), commercial and industrial ("C&I"), Small Business Administration (“SBA”), home mortgage, and consumer loans.

Written from the business description in OP Bancorp's annual report to the U.S. Securities and Exchange Commission, filed 13 March 2026. Every sentence was checked against that document before publication.

Growth

·
Revenue, FY2025 · full 10-year series below
Compound annual growth
−8.4%
+14.3%
−7.0%
+15.1%
+2.9%
+11.4%
+5.5%
−8.1%
3 yrs
5 yrs
10 yrs
15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

·
ROE
FY2025 · ROE 11.8%
5%10%15%
201620202025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.
Gross margin·
Operating margin·
Net margin·
EBITDAUSD 36.7M

Each USD of equity produced 12 cents of profit this year.

Cash & shareholders

USD 7.8M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 23.4
30M60M-15M-30M
201620202025
Net buybacks $M Dividends $M
FY2025 · Dividends 7.1 · Net buybacks 0.7
5M10MDividendsNet buybacks
2019202020212022202320242025
Dividends paidUSD 7.1M
Net buybacksUSD 706,000.00
Share of profit30.6%
Consecutive raises·

USD 7.1M in dividends and USD 706,000.00 in buybacks — 31% of the year's profit went back to shareholders.

Total assetsUSD 2.7B
EquityUSD 227.9M
CashUSD 167.3M
DepositsUSD 2.3B

Equity funds 9% of total assets.

The 10-year record

10 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative—not applicable◌not available in our data
OPBK, 10-year financial record
Metric 2025202420232022202120202019201820172016
Revenue $B◌◌◌◌◌◌◌◌◌◌
Operating income $B0.00.00.00.00.00.00.0◌◌◌
EBITDA $B0.00.00.00.00.00.00.0◌◌◌
Income tax $B0.00.00.00.00.00.00.00.00.00.0
Net income $B0.00.00.00.00.00.00.00.00.00.0
Free cash flow $B0.00.00.10.1−0.0−0.00.00.0−0.00.0
EPS, diluted $1.721.391.552.141.880.851.030.890.660.53
Dividend / sh $0.480.480.480.440.340.280.20◌◌◌
Payout %28343020183219———
ROE %11.810.612.919.518.79.212.412.910.79.1
Shares out B0.010.010.020.020.020.020.020.020.01◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

UNH · BRK-A · BRK-B · CI · ELV · CNC
Provenance

Company facts, as filed

How we verify · 0 failures in 29 reconciliationsAUDITED

Reconciled in 10 of the 10 fiscal years we could check. 10 checks were skipped: the balance sheet is not tagged before 2017. Nine checks were skipped: EPS is not tagged before 2016.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityState Commercial Banks
Listed onNASDAQ
Incorporated inCalifornia
Fiscal year endsDecember 31
SEC categorysmaller reporting company
Data on record since2016

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