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NYSE · SURETY INSURANCE · LARGE CAP

OLD Republic International Corp. ORI

18 fiscal years on record · USD · FY2025 reported · SEC filings only
$9.1B
▲ 11.0% YoY
$935.4M
▲ 9.7% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Old Republic International Corporation conducts its business through a number of operating companies that use insurance company subsidiaries to issue policies, underwriting insurance and providing related services, organized into two segments, Specialty Insurance and Title Insurance. Old Republic's approximately 9,500 associates make up its workforce. Old Republic focuses most prominently on the transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries within this segment. Approximately 95% of Specialty Insurance premiums are produced through independent agency or brokerage channels, with the remainder obtained through direct production facilities. Title Insurance's business consists primarily of issuing policies to real estate purchasers and investors based on searches of public records concerning interests in real property, insuring against losses arising from defects, liens, and encumbrances affecting the insured title. For the year ended December 31, 2025, 21.9% of the Company's consolidated title premium and fee revenues stemmed from direct operations, including branch offices of its title insurers and wholly-owned agency subsidiaries, while the remaining 78.1% originated from independent title agents.

Written from the business description in OLD REPUBLIC INTERNATIONAL CORP's annual report to the U.S. Securities and Exchange Commission, filed 26 February 2026. Every sentence was checked against that document before publication.

Growth

USD 9.1B
Revenue, FY2025 · full 18-year series below
Revenue $B Net income $B
FY2025 · Revenue 9.1 · Net income 0.9
4B8B
2008201120142017202020232025
Compound annual growth
+4.2%
+5.0%
+4.7%
+5.5%
+10.9%
+10.9%
+8.3%
+25.7%
+18.1%
+14.7%
+9.7%
+25.1%
+24.0%
+14.7%
+17.3%
+11.8%
+2.7%
+29.3%
+16.8%
+11.9%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +5.0% a year over the five years to FY2025 — but profit grew faster: net income at +10.9%, earnings per share at +14.7%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

10 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Net 10.3%
5%10%15%-5%-10%-15%
200820162025
ROE
FY2025 · ROE 16.2%
10%20%-1%-2%-3%
200820162025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Each USD of equity produced 16 cents of profit this year.

Cash & shareholders

USD 902.6M
returned in FY2025 · dividends + net buybacks
Net buybacks $B Dividends $B
FY2025 · Dividends 0.8 · Net buybacks 0.1
0.5B1.0BDividendsNet buybacks
2008201120142017202020232025

USD 782.6M in dividends and USD 120.0M in buybacks — 96% of the year's profit went back to shareholders.

Total assetsUSD 29.9B
EquityUSD 5.9B
CashUSD 263.2M

Equity funds 20% of total assets.

The 18-year record

18 fiscal years
Every figure from documents filed with the SEC · USD
row low → row highnegative—not applicable◌not available in our data
ORI, 18-year financial record
Metric 202520242023202220212020201920182017201620152014201320122011201020092008
Revenue $B9.18.27.38.19.37.27.56.36.35.95.85.55.45.04.64.13.83.2
Operating income $B◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌
EBITDA $B◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌◌
Income tax $B0.20.20.10.20.40.10.30.10.20.20.20.20.2−0.1−0.1−0.0−0.2−0.3
Net income $B0.90.90.60.71.50.61.10.40.60.50.40.40.4−0.1−0.10.0−0.1−0.6
EPS, diluted $3.723.242.102.265.051.873.511.241.921.621.481.441.57−0.27−0.550.13−0.42−2.41
Dividend / sh $3.663.060.981.922.381.841.800.781.760.750.740.730.720.710.700.690.680.67
Payout %843246846645511353542454641−265−127552−161−28
ROE %16.214.29.510.523.59.219.07.512.211.210.810.612.1−1.9−3.60.8−2.5◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

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Provenance

Company facts, as filed

How we verify · 0 failures in 53 reconciliationsAUDITED

Reconciled in 18 of the 18 fiscal years we could check. Two checks were skipped: the balance sheet is not tagged before 2009. One check was skipped: EPS is not tagged before 2008.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivitySurety Insurance
Listed onNYSE
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2008

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