OLD Republic International Corp. ORI

What this company does

Old Republic International Corporation conducts its business through a number of operating companies that use insurance company subsidiaries to issue policies, underwriting insurance and providing related services, organized into two segments, Specialty Insurance and Title Insurance. Old Republic's approximately 9,500 associates make up its workforce. Old Republic focuses most prominently on the transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries within this segment. Approximately 95% of Specialty Insurance premiums are produced through independent agency or brokerage channels, with the remainder obtained through direct production facilities. Title Insurance's business consists primarily of issuing policies to real estate purchasers and investors based on searches of public records concerning interests in real property, insuring against losses arising from defects, liens, and encumbrances affecting the insured title. For the year ended December 31, 2025, 21.9% of the Company's consolidated title premium and fee revenues stemmed from direct operations, including branch offices of its title insurers and wholly-owned agency subsidiaries, while the remaining 78.1% originated from independent title agents.

Written from the business description in OLD REPUBLIC INTERNATIONAL CORP's annual report to the U.S. Securities and Exchange Commission, filed 26 February 2026. Every sentence was checked against that document before publication.