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MARKETS / NASDAQ / Financials / Insurance / OXBR
NASDAQ · FIRE, MARINE & CASUALTY INSURANCE · SMALL CAP

Oxbridge RE Holdings Ltd. OXBR

12 fiscal years on record · USD · FY2025 reported · SEC filings only
$2.6M
▲ 372.0% YoY
$-2.1M
$-1.4M

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

We are a Cayman Islands specialty property and casualty reinsurer that provides reinsurance solutions through our reinsurance subsidiaries, Oxbridge Reinsurance Limited and Oxbridge Re NS. We focus on underwriting fully collateralized reinsurance contracts primarily for property and casualty insurance companies in the Gulf Coast region of the United States, with an emphasis on Florida. We specialize in underwriting medium frequency, high severity risks, where we believe sufficient data exists to analyze effectively the risk/return profile of reinsurance contracts. We were organized in April 2013. Oxbridge Re NS functions as a reinsurance sidecar which increases the underwriting capacity of Oxbridge Reinsurance Limited. Our underwriting business focus is on fully collateralized reinsurance contracts for property catastrophes, primarily in the Gulf Coast region of the United States.

Written from the business description in Oxbridge Re Holdings Limited's annual report to the U.S. Securities and Exchange Commission, filed 30 March 2026. Every sentence was checked against that document before publication.

Growth

USD 2.6M
Revenue, FY2025 · full 12-year series below
Revenue $M Net income $M
FY2025 · Revenue 2.6 · Net income -2.1
10M20M-10M-20M
20142017202020232025
Compound annual growth
+44.7%
+16.2%
−8.7%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +16.2% a year over the five years to FY2025.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

−81 cents
lost on every revenue dollar
Operating margin Net margin
FY2025 · Operating -80.6% · Net -80.7%
50%100%-200%-400%
201420192025
ROE
FY2025 · ROE -42.2%
20%40%60%-50%
201420192025
Three returns, three denominators.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.
Gross margin·
Operating margin-80.6%
Net margin-80.7%
EBITDA·

Each USD of equity lost 42 cents this year.

Cash & shareholders

·
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF -1.4
4M8M-10M-20M
201420192025
Net buybacks $M Dividends $M
FY2018 · Dividends 0.0 · Net buybacks 0.0
2M3MDividendsNet buybacks
20142015201620172018
Dividends paid·
Net buybacks·
Share of profit·
Consecutive raises·

Total assetsUSD 8.1M
EquityUSD 5.9M
CashUSD 268,000.00
Gross debtUSD 118,000.00
Net debtUSD -150,000.00

The company holds more cash than debt.

The 12-year record

12 fiscal years
Every figure from documents filed with the SEC · USD

The share count changed between 2013 and 2014, but the exact year can't be marked here — the underlying count wasn't on file for every year in that stretch.

row low → row highnegative—not applicable◌not available in our data
OXBR, 12-year financial record
Metric 202520242023202220212020201920182017201620152014
Revenue $B0.00.0−0.00.00.00.00.00.00.00.00.00.0
Operating income $B−0.0−0.0−0.0−0.00.00.0−0.0−0.0−0.0◌◌◌
EBITDA $B◌◌◌◌0.00.0−0.0−0.0−0.0◌◌◌
Income tax $B◌◌◌◌◌◌◌◌◌◌◌◌
Net income $B−0.0−0.0−0.0−0.00.0−0.0−0.0−0.0−0.00.00.00.0
Free cash flow $B−0.0◌−0.0◌−0.0−0.0−0.0−0.0−0.00.00.00.0
EPS, diluted $−0.28−0.45−1.69−0.311.49−0.01−0.05−1.00−3.550.430.760.82
Dividend / sh $◌◌◌◌◌0.000.000.000.360.480.480.48
Payout %———————−0−101126343
ROE %−42.2−58.8−97.6−11.369.4−0.6−3.7−51.7−80.67.012.518.1
Shares out B0.010.010.010.010.010.010.010.010.010.010.010.01

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

UNH · BRK-A · BRK-B · CI · ELV · CNC
Provenance

Company facts, as filed

How we verify · 0 failures in 38 reconciliationsAUDITED

Reconciled in 12 of the 12 fiscal years we could check. Seven checks were skipped: EPS is not tagged before 2014. Six checks were skipped: the balance sheet is not tagged before 2013.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityFire, Marine & Casualty Insurance
Listed onNASDAQ
Incorporated inoutside the United States — SEC code E9
Fiscal year endsDecember 31
SEC categorysmaller reporting company
Data on record since2013

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