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MARKETS / NYSE / PAGS
NYSE · SERVICES-COMPUTER PROCESSING & DATA PREPARATION · LARGE CAP

PagSeguro Digital Ltd. PAGS

10 fiscal years on record · BRL · FY2024 reported · SEC filings only
BRL 18.8B
▲ 17.9% YoY
BRL 2.1B
▲ 28.0% YoY
BRL -4.5B
▼ 249.2% YoY
In brief

What this company does

PagSeguro Digital operates a digital ecosystem that lets its clients receive and spend funds and manage and grow their businesses, offering digital banking, payment card, credit, insurance, and investment products and services. PagSeguro Digital lets its clients pay bills issued as barcoded invoices, known in Brazil as boletos, through its digital account. Through its payroll portability feature, PagSeguro Digital lets registered employees in Brazil have their salary deposited directly into their free PagBank digital account at no cost. PagSeguro Digital issues a Mastercard-branded NFC debit card linked directly to the balance of its free PagBank digital account. PagSeguro Digital offers insurance products in Brazil through partnerships with insurance companies licensed by the Brazilian insurance regulator. As of December 31, 2025, PagSeguro Digital's product and engineering personnel, including outsourced staff, represented 34.2% of its total headcount, with a specialized team of 3,344 people focused on developing its systems and products.

Written from the business description in PAGSEGURO DIGITAL LTD.'s annual report to the U.S. Securities and Exchange Commission, filed 29 April 2026. Every sentence was checked against that document before publication.

Growth
BRL 18.8B
Revenue, FY2024 · full 10-year series below
Revenue BRL B Net income BRL B
FY2024 · Revenue 18.8 · Net income 2.1
8B16B2015201620172018201920202021202220232024
Compound annual growth
+21.6%
+26.9%
+22.0%
+9.2%
+44.9%
+239.7%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +26.9% a year over five years — but profit grew slower: net income at +9.2%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
11 cents
of every revenue dollar became profit
Operating margin Net margin
FY2024 · Net 11.3%
10%20%2015201620172018201920202021202220232024
ROE
FY2022 · ROE 14.3%
20%40%2015201620172018201920202021202220232024

Cash & shareholders
BRL 784.5M
returned in FY2024 · dividends + net buybacks
Free cash flow BRL B
FY2024 · FCF -4.5
2B-2B-4B2015201620172018201920202021202220232024
Net buybacks BRL B Dividends BRL B
FY2024 · Dividends — · Net buybacks 0.8
0.4B-2.0B-4.0B2018201920202021202220232024

BRL 784.5M in buybacks — 37% of the year's profit went back to shareholders.

Total assetsBRL 72.9B
CashBRL 927.7M
Gross debtBRL 4.5B
Net debtBRL 3.6B
DepositsBRL 24.1B
Current ratio1.51×

Not available: we don't have the shareholders' equity figure for this period.

The 10-year record
10 fiscal years
Every figure from documents filed with the SEC · BRL

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 2024202320222021202020192018201720162015
Revenue BRL B18.815.915.310.46.85.74.32.51.10.7
Operating income BRL B··········
EBITDA BRL B··········
Income tax BRL B0.30.40.30.30.50.50.30.20.0−0.0
Net income BRL B2.11.71.51.21.31.40.90.50.10.0
Free cash flow BRL B−4.53.02.5−0.10.60.2−1.80.40.10.1
EPS, diluted BRL 6.625.104.573.513.924.152.861.830.48·
Dividend / sh BRL ·······0.910.000.00
Payout %··········
ROE %··14.311.814.918.824.555.2··
Shares out B······327.29262.29262.29220.81

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 2 failures in 37 reconciliationsAUDITED

Reconciled in 8 of 19 fiscal years. 49 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente2 failures
ActivityServices-Computer Processing & Data Preparation
Listed onNYSE
Incorporated inoutside the United States — SEC code E9
Fiscal year endsDecember 31
Data on record since2015

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