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NYSE · SERVICES-COMPUTER PROCESSING & DATA PREPARATION · LARGE CAP

PagSeguro Digital Ltd. PAGS

10 fiscal years on record · BRL · FY2024 reported · SEC filings only
BRL 18.8B
▲ 17.9% YoY
BRL 2.1B
▲ 28.0% YoY
BRL -4.5B
▼ 249.2% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

PagSeguro Digital operates a digital ecosystem that lets its clients receive and spend funds and manage and grow their businesses, offering digital banking, payment card, credit, insurance, and investment products and services. PagSeguro Digital lets its clients pay bills issued as barcoded invoices, known in Brazil as boletos, through its digital account. Through its payroll portability feature, PagSeguro Digital lets registered employees in Brazil have their salary deposited directly into their free PagBank digital account at no cost. PagSeguro Digital issues a Mastercard-branded NFC debit card linked directly to the balance of its free PagBank digital account. PagSeguro Digital offers insurance products in Brazil through partnerships with insurance companies licensed by the Brazilian insurance regulator. As of December 31, 2025, PagSeguro Digital's product and engineering personnel, including outsourced staff, represented 34.2% of its total headcount, with a specialized team of 3,344 people focused on developing its systems and products.

Written from the business description in PAGSEGURO DIGITAL LTD.'s annual report to the U.S. Securities and Exchange Commission, filed 29 April 2026. Every sentence was checked against that document before publication.

Growth

BRL 18.8B
Revenue, FY2024 · full 10-year series below
Revenue BRL B Net income BRL B
FY2024 · Revenue 18.8 · Net income 2.1
10B20B
2015201820212024
Compound annual growth
+21.6%
+26.9%
+22.0%
+9.2%
+44.9%
+239.7%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +26.9% a year over the five years to FY2024 — but profit grew slower: net income at +9.2%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

11 cents
of every revenue dollar became profit
Operating margin Net margin
FY2024 · Net 11.3%
10%20%
201520192024
ROE
FY2024 · ROE 15.2%
20%40%60%
201520192024
Three returns, three denominators.
Return on capital employedNot available: we don't have a clean operating profit figure for this period.

Each BRL of equity produced 15 cents of profit this year.

Cash & shareholders

BRL 784.5M
returned in FY2024 · dividends + net buybacks
Free cash flow BRL B
FY2024 · FCF -4.5
2B3B-2B-4B
201520192024
Net buybacks BRL B Dividends BRL B
FY2024 · Dividends · · Net buybacks 0.8
0.3B0.6B-2.0B-4.0B
2018201920202021202220232024

BRL 784.5M in buybacks — 37% of the year's profit went back to shareholders.

Total assetsBRL 72.9B
CashBRL 927.7M
Gross debtBRL 4.5B
Net debtBRL 3.6B
DepositsBRL 24.1B
Current ratio1.51×

Net debt stands at 25% of equity.

The 10-year record

10 fiscal years
Every figure from documents filed with the SEC · BRL

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
PAGS, 10-year financial record
Metric 2024202320222021202020192018201720162015
Revenue BRL B18.815.915.310.46.85.74.32.51.10.7
Operating income BRL B◌◌◌◌◌◌◌◌◌◌
EBITDA BRL B◌◌◌◌◌◌◌◌◌◌
Income tax BRL B0.30.40.30.30.50.50.30.20.0−0.0
Net income BRL B2.11.71.51.21.31.40.90.50.10.0
Free cash flow BRL B−4.53.02.5−0.10.60.2−1.80.40.10.1
EPS, diluted BRL 6.625.104.573.513.924.152.861.830.48◌
Dividend / sh BRL ◌◌◌◌◌◌◌0.910.000.00
Payout % — not applicable: no dividend——————————
ROE %15.213.213.511.814.918.824.564.123.47.6
Shares out B◌◌◌◌◌◌327.29262.29262.29220.81

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

Provenance

Company facts, as filed

How we verify · 2 failures in 37 reconciliationsAUDITED

Reconciled in 8 of the 10 fiscal years we could check. 18 checks were skipped: the balance sheet is not tagged before 2016. Eight checks were skipped: EPS is not tagged before 2015. Eight checks were skipped: revenue is not tagged before 2015.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency2 failures
ActivityServices-Computer Processing & Data Preparation
Listed onNYSE
Incorporated inoutside the United States — SEC code E9
Fiscal year endsDecember 31
Data on record since2015

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