NASDAQ · SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED · MID CAP
Pioneer Bancorp, Inc./MD PBFS
8 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$15.8M
EPS · FY25
$0.83
Dividend / sh · FY25
—
Payout · FY25
—
ROE · FY25
6.5%
Net margin · FY25
128.3%
Dividend coverage
—
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Result
USD 15.8M
Revenue, FY2025 · full 8-year series below
Revenue
Net income
128 cents of every revenue dollar became profit this year.
Per share
USD 0.83
Diluted EPS, FY2025
EPS
The company pays no cash dividend.
Profitability
6.5%
Return on equity, FY2025
ROE
Operating margin167.5%
Net margin128.3%
Return on assets1.0%
Each USD of equity produced 6 cents of profit this year.
Returned to shareholders
USD 11.2M
returned in FY2025 · dividends + net buybacks
Dividends paid—
Net buybacksUSD 11.2M
Share of profit55.3%
Consecutive raises—
USD 11.2M in buybacks — 55% of the year's profit went back to shareholders.
Growth
+4.4% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+6.8%
+4.4%
Net income
−2.6%
+79.9%
EPS, diluted
−1.6%
+83.4%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.03B
Shares outstanding, FY2025
Change, 5 years−3.5%
Change, 10 years—
The share count shrank 3% in five years — the same company, cut into fewer, larger slices.
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Balance sheet
USD 2.2B
total assets, end of FY2025
Total assetsUSD 2.2B
EquityUSD 323.9M
CashUSD 133.7M
DepositsUSD 1.7B
Equity funds 15% of total assets.
History
8 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2023
2022
2021
2020
2019
2018
2017
Revenue $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
·
Operating income $B
0.0
0.0
0.0
0.0
0.0
·
·
·
EBITDA $B
0.0
0.0
0.0
0.0
0.0
·
·
·
Income tax $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Net income $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
EPS, diluted $
0.83
0.61
0.87
0.41
0.04
0.21
·
·
Dividend / sh $
·
·
·
·
·
·
·
·
Payout %
·
·
·
·
·
·
·
·
ROE %
6.5
5.4
8.6
4.3
0.5
3.0
6.1
9.7
Shares out B
0.03
0.03
0.03
0.03
0.03
0.03
0.00
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
15 of 15
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed