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NASDAQ · STATE COMMERCIAL BANKS · LARGE CAP

Peoples Bancorp Inc. PEBO

17 fiscal years on record · USD · FY2025 reported · SEC filings only
8 YEARS OF DIVIDEND GROWTH
$86.7M
▲ 2.3% YoY
$106.8M
▼ 8.9% YoY
$128.7M
▼ 5.6% YoY
In brief

What this company does

Peoples operates principally through its wholly-owned subsidiary, Peoples Bank, an Ohio state-chartered bank that was first chartered in 1902. Peoples makes available a complete line of commercial and consumer banking, trust and investment, insurance, premium financing solutions, equipment leases and equipment financing agreements through its financial subsidiaries: Peoples Bank, Peoples Insurance and Vantage. At December 31, 2025, Peoples had 1,454 full-time equivalent employees, compared to 1,479 at December 31, 2024.

Written from the business description in PEOPLES BANCORP INC.'s annual report to the U.S. Securities and Exchange Commission, filed 26 February 2026. Every sentence was checked against that document before publication.

Growth
USD 86.7M
Revenue, FY2025 · full 17-year series below
Revenue $M Net income $M
FY2025 · Revenue 86.7 · Net income 106.8
40M80M200920112013201520172019202120232025
Compound annual growth
+7.4%
+10.0%
+1.8%
+25.2%
+25.6%
+21.7%
−6.0%
+11.6%
+17.2%
+2.8%
+3.5%
+6.2%
+0.8%
+19.2%
+19.9%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +10.0% a year over five years — but profit grew faster: net income at +25.2%, earnings per share at +11.6%.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
123 cents
of every revenue dollar became profit
Operating margin Net margin
FY2025 · Operating 155.4% · Net 123.1%
50%100%150%200920112013201520172019202120232025
ROE
FY2025 · ROE 9.2%
5%10%200920112013201520172019202120232025
Gross margin—
Operating margin155.4%
Net margin123.1%
Return on assets1.1%
EBITDAUSD 149.3M

Each USD of equity produced 9 cents of profit this year.

Cash & shareholders
USD 58.1M
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 128.7
50M100M200920112013201520172019202120232025
Net buybacks $M Dividends $M
FY2025 · Dividends 58.1 · Net buybacks -0.8
20M40M-20M-40MDividendsNet buybacks200920112013201520172019202120232025
Dividends paidUSD 58.1M
Net buybacksUSD -832,000.00
Share of profit54.4%
Consecutive raises8 years

USD 58.1M in dividends — 54% of the year's profit went back to shareholders.

Total assetsUSD 9.6B
EquityUSD 1.2B
CashUSD 189.0M
Gross debtUSD 734.4M
Net debtUSD 545.5M
DepositsUSD 7.6B

Net debt stands at 45% of equity.

The 17-year record
17 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 20252024202320222021202020192018201720162015201420132012201120102009
Revenue $B0.10.10.10.10.10.10.10.1·········
Operating income $B0.10.10.10.10.10.00.10.10.10.00.00.00.00.00.00.00.0
EBITDA $B0.10.20.10.10.10.10.10.10.10.10.00.00.00.00.00.00.0
Income tax $B0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0−0.0
Net income $B0.10.10.10.10.00.00.10.00.00.00.00.00.00.00.00.00.0
Free cash flow $B0.10.10.10.10.10.10.10.10.10.10.00.00.00.00.00.00.0
EPS, diluted $2.993.313.443.602.151.732.632.412.101.710.611.351.631.921.070.340.22
Dividend / sh $1.631.591.551.501.431.371.321.120.84········
Payout %54484642657848453836924131223168177
ROE %9.210.812.312.46.75.99.69.58.67.32.95.97.99.56.12.51.7

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 50 reconciliationsAUDITED

Reconciled in 17 of 19 fiscal years. 7 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityState Commercial Banks
Listed onNASDAQ
Incorporated inOhio
Fiscal year endsDecember 31
Data on record since2009

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