MARKETS / NASDAQ / PEBO
NASDAQ · STATE COMMERCIAL BANKS · LARGE CAP

Peoples Bancorp Inc. PEBO

17 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY8 YEARS OF DIVIDEND GROWTH
Revenue · FY2025
$86.7M
▲ 2.3% vs FY2024
Dividend streak
8 yrs
Raised every year since 2018
EPS · FY25
$2.99
Dividend / sh · FY25
$1.63
Payout · FY25
54%
ROE · FY25
9.2%
Net margin · FY25
123.1%
Dividend coverage
1.8×
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Result
USD 86.7M
Revenue, FY2025 · full 17-year series below
Revenue Net income
0.0250.050.0750.10.10.12009201220152018202120242025
0.0250.050.0750.10.10.12016201920222025

123 cents of every revenue dollar became profit this year.

Per share
USD 2.99
Diluted EPS, FY2025
EPS Dividend
241.632.992009201220152018202120242025
241.632.992016201920222025

Earnings covered the dividend 1.8 times — the rest stayed in the company.

Profitability
9.2%
Return on equity, FY2025
ROE
4812169.2%2009201220152018202120242025
4812169.2%2016201920222025
Operating margin155.4%
Net margin123.1%
Return on assets1.1%

Each USD of equity produced 9 cents of profit this year.

Returned to shareholders
USD 58.1M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 58.1M
Net buybacksUSD -832,000.00
Share of profit54.4%
Consecutive raises8 years

USD 58.1M in dividends — 54% of the year's profit went back to shareholders.

Growth
+10.0% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+7.4%
+10.0%
Net income
+1.8%
+25.2%
+25.6%
+21.7%
EPS, diluted
−6.0%
+11.6%
+17.2%
+15.6%
Dividend / share
+2.8%
+3.5%
Returned to shareholders
+6.2%
+0.8%
+19.2%
+19.9%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
Shares outstanding, FY2025
Change, 5 years
Change, 10 years

A share split breaks the comparison across the period, so we leave it out.

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Balance sheet
USD 9.6B
total assets, end of FY2025
Total assetsUSD 9.6B
EquityUSD 1.2B
CashUSD 189.0M
Gross debtUSD 734.4M
Net debtUSD 545.5M
DepositsUSD 7.6B

Net debt stands at 45% of equity.

History
17 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Revenue $B
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
·
·
·
·
·
·
·
·
·
Operating income $B
0.1
0.1
0.1
0.1
0.1
0.0
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
EBITDA $B
0.1
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Income tax $B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
−0.0
Net income $B
0.1
0.1
0.1
0.1
0.0
0.0
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
EPS, diluted $
2.99
3.31
3.44
3.60
2.15
1.73
2.63
2.41
2.10
1.71
0.61
1.35
1.63
1.92
1.07
0.34
0.22
Dividend / sh $
1.63
1.59
1.55
1.50
1.43
1.37
1.32
1.12
0.84
·
·
·
·
·
·
·
·
Payout %
54
48
46
42
65
78
48
45
38
36
92
41
31
22
31
68
177
ROE %
9.2
10.8
12.3
12.4
6.7
5.9
9.6
9.5
8.6
7.3
2.9
5.9
7.9
9.5
6.1
2.5
1.7
Shares out B
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
33 of 33
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed