MARKETS / NASDAQ / Financials / Credit / PLBC

NASDAQ · SHORT-TERM BUSINESS CREDIT INSTITUTIONS · SMALL CAP

Plumas Bancorp PLBC

17 fiscal years on record · USD · FY2025 reported · SEC filings only

5 YEARS OF DIVIDEND GROWTH

Net income

$29.6M

▲ 3.5% YoY

Free cash flow

$20.3M

▼ 32.0% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Substantially all of the Company's operations are conducted through its subsidiary, Plumas Bank, which is also the principal source of the Company’s revenue. The Company is a California corporation incorporated in 2002 for the purpose of becoming the holding company for the Bank, which it acquired in a bank holding company reorganization the same year. The Bank is a California state-chartered bank that was incorporated and commenced business in 1980. With a predominant focus on personal service, the Bank positions itself as a multi-community independent bank serving the financial needs of individuals and businesses within the Bank’s geographic footprint. On July 1, 2025, we acquired our Anderson and Red Bluff branches and two branches in Redding with the acquisition of Cornerstone Community Bank ("Cornerstone").

Written from the business description in Plumas Bancorp's annual report to the U.S. Securities and Exchange Commission, filed 19 March 2026. Every sentence was checked against that document before publication.

Growth

Revenue, FY2025 · full 17-year series below

Compound annual growth

Net income

+3.8%

+15.4%

+17.7%

+25.6%

EPS, diluted

+0.5%

+10.4%

+14.7%

+33.4%

Dividend / share

+23.3%

+27.2%

Returned to shareholders

+27.4%

+32.8%

3 yrs

5 yrs

10 yrs

15 yrs

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

ROE

FY2025 · ROE 13.5%

10%20%-10%-20%

200920172025

Three returns, three denominators.

Return on equity13.5%

Return on assets1.5%

Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Gross margin·

Operating margin·

Net margin·

EBITDAUSD 41.1M

Each USD of equity produced 13 cents of profit this year.

Cash & shareholders

USD 7.7M

returned in FY2025 · dividends + net buybacks

Free cash flow $M

FY2025 · FCF 20.3

20M40M-4M-8M

200920172025

Net buybacks $M Dividends $M

FY2025 · Dividends 7.7 · Net buybacks ·

3M6M

2016201720182019202020212022202320242025

Dividends paidUSD 7.7M

Net buybacks·

Share of profit26.1%

Consecutive raises5 years

USD 7.7M in dividends — 26% of the year's profit went back to shareholders.

Total assetsUSD 2.2B

EquityUSD 261.1M

CashUSD 80.6M

DepositsUSD 1.8B

Equity funds 12% of total assets.

The 17-year record

17 fiscal years

Every figure from documents filed with the SEC · USD

row low → row highnegative—not applicable◌not available in our data

PLBC, 17-year financial record
Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Revenue $B	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌
Operating income $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌
EBITDA $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	◌	◌	◌	◌	◌	◌	◌	◌	◌	◌
Income tax $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	−0.0
Net income $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	−0.0
Free cash flow $B	0.0	0.0	0.0	0.1	−0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	−0.0
EPS, diluted $	4.54	4.80	5.02	4.47	3.76	2.77	2.97	2.68	1.58	1.47	1.15	0.95	0.75	0.26	0.05	0.06	−2.05
Dividend / sh $	1.20	1.08	1.00	0.64	0.56	0.36	0.46	0.36	0.28	0.10	◌	0.00	0.00	0.00	◌	◌	◌
Payout %	26	22	20	14	15	13	15	13	17	7	—	—	—	—	—	—	—
ROE %	13.5	17.6	22.4	20.9	17.9	15.7	20.5	22.8	15.8	16.5	14.7	14.1	9.5	4.8	2.4	2.5	−23.9
Shares out B	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

Other companies filing in the same sector

UNH · BRK-A · BRK-B · CI · ELV · CNC

Provenance

Company facts, as filed

How we verify · 0 failures in 49 reconciliationsAUDITED

Reconciled in 17 of the 17 fiscal years we could check. Three checks were skipped: the share count is not tagged before 2010. Three checks were skipped: the balance sheet is not tagged before 2010.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures

ActivityShort-Term Business Credit Institutions

Listed onNASDAQ

Incorporated inCalifornia

Fiscal year endsDecember 31

SEC categorysmaller reporting company

Data on record since2009