NASDAQ · SHORT-TERM BUSINESS CREDIT INSTITUTIONS · LARGE CAP
PRA Group, Inc. PRAA
18 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY
Revenue · FY2025
$1.2B
▲ 7.8% vs FY2024
EPS · FY25
$-7.79
Dividend / sh · FY25
—
Payout · FY25
—
ROE · FY25
-28.9%
Net margin · FY25
-25.4%
Dividend coverage
—
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Result
USD 1.2B
Revenue, FY2025 · full 18-year series below
Revenue
Net income
The company lost 25 cents on every revenue dollar this year.
Per share
USD -7.79
Diluted EPS, FY2025
EPS
The company pays no cash dividend.
Profitability
-28.9%
Return on equity, FY2025
ROE
Operating margin-2.5%
Net margin-25.4%
Return on assets-6.1%
Each USD of equity lost 29 cents this year.
Returned to shareholders
USD 20.0M
returned in FY2025 · dividends + net buybacks
Dividends paid—
Net buybacksUSD 20.0M
Share of profit-6.6%
Consecutive raises—
USD 20.0M in buybacks went back to shareholders in a year without profit.
Growth
+2.4% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+7.5%
+2.4%
+2.5%
+8.1%
Returned to shareholders
−43.6%
−19.0%
Compound annual rates per period — left blank where the series crosses a loss.
Share base
0.04B
Shares outstanding, FY2025
Change, 5 years−15.6%
Change, 10 years−16.7%
The share count shrank 16% in five years — the same company, cut into fewer, larger slices.
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Balance sheet
USD 5.1B
total assets, end of FY2025
Total assetsUSD 5.1B
EquityUSD 979.9M
CashUSD 104.4M
Equity funds 19% of total assets.
History
18 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
Revenue $B
1.2
1.1
0.8
1.0
1.1
1.1
0.0
0.0
0.0
0.1
0.9
0.9
0.7
0.6
0.5
0.4
0.3
0.3
Operating income $B
−0.0
0.3
0.1
0.3
0.4
0.3
0.2
0.2
0.2
0.2
0.3
0.3
0.3
0.2
0.2
0.1
0.1
0.1
EBITDA $B
−0.0
0.4
0.1
0.3
0.4
0.4
0.3
0.2
0.2
0.2
0.3
0.4
0.3
0.2
0.2
0.1
0.1
·
Income tax $B
0.0
0.0
−0.0
0.0
0.1
0.0
0.0
0.0
−0.0
0.0
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.0
Net income $B
−0.3
0.1
−0.1
0.1
0.2
0.1
0.1
0.1
0.2
0.1
0.2
0.2
0.2
0.1
0.1
0.1
0.0
0.0
EPS, diluted $
−7.79
1.79
−2.13
2.94
4.04
3.26
1.89
1.44
3.59
1.86
3.47
3.50
3.45
2.46
1.95
4.35
2.87
2.97
Dividend / sh $
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
Payout %
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
ROE %
−28.9
6.1
−7.0
9.3
13.9
11.9
7.6
6.0
16.8
10.4
19.7
19.9
22.2
19.4
18.6
17.8
14.3
16.0
Shares out B
0.04
0.04
0.04
0.04
0.04
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.00
0.00
0.02
0.02
·
Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.
How we verifyAUDITED
35 of 35
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity
Every figure was compared against the original statement: 0 failures and 0 presentation gaps.
What we don’t show
We’d rather say what’s missing than fill the gap with an estimate.
P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed