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NASDAQ · ACCIDENT & HEALTH INSURANCE · LARGE CAP

Porch Group, Inc. PRCH

7 fiscal years on record · USD · FY2025 reported · SEC filings only
$482.4M
▲ 10.2% YoY
$-3.4M
$66.0M

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

Porch continues to manage and operate the Reciprocal, providing services such as underwriting, policy renewal, risk and portfolio management, financial oversight, and investment guideline setting. As of December 31, 2025, it had a total of 803 employees, which includes 799 full-time employees. It has relationships with approximately 24 thousand companies that support consumers through the home transaction. Porch operates through four segments: three that it owns, Insurance Services, Software & Data, and Consumer Services, and a fourth, the Reciprocal Segment, which it manages but does not own. Its Insurance Services segment earns management fees from the Reciprocal in exchange for managing and operating its business. Its Software & Data segment provides software, on a subscription and predominantly transactional basis, to inspection, mortgage, title, and roofing companies. Its Consumer Services segment provides warranty products through Porch Warranty and other warranty brands, and also provides moving-related services such as movers, TV/Internet, and security. The Reciprocal Segment provides policyholders with insurance to protect their homes, earning revenue primarily through premiums collected on policies.

Written from the business description in Porch Group, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 20 February 2026. Every sentence was checked against that document before publication.

Growth

USD 482.4M
Revenue, FY2025 · full 7-year series below
Revenue $M Net income $M
FY2025 · Revenue 482.4 · Net income -3.4
200M400M-100M-200M
201920222025
Compound annual growth
+20.5%
+46.2%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +46.2% a year over the five years to FY2025.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

·
Operating margin Net margin
FY2024 · Operating -14.7% · Net -7.5%
-20%-40%-60%
201920222025
ROE
FY2022 · ROE -105.6%
-50%-100%
201920222025
Three returns, three denominators.
Return on equityNot applicable: equity was zero or negative in this period, so return on equity has no meaning.

Return on equity has no reading this year — return on capital employed, just below, still does: 6%.

Cash & shareholders

USD 0.00
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 66.0
25.0M50.0M-20.0M-40.0M
201920222025
Net buybacks $M Dividends $M
FY2025 · Dividends · · Net buybacks 0.0
15M30M-2M-4M
202020212022202320242025

Total assetsUSD 797.4M
EquityUSD -24.6M
CashUSD 44.7M
Gross debtUSD 392.8M
Net debtUSD 348.2M
Current ratio1.30×

Equity was zero or negative — liabilities equaled or exceeded assets. No ratio is shown.

The 7-year record

7 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
PRCH, 7-year financial record
Metric 2025202420232022202120202019
Revenue $B0.50.40.40.30.20.10.1
Operating income $B0.0−0.1−0.2−0.2−0.1−0.0−0.1
EBITDA $B0.1−0.0−0.2−0.1−0.1−0.0−0.1
Income tax $B0.00.00.00.0−0.0−0.00.0
Net income $B−0.0−0.0−0.1−0.2−0.1−0.1−0.1
Free cash flow $B0.1−0.00.0−0.0−0.0−0.0−0.0
EPS, diluted $−0.03−0.33−1.39−1.61−1.14−2.03−3.31
Dividend / sh $◌◌◌◌◌◌◌
Payout %—————−56—
ROE %———−105.6−65.7——
Shares out B0.120.120.100.100.100.020.03

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

Provenance

Company facts, as filed

How we verify · 0 failures in 31 reconciliationsAUDITED

Reconciled in 7 of the 7 fiscal years we could check. 24 checks were skipped: the balance sheet is not tagged before 2019. 12 checks were skipped: EPS is not tagged before 2019. 12 checks were skipped: revenue is not tagged before 2019.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityAccident & Health Insurance
Listed onNASDAQ
Incorporated innot stated in the filings
Fiscal year endsDecember 31
Data on record since2019

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