Skip to content
NASDAQ · FIRE, MARINE & CASUALTY INSURANCE · SMALL CAP

Presurance Holdings, Inc. PRHI

13 fiscal years on record · USD · FY2025 reported · SEC filings only
$43.3M
▼ 35.6% YoY
$-18.4M
▼ 175.7% YoY

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

In brief

What this company does

We are an insurance holding company that markets and services our product offerings through specialty personal insurance lines of business. As of December 31, 2025, we offer only homeowners insurance products in Texas, Illinois and Indiana. Through our personal insurance lines, we offer homeowners insurance and dwelling fire insurance products to individuals in several states. Through our commercial insurance lines, we historically offered coverage for both commercial property and commercial liability. As of December 31, 2025, approximately 94.6% of our gross written premiums were E&S, and approximately 5.4% were admitted. At December 31, 2025, we had twelve full-time employees.

Written from the business description in Presurance Holdings, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 27 March 2026. Every sentence was checked against that document before publication.

Growth

USD 43.3M
Revenue, FY2025 · full 13-year series below
Revenue $M Net income $M
FY2025 · Revenue 43.3 · Net income -18.4
50M100M-10M-20M
20132016201920222025
Compound annual growth
−25.5%
−16.0%
−4.8%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at −16.0% a year over the five years to FY2025.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

−43 cents
lost on every revenue dollar
Operating margin Net margin
FY2025 · Operating -59.8% · Net -42.6%
10%20%30%-20%-40%
201320192025
ROE
FY2023 · ROE -237.4%
-100%-200%
201320192025
Three returns, three denominators.
Return on equityNot available: we don't have a clean profit figure for this period.
Return on capital employedNot available: we don't have total assets or current liabilities for this period.

Cash & shareholders

·
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2020 · FCF 2.9
10M20M-10M-20M
201320192025
Net buybacks $M Dividends $M
FY2021 · Dividends · · Net buybacks 0.0
-15M-30M
20142015201620172018201920202021

Total assetsUSD 239.3M
EquityUSD 9.0M
CashUSD 27.4M
Gross debtUSD 12.2M
Net debtUSD -15.2M

The company holds more cash than debt.

The 13-year record

13 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative—not applicable◌not available in our data
PRHI, 13-year financial record
Metric 2025202420232022202120202019201820172016201520142013
Revenue $B0.00.10.10.10.10.10.10.10.10.10.10.10.0
Operating income $B−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0◌◌◌
EBITDA $B◌◌◌◌◌◌◌−0.0−0.0−0.0◌◌◌
Income tax $B0.0−0.0−0.0−0.00.00.0−0.00.0−0.0−0.00.0−0.00.0
Net income $B−0.00.0−0.0−0.0−0.00.0−0.0−0.0−0.0−0.00.0−0.00.0
Free cash flow $B◌◌◌◌◌0.00.0−0.00.00.0−0.00.00.0
EPS, diluted $−1.511.93−2.12−1.00−0.110.06−0.88−1.08−2.74−1.11−0.09−2.690.20
Dividend / sh $◌◌◌◌◌◌◌◌◌◌◌◌◌
Payout % — not applicable: no dividend—————————————
ROE %◌◌−237.4−35.9◌◌◌◌−35.7−11.60.1−21.21.6
Shares out B0.010.010.010.010.010.010.010.010.010.010.010.00◌

Slide the table for earlier years. "—" not applicable · "◌" not available in our data.

More in this sector

Other companies filing in the same sector

Provenance

Company facts, as filed

How we verify · 0 failures in 38 reconciliationsAUDITED

Reconciled in 13 of the 13 fiscal years we could check. Seven checks were skipped: the balance sheet is not tagged before 2014. Six checks were skipped: EPS is not tagged before 2013.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidityCurrency consistency0 failures
ActivityFire, Marine & Casualty Insurance
Listed onNASDAQ
Incorporated inMichigan
Fiscal year endsDecember 31
SEC categorysmaller reporting company
Data on record since2013

Share this section

Download image