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MARKETS / NASDAQ / PRHI
NASDAQ · FIRE, MARINE & CASUALTY INSURANCE · SMALL CAP

Presurance Holdings, Inc. PRHI

13 fiscal years on record · USD · FY2025 reported · SEC filings only
$43.3M
▼ 35.6% YoY
$-18.4M
▼ 175.7% YoY
In brief

What this company does

We are an insurance holding company that markets and services our product offerings through specialty personal insurance lines of business. As of December 31, 2025, we offer only homeowners insurance products in Texas, Illinois and Indiana. Through our personal insurance lines, we offer homeowners insurance and dwelling fire insurance products to individuals in several states. Through our commercial insurance lines, we historically offered coverage for both commercial property and commercial liability. As of December 31, 2025, approximately 94.6% of our gross written premiums were E&S, and approximately 5.4% were admitted. At December 31, 2025, we had twelve full-time employees.

Written from the business description in Presurance Holdings, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 27 March 2026. Every sentence was checked against that document before publication.

Growth
USD 43.3M
Revenue, FY2025 · full 13-year series below
Revenue $M Net income $M
FY2025 · Revenue 43.3 · Net income -18.4
40M80M-10M-20M2013201520172019202120232025
Compound annual growth
−25.5%
−16.0%
−4.8%
−73.4%
−54.6%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at −16.0% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
−43 cents
lost on every revenue dollar
Operating margin Net margin
FY2025 · Operating -59.8% · Net -42.6%
10%20%30%-20%-40%2013201520172019202120232025
ROE
FY2023 · ROE -237.4%
-100%-200%2013201520172019202120232025

Cash & shareholders
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2020 · FCF 2.9
8M-8M-16M2013201520172019202120232025
Net buybacks $M Dividends $M
FY2021 · Dividends — · Net buybacks 0.0
-20M20142015201620172018201920202021

Total assetsUSD 239.3M
EquityUSD 9.0M
CashUSD 27.4M
Gross debtUSD 12.2M
Net debtUSD -15.2M

The company holds more cash than debt.

The 13-year record
13 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 2025202420232022202120202019201820172016201520142013
Revenue $B0.00.10.10.10.10.10.10.10.10.10.10.10.0
Operating income $B−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0−0.0···
EBITDA $B·······−0.0−0.0−0.0···
Income tax $B0.0−0.0−0.0−0.00.00.0−0.00.0−0.0−0.00.0−0.00.0
Net income $B−0.00.0−0.0−0.0−0.00.0−0.0−0.0−0.0−0.00.0−0.00.0
Free cash flow $B·····0.00.0−0.00.00.0−0.00.00.0
EPS, diluted $−1.511.93−2.12−1.00−0.110.06−0.88−1.08−2.74−1.11−0.09−2.690.20
Dividend / sh $·············
Payout %·············
ROE %··−237.4−35.9·····−10.90.1−15.7·
Shares out B0.010.010.010.010.010.010.010.010.010.010.010.00·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 38 reconciliationsAUDITED

Reconciled in 13 of 19 fiscal years. 19 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityFire, Marine & Casualty Insurance
Listed onNASDAQ
Incorporated inMichigan
Fiscal year endsDecember 31
SEC categorysmaller reporting company
Data on record since2013

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