ES
MARKETS / NYSE / PRI
NYSE · LIFE INSURANCE · LARGE CAP

Primerica, Inc. PRI

17 fiscal years on record · USD · FY2025 reported
SEC FILINGS ONLY15 YEARS OF DIVIDEND GROWTH
Revenue · FY2025
$3.3B
▲ 6.6% vs FY2024
Dividend streak
15 yrs
Raised every year since 2011
EPS · FY25
$22.91
Dividend / sh · FY25
$4.16
Payout · FY25
18%
ROE · FY25
31.9%
Net margin · FY25
22.8%
Dividend coverage
5.5×
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Result
USD 3.3B
Revenue, FY2025 · full 17-year series below
Revenue Net income
12343.30.82009201220152018202120242025
12343.30.82016201920222025

23 cents of every revenue dollar became profit this year.

Per share
USD 22.91
Diluted EPS, FY2025
EPS Dividend
816244.1622.912009201220152018202120242025
816244.1622.912016201920222025

Earnings covered the dividend 5.5 times — the rest stayed in the company.

Profitability
31.9%
Return on equity, FY2025
ROE
1020304031.9%2009201220152018202120242025
1020304031.9%2016201920222025
Operating margin29.6%
Net margin22.8%
Return on assets5.1%

Each USD of equity produced 32 cents of profit this year.

Returned to shareholders
USD 586.1M
returned in FY2025 · dividends + net buybacks
Dividends paidUSD 136.1M
Net buybacksUSD 450.0M
Share of profit78.0%
Consecutive raises15 years

USD 136.1M in dividends and USD 450.0M in buybacks — 78% of the year's profit went back to shareholders.

Growth
+8.2% a year
revenue, compounded over five years
CAGR
3 yrs
5 yrs
10 yrs
15 yrs
Revenue
+7.4%
+8.2%
+8.9%
+6.1%
Net income
+16.8%
+14.2%
+14.7%
+8.1%
EPS, diluted
+22.9%
+19.1%
+20.0%
+14.4%
Dividend / share
+23.7%
+21.1%
+20.6%
+42.7%
Returned to shareholders
+10.0%
+14.7%
+9.7%
+48.9%

Compound annual rates per period — left blank where the series crosses a loss.

Share base
0.03B
Shares outstanding, FY2025
0.070.032009201220152018202120242025
0.050.032016201920222025
Change, 5 years−19.1%
Change, 10 years−34.1%

The share count shrank 19% in five years — the same company, cut into fewer, larger slices.

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Balance sheet
USD 15.0B
total assets, end of FY2025
Total assetsUSD 15.0B
EquityUSD 2.4B
CashUSD 756.2M
Gross debtUSD 595.3M
Net debtUSD -160.9M

The company holds more cash than debt.

History
17 fiscal years
Every figure from documents filed with the SEC · USD
Metric
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Revenue $B
3.3
3.1
2.7
2.7
2.7
2.2
2.1
1.9
1.7
1.5
1.4
1.3
1.2
1.2
1.1
1.4
2.2
Operating income $B
1.0
0.9
0.8
0.7
0.6
0.5
0.5
0.4
0.4
0.3
0.3
0.3
0.2
0.3
0.2
·
·
EBITDA $B
1.0
1.0
0.8
0.7
0.7
0.5
0.5
0.4
0.4
0.3
0.3
0.3
0.3
0.3
0.3
·
·
Income tax $B
0.2
0.2
0.2
0.2
0.2
0.1
0.1
0.1
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.3
Net income $B
0.8
0.5
0.6
0.5
0.5
0.4
0.4
0.3
0.4
0.2
0.2
0.2
0.2
0.2
0.2
0.2
0.5
EPS, diluted $
22.91
13.71
15.94
12.33
11.99
9.57
8.62
7.33
7.61
4.59
3.70
3.29
2.83
2.71
2.08
3.06
·
Dividend / sh $
4.16
3.30
2.60
2.20
1.88
1.60
1.36
1.00
0.78
0.70
0.64
0.48
0.44
0.24
0.10
0.02
·
Payout %
18
24
16
18
16
17
16
14
10
15
17
15
15
8
5
1
0
ROE %
31.9
21.8
28.1
31.9
34.6
22.1
23.5
22.5
26.5
18.5
15.9
14.6
12.8
13.4
11.7
7.4
10.0
Shares out B
0.03
0.03
0.03
0.04
0.04
0.04
0.04
0.04
0.04
0.05
0.05
0.05
0.05
0.06
0.06
0.07
·

Slide the table for earlier years · "·" marks figures not disclosed in the filing for that year.

How we verifyAUDITED
32 of 32
checks passed before publication
EPS recomputationBalance-sheet identityGross profitBalance-sheet liquidity

Every figure was compared against the original statement: 0 failures and 0 presentation gaps.

What we don’t show

We’d rather say what’s missing than fill the gap with an estimate.

P/E rationeeds a market quote — not yet licensed
Market capitalizationneeds a market quote — not yet licensed
Dividend yieldneeds a market quote — not yet licensed
Price-to-bookneeds a market quote — not yet licensed