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MARKETS / NASDAQ / QCRH
NASDAQ · STATE COMMERCIAL BANKS · LARGE CAP

QCR Holdings Inc. QCRH

17 fiscal years on record · USD · FY2025 reported · SEC filings only
$127.2M
▲ 11.7% YoY
$354.1M
▼ 11.5% YoY
In brief

What this company does

QCR Holdings, Inc. provides full-service commercial and consumer banking and trust and asset management services to the Quad Cities, Cedar Rapids, Waterloo/Cedar Falls, Des Moines/Ankeny and Springfield communities through its wholly-owned banking subsidiaries. As of December 31, 2025, it employed 967 full-time employees and 72 part-time employees across all locations. Its four wholly-owned banking subsidiaries, collectively the Banks, are Quad City Bank & Trust, based in Bettendorf, Iowa, which commenced operations in 1994; Cedar Rapids Bank & Trust, based in Cedar Rapids, Iowa, which commenced operations in 2001; Community State Bank, based in Ankeny, Iowa, which was acquired in 2016; and Guaranty Bank, based in Springfield, Missouri, which was acquired in 2018. It also engages in direct financing lease contracts and equipment financing agreements through m2, a wholly-owned subsidiary of QCBT based in Waukesha, Wisconsin. QCR Holdings, Inc. was formed in February 1993 under the laws of the state of Delaware and is headquartered in Moline, Illinois.

Written from the business description in QCR Holdings, Inc.'s annual report to the U.S. Securities and Exchange Commission, filed 27 February 2026. Every sentence was checked against that document before publication.

Growth
Revenue, FY2025 · full 17-year series below
Revenue $M Net income $M
FY2023 · Revenue 546.1 · Net income 113.6
200M400M200920112013201520172019202120232025
Compound annual growth
+20.5%
+19.5%
+17.5%
+8.7%
+16.0%
+22.3%
+21.8%
+8.5%
+14.5%
+16.6%
+0.0%
+0.0%
+11.6%
3 yrs
5 yrs
10 yrs
15 yrs

Revenue compounded at +19.5% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability
Operating margin Net margin
FY2023 · Operating 23.2% · Net 20.8%
20%40%200920112013201520172019202120232025
ROE
FY2025 · ROE 12.1%
5%10%15%200920112013201520172019202120232025

Each USD of equity produced 12 cents of profit this year.

Cash & shareholders
returned in FY2025 · dividends + net buybacks
Free cash flow $M
FY2025 · FCF 354.1
200M400M200920112013201520172019202120232025

Total assetsUSD 9.6B
EquityUSD 1.1B
Gross debtUSD 2.6M
DepositsUSD 7.4B

Equity funds 12% of total assets.

The 17-year record
17 fiscal years
Every figure from documents filed with the SEC · USD

EPS, diluted, dividend per share and shares outstanding are shown without shading, and a vertical line marks the year the share count changed — the series crosses a large, unexplained change in share count, so the years on either side are not on a comparable scale.

row low → row highnegative
Metric 20252024202320222021202020192018201720162015201420132012201120102009
Revenue $B··0.50.40.30.30.30.20.20.10.10.10.10.10.1··
Operating income $B0.10.10.10.10.10.10.1··········
EBITDA $B0.10.10.10.10.10.10.1··········
Income tax $B0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Net income $B0.10.10.10.10.10.10.10.00.00.00.00.00.00.00.00.00.0
Free cash flow $B0.40.40.40.10.10.10.10.10.00.00.00.00.00.00.00.00.0
EPS, diluted $7.496.716.735.876.203.803.602.862.612.171.611.722.081.850.920.53−0.46
Dividend / sh $0.240.240.240.240.240.240.240.240.200.160.080.080.080.080.080.080.08
Payout %·················
ROE %12.112.113.713.715.610.711.410.411.210.89.210.4·····
Shares out B0.020.020.020.020.020.020.020.020.010.010.010.010.010.000.000.00·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance
Company facts, as filed
How we verify · 0 failures in 51 reconciliationsAUDITED

Reconciled in 17 of 19 fiscal years. 25 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures
ActivityState Commercial Banks
Listed onNASDAQ
Incorporated inDelaware
Fiscal year endsDecember 31
Data on record since2009

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