MARKETS / NASDAQ / RBB

NASDAQ · STATE COMMERCIAL BANKS · MID CAP

RBB Bancorp RBB

11 fiscal years on record · USD · FY2025 reported · SEC filings only

Revenue

$5.2M

▼ 2.4% YoY

Net income

$31.9M

▲ 19.8% YoY

Free cash flow

$42.6M

▼ 26.2% YoY

In brief

What this company does

The Bank provides business-banking and consumer products and services predominantly to the Asian-centric communities through full service branches located in Los Angeles County, Orange County and Ventura County in California, Las Vegas (Nevada), the New York City metropolitan areas, Chicago (Illinois), Edison (New Jersey) and Honolulu (Hawaii). Between 2011 and 2018 we successfully completed six whole-bank acquisitions and, in 2022, a bank branch acquisition in Hawaii. As of December 31, 2025, we had 369 full-time equivalent employees.

Written from the business description in RBB Bancorp's annual report to the U.S. Securities and Exchange Commission, filed 9 March 2026. Every sentence was checked against that document before publication.

Growth

USD 5.2M

Revenue, FY2025 · full 11-year series below

Revenue $M Net income $M

FY2025 · Revenue 5.2 · Net income 31.9

Compound annual growth

Revenue

−2.5%

+2.9%

Net income

−20.8%

−0.6%

EPS, diluted

−18.1%

+2.1%

+6.7%

Dividend / share

+4.6%

+14.2%

+9.9%

Returned to shareholders

−0.3%

+12.6%

+23.1%

3 yrs

5 yrs

10 yrs

15 yrs

Revenue compounded at +2.9% a year over five years.

Compound annual rates per period — left blank where that exact year isn't on file, the series crosses a loss, or (per-share rows) a split falls inside the window.

Profitability

618 cents

of every revenue dollar became profit

Operating margin Net margin

FY2025 · Operating 815.4% · Net 618.3%

ROE

FY2025 · ROE 6.1%

Gross margin—

Operating margin815.4%

Net margin618.3%

Return on assets0.8%

EBITDA—

Each USD of equity produced 6 cents of profit this year.

Cash & shareholders

USD 24.8M

returned in FY2025 · dividends + net buybacks

Free cash flow $M

FY2025 · FCF 42.6

Net buybacks $M Dividends $M

FY2025 · Dividends 11.3 · Net buybacks 13.6

Dividends paidUSD 11.3M

Net buybacksUSD 13.6M

Share of profit77.7%

Consecutive raises—

USD 11.3M in dividends and USD 13.6M in buybacks — 78% of the year's profit went back to shareholders.

Total assetsUSD 4.2B

EquityUSD 523.4M

CashUSD 212.3M

Gross debtUSD 119.9M

Net debtUSD -92.4M

DepositsUSD 3.4B

The company holds more cash than debt.

The 11-year record

11 fiscal years

Every figure from documents filed with the SEC · USD

row low → row highnegative

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Revenue $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	·	·
Operating income $B	0.0	0.0	0.1	0.1	0.1	0.0	0.1	0.0	0.0	0.0	0.0
EBITDA $B	·	·	·	·	·	·	·	·	·	·	·
Income tax $B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Net income $B	0.0	0.0	0.0	0.1	0.1	0.0	0.0	0.0	0.0	0.0	0.0
Free cash flow $B	0.0	0.1	0.1	0.1	0.2	0.1	0.5	−0.1	0.0	0.1	0.0
EPS, diluted $	1.83	1.47	2.24	3.33	2.86	1.65	1.92	2.01	1.68	1.39	0.96
Dividend / sh $	0.64	0.64	0.64	0.56	0.51	0.33	0.40	0.35	0.38	0.20	0.25
Payout %	35	44	29	17	17	20	20	16	20	13	24
ROE %	6.1	·	·	·	·	·	·	13.6	11.4	11.1	7.9
Shares out B	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.01	·

Slide the table for earlier years · "·" marks a figure not available in our data for that year.

Provenance

Company facts, as filed

How we verify · 0 failures in 32 reconciliationsAUDITED

Reconciled in 11 of 19 fiscal years. 25 checks could not be computed.

EPS recomputationBalance-sheet identityGross profitBalance-sheet liquiditymoeda_consistente0 failures

ActivityState Commercial Banks

Listed onNASDAQ

Incorporated inCalifornia

Fiscal year endsDecember 31

Data on record since2015